{"id":30068,"date":"2026-06-03T10:47:49","date_gmt":"2026-06-03T10:47:49","guid":{"rendered":"https:\/\/eiendomsfinans.no\/loan-calculator-2\/"},"modified":"2026-06-04T13:08:39","modified_gmt":"2026-06-04T13:08:39","slug":"loan-calculator-2","status":"publish","type":"page","link":"https:\/\/eiendomsfinans.no\/en\/loan-calculator-2\/","title":{"rendered":"Loan calculator"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"30068\" class=\"elementor elementor-30068 elementor-30064\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-629727f5 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"629727f5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6f8c5d0 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"6f8c5d0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e63a81b elementor-widget elementor-widget-heading\" data-id=\"e63a81b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Loan calculator<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c778142 elementor-widget elementor-widget-text-editor\" data-id=\"4c778142\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Here you can <span style=\"font-weight: 400;\">calculate the monthly cost, total cost, interest and fees.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-53e3b5e e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"53e3b5e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c367c01 elementor-widget elementor-widget-text-editor\" data-id=\"c367c01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Use our loan calculator to get a simple overview of what a loan could cost you per month. Enter the loan amount, interest rate, repayment period and fees, and you&#8217;ll get an estimate of the term amount, effective interest rate and total cost. <\/span><\/p><p><span style=\"font-weight: 400;\">The calculator is well suited for those who want to calculate <a href=\"https:\/\/eiendomsfinans.no\/en\/mortgage\/\"><span style=\"text-decoration: underline;\">mortgage<\/span><\/a>, <a href=\"https:\/\/eiendomsfinans.no\/en\/mortgages\/\"><span style=\"text-decoration: underline;\">house loan<\/span><\/a>, <a href=\"https:\/\/eiendomsfinans.no\/en\/refinancing\/\"><span style=\"text-decoration: underline;\">refinancing<\/span><\/a> or other <br\/><\/span><span style=\"font-weight: 400;\">loans where you want a better overview before you apply.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5677fcba e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"5677fcba\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5f354aad elementor-widget elementor-widget-shortcode\" data-id=\"5f354aad\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"calculator\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"lc_calculator_wrapper\">\n  <input type=\"hidden\" class=\"lc_startup_fee\" value=\"0\">\n  <input type=\"hidden\" class=\"lc_monthly_fee\" value=\"0\">\n\n <div class=\"lc_calculator_wrapper\">\n  <input type=\"hidden\" class=\"lc_startup_fee\" value=\"0\">\n  <input type=\"hidden\" class=\"lc_monthly_fee\" value=\"0\">\n\n  <div class=\"lc_calc_sliders_wrapper\">\n\n     \n    \n\n        <div class=\"lc_calc_field_group\">\n      <p class=\"lc_fields_label\">L\u00e5nebel\u00f8p<\/p>\n      <div class=\"lc_calc_input_wrapper_with_suffix\">\n        <input type=\"text\" class=\"lc_calc_text_input lc_amount_elem\" value=\"2000000\">\n              <\/div>\n      <div class=\"range_slider_row\">\n        <div class=\"lc_calc_range_slider_minus\" data-ref=\"lc_amount\" style=\"color: #10307B\">\n          <i class=\"fa-solid fa-circle-minus\"><\/i>\n        <\/div>\n        <div class=\"range_slider_inner_wrapper\">\n          <input class=\"lc_range_selector lc_amount_range_selector_elem\" type=\"range\"\n                 min=\"10000\" max=\"20000000\"\n                 value=\"2000000\" step=\"1\">\n        <\/div>\n        <div class=\"lc_calc_range_slider_plus\" data-ref=\"lc_amount\" style=\"color: #10307B\">\n          <i class=\"fa-solid fa-circle-plus\"><\/i>\n        <\/div>\n      <\/div>\n    <\/div>\n      <div class=\"lc_calc_field_group\">\n      <p class=\"lc_fields_label\">Antall \u00e5r<\/p>\n      <div class=\"lc_calc_input_wrapper_with_suffix\">\n        <input type=\"text\" class=\"lc_calc_text_input lc_period_elem\" value=\"25\">\n                  <span class=\"lc_period_input_meta\"><span class=\"monthly_amount_meta\">0 kr.<\/span> Per m\u00e5ned<\/span>              <\/div>\n      <div class=\"range_slider_row\">\n        <div class=\"lc_calc_range_slider_minus\" data-ref=\"lc_period\" style=\"color: #10307B\">\n          <i class=\"fa-solid fa-circle-minus\"><\/i>\n        <\/div>\n        <div class=\"range_slider_inner_wrapper\">\n          <input class=\"lc_range_selector lc_period_range_selector_elem\" type=\"range\"\n                 min=\"1\" max=\"30\"\n                 value=\"25\" step=\"1\">\n        <\/div>\n        <div class=\"lc_calc_range_slider_plus\" data-ref=\"lc_period\" style=\"color: #10307B\">\n          <i class=\"fa-solid fa-circle-plus\"><\/i>\n        <\/div>\n      <\/div>\n    <\/div>\n      <div class=\"lc_calc_field_group\">\n      <p class=\"lc_fields_label\">Nominell rente (%)<\/p>\n      <div class=\"lc_calc_input_wrapper_with_suffix\">\n        <input type=\"text\" class=\"lc_calc_text_input lc_nominal_rate_elem\" value=\"5\">\n              <\/div>\n      <div class=\"range_slider_row\">\n        <div class=\"lc_calc_range_slider_minus\" data-ref=\"lc_nominal_rate\" style=\"color: #10307B\">\n          <i class=\"fa-solid fa-circle-minus\"><\/i>\n        <\/div>\n        <div class=\"range_slider_inner_wrapper\">\n          <input class=\"lc_range_selector lc_nr_range_selector_elem\" type=\"range\"\n                 min=\"1\" max=\"10\"\n                 value=\"5\" step=\"0.01\">\n        <\/div>\n        <div class=\"lc_calc_range_slider_plus\" data-ref=\"lc_nominal_rate\" style=\"color: #10307B\">\n          <i class=\"fa-solid fa-circle-plus\"><\/i>\n        <\/div>\n      <\/div>\n    <\/div>\n      <div class=\"lc_calc_field_group\">\n      <p class=\"lc_fields_label\">Etableringsgebyr<\/p>\n      <div class=\"lc_calc_input_wrapper_with_suffix\">\n        <input type=\"text\" class=\"lc_calc_text_input lc_establishment_fee_elem\" value=\"1500\">\n              <\/div>\n      <div class=\"range_slider_row\">\n        <div class=\"lc_calc_range_slider_minus\" data-ref=\"lc_establishment_fee\" style=\"color: #10307B\">\n          <i class=\"fa-solid fa-circle-minus\"><\/i>\n        <\/div>\n        <div class=\"range_slider_inner_wrapper\">\n          <input class=\"lc_range_selector lc_establishment_fee_range_selector_elem\" type=\"range\"\n                 min=\"100\" max=\"20000\"\n                 value=\"1500\" step=\"1\">\n        <\/div>\n        <div class=\"lc_calc_range_slider_plus\" data-ref=\"lc_establishment_fee\" style=\"color: #10307B\">\n          <i class=\"fa-solid fa-circle-plus\"><\/i>\n        <\/div>\n      <\/div>\n    <\/div>\n      <div class=\"lc_calc_field_group\">\n      <p class=\"lc_fields_label\">Termingebyr<\/p>\n      <div class=\"lc_calc_input_wrapper_with_suffix\">\n        <input type=\"text\" class=\"lc_calc_text_input lc_term_fee_elem\" value=\"50\">\n              <\/div>\n      <div class=\"range_slider_row\">\n        <div class=\"lc_calc_range_slider_minus\" data-ref=\"lc_term_fee\" style=\"color: #10307B\">\n          <i class=\"fa-solid fa-circle-minus\"><\/i>\n        <\/div>\n        <div class=\"range_slider_inner_wrapper\">\n          <input class=\"lc_range_selector lc_term_fee_range_selector_elem\" type=\"range\"\n                 min=\"1\" max=\"1000\"\n                 value=\"50\" step=\"1\">\n        <\/div>\n        <div class=\"lc_calc_range_slider_plus\" data-ref=\"lc_term_fee\" style=\"color: #10307B\">\n          <i class=\"fa-solid fa-circle-plus\"><\/i>\n        <\/div>\n      <\/div>\n    <\/div>\n    <\/div>\n    <div class=\"lc_summary_wrapper\">\n     <div class=\"lc_summary_header\">\n    <span class=\"lc_period_input_meta2\">\n        <p class=\"lc_label\">Per m\u00e5ned:<\/p>\n        <span class=\"monthly_amount_meta\" data-ref=\"monthly_amount\" style=\"font-weight: bold;\">0 Kr<\/span>\n    <\/span>\n<\/div>\n      <div class=\"lc_summary_grid layout_v2\">\n        <div class=\"lc_cells\">\n          <p class=\"lc_label\">Totalbel\u00f8p<\/p>\n          <p class=\"lc_meta_info_val\" data-ref=\"total_cost\">0<\/p>\n        <\/div>\n        <div class=\"lc_cells\">\n          <p class=\"lc_label\">Kostnad<\/p>\n          <p class=\"lc_meta_info_val\" data-ref=\"total_interest\">0<\/p>\n        <\/div>\n        <div class=\"lc_cells\">\n          <p class=\"lc_label\"> Etableringsgebyr<\/p>\n          <p class=\"lc_meta_info_val\" data-ref=\"establishment_fee_ref\">1500 Kr<\/p>\n        <\/div>\n        <div class=\"lc_cells\">\n          <p class=\"lc_label\">Termingebyr<\/p>\n          <p class=\"lc_meta_info_val\" data-ref=\"term_fee_ref\">50 Kr<\/p>\n        <\/div>\n        <div class=\"lc_cells\">\n          <p class=\"lc_label\">Effektiv rente<\/p>\n          <p class=\"lc_meta_info_val\" data-ref=\"effective_interest_rate\">-<\/p>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <div class=\"lc_calc_action_wrapper\">\n    <div>\n      <a href=\"javascript:void(0);\" class=\"lc_calc_action_btn form-button\"\n         style=\"background: #10307B; color: #FFFFFF\">\n        S\u00f8k om l\u00e5n      <\/a>\n    <\/div>\n  <\/div>\n\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-030c78e e-grid e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"030c78e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-df50c06 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"df50c06\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4a79f1d elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a79f1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/eiendomsfinans.no\/en\/apply-page\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Do you want to know what you can actually get in loans?<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed8157e elementor-widget elementor-widget-text-editor\" data-id=\"ed8157e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The calculator provides an estimate. Eiendomsfinans can help you obtain quotes from several banks so that you get an assessment based on your finances. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6530035 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"6530035\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f5b8e05 elementor-widget elementor-widget-image\" data-id=\"f5b8e05\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"723\" height=\"409\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/06\/Elisabeth_katrine_finn_filip.jpg\" class=\"attachment-large size-large wp-image-24203\" alt=\"\" srcset=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/06\/Elisabeth_katrine_finn_filip.jpg 723w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/06\/Elisabeth_katrine_finn_filip-300x170.jpg 300w\" sizes=\"(max-width: 723px) 100vw, 723px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8c1dc48 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"8c1dc48\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-196262c elementor-align-center elementor-widget elementor-widget-button\" data-id=\"196262c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-comment-dots\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M144 208c-17.7 0-32 14.3-32 32s14.3 32 32 32 32-14.3 32-32-14.3-32-32-32zm112 0c-17.7 0-32 14.3-32 32s14.3 32 32 32 32-14.3 32-32-14.3-32-32-32zm112 0c-17.7 0-32 14.3-32 32s14.3 32 32 32 32-14.3 32-32-14.3-32-32-32zM256 32C114.6 32 0 125.1 0 240c0 47.6 19.9 91.2 52.9 126.3C38 405.7 7 439.1 6.5 439.5c-6.6 7-8.4 17.2-4.6 26S14.4 480 24 480c61.5 0 110-25.7 139.1-46.3C192 442.8 223.2 448 256 448c141.4 0 256-93.1 256-208S397.4 32 256 32zm0 368c-26.7 0-53.1-4.1-78.4-12.1l-22.7-7.2-19.5 13.8c-14.3 10.1-33.9 21.4-57.5 29 7.3-12.1 14.4-25.7 19.9-40.2l10.6-28.1-20.6-21.8C69.7 314.1 48 282.2 48 240c0-88.2 93.3-160 208-160s208 71.8 208 160-93.3 160-208 160z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Talk to an advisor<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43f76e9 elementor-widget elementor-widget-text-editor\" data-id=\"43f76e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You get to explain your case and discuss solutions there and then. A lot can be resolved quickly over a pleasant phone call. Call 32 88 00 00 or fill in the contact form.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bd05cfe e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"bd05cfe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6af1177 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6af1177\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-615b726 e-grid e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"615b726\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-cb9361f e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"cb9361f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-97ee232 elementor-widget elementor-widget-heading\" data-id=\"97ee232\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How to use the loan calculator<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f10cab3 elementor-widget elementor-widget-text-editor\" data-id=\"f10cab3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">To calculate what the loan might cost, fill in:<\/span><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Loan amount<\/b><span style=\"font-weight: 400;\"> &#8211; How much you want to borrow.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Repayment period<\/b><span style=\"font-weight: 400;\"> &#8211; How many years you want to take to pay off the loan.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Nominal interest rate<\/b><span style=\"font-weight: 400;\"> &#8211; The interest rate before fees and other costs.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Establishment fee<\/b><span style=\"font-weight: 400;\"> &#8211; One-off cost for setting up the loan.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Term fee<\/b><span style=\"font-weight: 400;\"> &#8211; Fee payable for each installment.<\/span><\/li><\/ol><p><span style=\"font-weight: 400;\">Once you&#8217;ve entered the figures, the calculator will show you roughly how much you have to pay per month, the total cost of the loan and the effective interest rate.<\/span><\/p><p><span style=\"font-weight: 400;\">The calculation is indicative. The actual interest rate and loan cost depends on the bank&#8217;s assessment of your finances, type of loan, collateral, income, debt and desired repayment period. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-15a2805 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"15a2805\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-210fe1d elementor-widget elementor-widget-heading\" data-id=\"210fe1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What affects how much the loan costs?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30eb0f3 elementor-widget elementor-widget-text-editor\" data-id=\"30eb0f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Several factors determine how expensive the loan will be:<\/span><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Loan amount<\/b><span style=\"font-weight: 400;\"> &#8211; The more you borrow, the more you normally pay in interest over time.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Pension  <\/b><span style=\"font-weight: 400;\">&#8211; Interest rates have a major impact on monthly costs. Even small changes in interest rates can make a big difference, especially on large loans such as mortgages. <\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Repayment period<\/b><span style=\"font-weight: 400;\">  &#8211; A long repayment period often results in a lower monthly cost, but a higher total interest cost. Shorter repayment periods result in higher monthly costs, but can reduce the total cost. <\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Establishment fee<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">  &#8211;<\/span><\/span><p><span style=\"font-weight: 400;\">Set-up fees and term fees affect the effective interest rate and the total cost.<\/span><\/p><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Fees <\/b><span style=\"font-weight: 400;\">&#8211; Fee payable for each term.<\/span><\/li><li aria-level=\"1\"><strong>Type of loan <\/strong>&#8211; A mortgage normally has a lower interest rate than an unsecured loan because the bank has a mortgage on the home. <a href=\"https:\/\/eiendomsfinans.no\/en\/new-consumer-loan\/\"><span style=\"text-decoration: underline;\">Consumer loans<\/span> <\/a>and other unsecured loans often have higher interest rates.<\/li><li aria-level=\"1\"><strong>Collateral<\/strong> &#8211; If the loan is secured by a home, cabin or other property, the bank can often offer better terms than for unsecured loans.<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1372f5a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1372f5a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-842fe0b elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"842fe0b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9307376 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"9307376\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1e6d9f3 elementor-widget elementor-widget-heading\" data-id=\"1e6d9f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What does the loan calculator show?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7599169 elementor-widget elementor-widget-text-editor\" data-id=\"7599169\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The loan calculator gives you an overview of the most important costs of the loan:<br><br><\/span><\/p><p><strong>Term amount:<\/strong> The installment amount is what you pay each month or each installment. The amount usually consists of interest, installments and any fees. <\/p><p><strong>Total amount:<\/strong> The total amount shows how much you will repay in total over the entire repayment period. This includes the loan amount, interest and fees. <\/p><p><strong>Cost:<\/strong> The cost shows what the loan costs over and above the amount you borrow. This is the sum of interest and fees. <\/p><p><strong>Effective interest rate:<\/strong> The effective interest rate shows the real cost of the loan, because it includes both nominal interest and fees. Therefore, you should always look at the effective interest rate when comparing loans. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a38efbf elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"a38efbf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-56b283c e-grid e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"56b283c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-afd832c e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"afd832c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-82e52d4 elementor-widget elementor-widget-heading\" data-id=\"82e52d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Nominal interest rate and <br \/>effective interest rate<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3726aa elementor-widget elementor-widget-text-editor\" data-id=\"d3726aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">When using a loan calculator, you should distinguish between nominal and effective interest.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ffc1a79 elementor-widget elementor-widget-heading\" data-id=\"ffc1a79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Nominal interest rate<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed656c2 elementor-widget elementor-widget-text-editor\" data-id=\"ed656c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>is the actual interest rate on the loan before fees.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c250325 elementor-widget elementor-widget-heading\" data-id=\"c250325\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Effective interest rate<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cbc62f elementor-widget elementor-widget-text-editor\" data-id=\"1cbc62f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">includes both nominal interest and costs such as set-up fees and term fees.  <\/span><span style=\"font-weight: 400;\">That&#8217;s why the effective interest rate is the best number to use when comparing loans. Two loans can have the same nominal interest rate but different effective interest rates if the fees are different. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-83dd5e6 elementor-widget elementor-widget-image\" data-id=\"83dd5e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"434\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2024\/06\/header_juni_2024-1024x434.jpg\" class=\"attachment-large size-large wp-image-16334\" alt=\"\" srcset=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2024\/06\/header_juni_2024-1024x434.jpg 1024w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2024\/06\/header_juni_2024-300x127.jpg 300w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2024\/06\/header_juni_2024-768x326.jpg 768w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2024\/06\/header_juni_2024.jpg 1366w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-53903ac e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"53903ac\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ce859a7 elementor-widget elementor-widget-heading\" data-id=\"ce859a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Annuity loan or serial loan?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d4eb488 elementor-widget elementor-widget-text-editor\" data-id=\"d4eb488\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Most mortgages are granted as annuity loans, but it&#8217;s useful to understand the difference between annuity loans and serial loans.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e92cf8f elementor-widget elementor-widget-heading\" data-id=\"e92cf8f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Annuity loan<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d60a8c elementor-widget elementor-widget-text-editor\" data-id=\"6d60a8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>With an annuity loan, you pay the same installment amount throughout the repayment period, as long as the interest rate remains unchanged. In the beginning, you pay more interest and less installments. Gradually, you pay more installments and less interest. This is often suitable for those who want predictable monthly costs.   <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d97e67 elementor-widget elementor-widget-heading\" data-id=\"5d97e67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Serial loans<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f4cb6c elementor-widget elementor-widget-text-editor\" data-id=\"3f4cb6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>With a serial loan, you pay the same amount of installments throughout the period, but the interest cost decreases as the loan becomes smaller. This means that the installment amount is highest at the start and lower towards the end. <\/p><p>This can result in a lower total interest cost, but requires you to tolerate a higher monthly cost in the beginning.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9605dd elementor-widget elementor-widget-button\" data-id=\"d9605dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/annuity-loan-or-serial-loan\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read more about annuity loans and serial loans  <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-62ba96f e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"62ba96f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-55f3227 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"55f3227\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e93f419 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"e93f419\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3435e80 elementor-widget elementor-widget-heading\" data-id=\"3435e80\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Loan calculator for home and house<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ae7bb11 elementor-widget elementor-widget-text-editor\" data-id=\"ae7bb11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Many people use a loan calculator to calculate the cost of a home or house before applying for a loan. Then you can get an idea of <a href=\"https:\/\/eiendomsfinans.no\/en\/articles\/how-much-does-a-mortgage-cost\/\"><span style=\"text-decoration: underline;\">how much a mortgage might cost<\/span> <\/a>each month, and how the interest rate and repayment period affect your finances. <\/span><\/p><p><strong>Example:<\/strong><span style=\"font-weight: 400;\"><br><\/span><span style=\"font-weight: 400;\">  A higher loan amount means a higher monthly cost. A longer repayment period can result in a lower monthly installment, but often a higher total interest cost over time. A shorter repayment period can result in a higher monthly cost, but a lower total cost. <\/span><\/p><p><span style=\"font-weight: 400;\">When buying a home, it&#8217;s also important to remember that the loan calculator alone does not determine how much you can borrow. The bank assesses your income, debt, equity, ability to pay and security in the home, among other things. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6610ea6 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"6610ea6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-984d579 elementor--h-position-center elementor--v-position-middle elementor-arrows-position-inside elementor-pagination-position-inside elementor-widget elementor-widget-slides\" data-id=\"984d579\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;navigation&quot;:&quot;both&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;infinite&quot;:&quot;yes&quot;,&quot;transition&quot;:&quot;slide&quot;,&quot;transition_speed&quot;:500}\" data-widget_type=\"slides.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper\">\n\t\t\t\t\t<div class=\"elementor-slides-wrapper elementor-main-swiper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Slides\" dir=\"ltr\" data-animation=\"fadeInUp\">\n\t\t\t\t<div class=\"swiper-wrapper elementor-slides\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-repeater-item-ff10b83 swiper-slide\" role=\"group\" aria-roledescription=\"slide\"><div class=\"swiper-slide-bg\" role=\"img\" aria-label=\"HOPE\"><\/div><div class=\"elementor-background-overlay\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">Home loans<\/div><a href=\"https:\/\/eiendomsfinans.no\/en\/mortgage\/\" class=\"elementor-button elementor-slide-button elementor-size-sm\">Read more about mortgages<\/a><\/div><\/div><\/div><div class=\"elementor-repeater-item-c79c754 swiper-slide\" role=\"group\" aria-roledescription=\"slide\"><div class=\"swiper-slide-bg\" role=\"img\" aria-label=\"boliglan_mor_og_sonn_723x409.\"><\/div><div class=\"elementor-background-overlay\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">Mortgages<\/div><a href=\"https:\/\/eiendomsfinans.no\/en\/mortgages\/\" class=\"elementor-button elementor-slide-button elementor-size-sm\">Read more about mortgages<\/a><\/div><\/div><\/div><div class=\"elementor-repeater-item-4952850 swiper-slide\" role=\"group\" aria-roledescription=\"slide\"><div class=\"swiper-slide-bg\" role=\"img\" aria-label=\"Boy and girl standing with their backs turned looking at a house at sunset\"><\/div><div class=\"elementor-background-overlay\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">Financing certificate<\/div><a href=\"https:\/\/eiendomsfinans.no\/en\/articles\/proof-of-financing\/\" class=\"elementor-button elementor-slide-button elementor-size-sm\">Apply for a financing certificate<\/a><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\" aria-label=\"Previous slide\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-left\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M646 125C629 125 613 133 604 142L308 442C296 454 292 471 292 487 292 504 296 521 308 533L604 854C617 867 629 875 646 875 663 875 679 871 692 858 704 846 713 829 713 812 713 796 708 779 692 767L438 487 692 225C700 217 708 204 708 187 708 171 704 154 692 142 675 129 663 125 646 125Z\"><\/path><\/svg>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\" aria-label=\"Next slide\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-right\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M696 533C708 521 713 504 713 487 713 471 708 454 696 446L400 146C388 133 375 125 354 125 338 125 325 129 313 142 300 154 292 171 292 187 292 204 296 221 308 233L563 492 304 771C292 783 288 800 288 817 288 833 296 850 308 863 321 871 338 875 354 875 371 875 388 867 400 854L696 533Z\"><\/path><\/svg>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-pagination\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-66da195 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"66da195\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54dcfbe elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"54dcfbe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-589640f e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"589640f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b405a75 elementor-widget elementor-widget-heading\" data-id=\"b405a75\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/eiendomsfinans.no\/en\/articles\/how-much-can-i-get-in-a-mortgage\/\">How much can I borrow?<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d33784b elementor-widget elementor-widget-text-editor\" data-id=\"d33784b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">A loan calculator can show what a loan costs, but it doesn&#8217;t always provide a complete answer to how much you can actually borrow. In order to determine your borrowing capacity, the bank must assess your entire financial situation. <\/span><\/p><p><span style=\"font-weight: 400;\">When it comes to mortgages, the bank usually looks at:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Revenue<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Existing debt<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Equity<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fixed expenses<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Number of persons in the household<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ability to pay at higher interest rates<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The value of the property to be pledged as security<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">As a general rule, your total debt may not exceed five times your gross annual income. For mortgages, the main rule is also that you must have at least 10% equity, as the bank can normally finance up to 90% of the value of the home. <\/span><\/p><p><span style=\"font-weight: 400;\">If you want to know more precisely how much you can borrow, you should submit an application or <a href=\"https:\/\/eiendomsfinans.no\/en\/articles\/proof-of-financing\/\"><span style=\"text-decoration: underline;\">apply for a financing certificate<\/span><\/a>. You will then receive a specific assessment based on your finances.  <\/span><\/p><p><a href=\"https:\/\/eiendomsfinans.no\/en\/articles\/how-much-can-i-get-in-a-mortgage\/\"><span style=\"text-decoration: underline;\"><span style=\"font-weight: 400;\"><b>Not sure how much you can borrow?<\/b><\/span><\/span><\/a><\/p><p><span style=\"font-weight: 400;\">Eiendomsfinans helps you get an overview and obtain offers from several banks.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5178cc4 elementor-widget elementor-widget-button\" data-id=\"5178cc4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/eiendomsfinans.no\/en\/apply-page\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Start your loan application<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a4b94e1 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"a4b94e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e666809 e-grid e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"e666809\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f06f7e7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f06f7e7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a48d417 elementor-widget elementor-widget-heading\" data-id=\"a48d417\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Here's what you should do after calculating the loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-456e975 elementor-widget elementor-widget-text-editor\" data-id=\"456e975\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Once you&#8217;ve used the loan calculator, you should proceed with three simple steps:<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b7a84e elementor-widget elementor-widget-heading\" data-id=\"4b7a84e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">1. Assess whether the monthly cost fits your finances<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f2841b elementor-widget elementor-widget-text-editor\" data-id=\"2f2841b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Look at what you actually have left after fixed expenses. Remember that interest rates can change. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d92507 elementor-widget elementor-widget-heading\" data-id=\"9d92507\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">2. Compare multiple banks<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-561094c elementor-widget elementor-widget-text-editor\" data-id=\"561094c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Interest rates and terms vary between banks. That&#8217;s why it can be worthwhile to get several offers. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0d089e elementor-widget elementor-widget-heading\" data-id=\"f0d089e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">3. Get a specific assessment<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f475d7c elementor-widget elementor-widget-text-editor\" data-id=\"f475d7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">A calculator only provides an estimate. An advisor can assess your entire finances and help you find the right solution. <\/span><\/p><p><span style=\"font-weight: 400;\">At Eiendomsfinans, you&#8217;ll be assisted by a dedicated advisor who will obtain offers from several banks on your behalf. The service is free and non-binding for you.<br><br><\/span><b><\/b> <b>Get help finding the right loan<\/b><b><br><\/b><span style=\"font-weight: 400;\">  We compare offers from several banks and help you find a solution that suits your finances.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e77e601 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"e77e601\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-eeba2f7 e-grid e-con-full wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"eeba2f7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e4b348c elementor-widget elementor-widget-button\" data-id=\"e4b348c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/eiendomsfinans.no\/en\/apply-page\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply for a loan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a4c5b0 elementor-widget elementor-widget-button\" data-id=\"7a4c5b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/eiendomsfinans.no\/en\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact advisor<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3e4d9df e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3e4d9df\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-734841a elementor-widget elementor-widget-heading\" data-id=\"734841a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Loan calculator for refinancing\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc2ef6e elementor-widget elementor-widget-text-editor\" data-id=\"fc2ef6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">You can also use the loan calculator if you are considering <a href=\"https:\/\/eiendomsfinans.no\/en\/refinancing\/\"><span style=\"text-decoration: underline;\">refinancing<\/span><\/a>. Then you can compare what you&#8217;re paying today with what a new loan might cost. <\/span><\/p><p><span style=\"font-weight: 400;\">This is especially useful if you want to:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Collect multiple loans<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Get a lower interest rate<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Reduce your monthly cost<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Move loan to another bank<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><a href=\"https:\/\/eiendomsfinans.no\/en\/collect-loans-secured-by-property\/\"><span style=\"text-decoration: underline;\">Refinance expensive small loans<\/span><\/a> or credit card debt<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><a href=\"https:\/\/eiendomsfinans.no\/en\/refinance-a-mortgage\/\"><span style=\"text-decoration: underline;\">Increase your mortgage<\/span> <\/a>to get better conditions<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">When refinancing, it&#8217;s important to look at the total cost, not just the monthly repayment amount. A lower monthly cost may seem positive, but if the repayment period is extended a lot, the total cost may be higher. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e27fcff elementor-widget elementor-widget-image\" data-id=\"e27fcff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"747\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/02\/7e979f6a-df04-4d41-be1c-dddcdca78617-1024x747.png\" class=\"attachment-large size-large wp-image-29038\" alt=\"collect small loans\" srcset=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/02\/7e979f6a-df04-4d41-be1c-dddcdca78617-1024x747.png 1024w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/02\/7e979f6a-df04-4d41-be1c-dddcdca78617-300x219.png 300w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/02\/7e979f6a-df04-4d41-be1c-dddcdca78617-768x560.png 768w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/02\/7e979f6a-df04-4d41-be1c-dddcdca78617.png 1184w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fec69ef e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"fec69ef\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-04ebce6 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"04ebce6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b286700 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"b286700\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e740737 elementor-widget elementor-widget-heading\" data-id=\"e740737\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently asked questions about loan calculator<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e89c93c e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"e89c93c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ad9061 elementor-widget elementor-widget-n-accordion\" data-id=\"4ad9061\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-7840\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-7840\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is a loan calculator? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-7840\" class=\"elementor-element elementor-element-4baf323 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"4baf323\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a9ea77b elementor-widget elementor-widget-text-editor\" data-id=\"a9ea77b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">A loan calculator is a tool that calculates what a loan might cost based on the loan amount, interest rate, repayment period and fees. It gives you an estimate of the monthly cost, effective interest rate and total cost. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-7841\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-7841\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How does a loan calculator work? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-7841\" class=\"elementor-element elementor-element-4e8a4ca e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"4e8a4ca\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6af7a33 elementor-widget elementor-widget-text-editor\" data-id=\"6af7a33\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">You enter how much you want to borrow, the desired repayment period, nominal interest rate and any fees. The calculator then works out the approximate monthly payments and the total cost of the loan. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-7842\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-7842\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can I use the mortgage calculator for home loans? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-7842\" class=\"elementor-element elementor-element-4597457 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"4597457\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ac87901 elementor-widget elementor-widget-text-editor\" data-id=\"ac87901\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Yes, the calculator can be used to calculate mortgages, home loans and other loans. When buying a home, you must also take into account equity, costs and the bank&#8217;s assessment of your ability to pay. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-7843\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-7843\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How much can I borrow for housing? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-7843\" class=\"elementor-element elementor-element-593ee22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"593ee22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c5c5ce5 elementor-widget elementor-widget-text-editor\" data-id=\"c5c5ce5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">How much you can borrow depends, among other things, on your income, debt, equity and ability to pay. As a general rule, your total debt may not exceed five times your gross annual income, and for mortgages you must normally have at least 10% equity. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-7844\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-7844\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What does effective interest rate mean? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-7844\" class=\"elementor-element elementor-element-9eacc19 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"9eacc19\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-beba6f2 elementor-widget elementor-widget-text-editor\" data-id=\"beba6f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The effective interest rate is the total interest cost including fees. It therefore gives a more accurate picture of what the loan actually costs than nominal interest alone. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-7845\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-7845\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What's the difference between an annuity loan and a serial loan? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-7845\" class=\"elementor-element elementor-element-c88c55d e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"c88c55d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9ab5ff8 elementor-widget elementor-widget-text-editor\" data-id=\"9ab5ff8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">With an annuity loan, you pay the same installment amount every month as long as the interest rate remains unchanged. With a serial loan, you pay fixed installments, but the installment amount becomes lower as interest rates fall. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-7846\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-7846\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can the loan calculator show me exactly what my interest rate will be? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-7846\" class=\"elementor-element elementor-element-db688c8 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"db688c8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-17d7d36 elementor-widget elementor-widget-text-editor\" data-id=\"17d7d36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">No, it doesn&#8217;t. The calculator provides an estimate. The actual interest rate is determined by the bank after an individual assessment of your finances, loan type, security and risk.  <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-7847\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-7847\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Should I choose a short or long repayment period? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-7847\" class=\"elementor-element elementor-element-5a5fbc9 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"5a5fbc9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a7da512 elementor-widget elementor-widget-text-editor\" data-id=\"a7da512\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">A short repayment period often results in higher monthly costs, but lower total interest costs. A long repayment period results in lower monthly costs, but can make the loan more expensive overall. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-7848\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-7848\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can I use the loan calculator when refinancing? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-7848\" class=\"elementor-element elementor-element-c8c13d3 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"c8c13d3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9d2e8e2 elementor-widget elementor-widget-text-editor\" data-id=\"9d2e8e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Answer. You can use the calculator to compare your current loan with a new loan and see if refinancing can result in a lower monthly cost or a better overview. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-7849\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"10\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-7849\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What do I do after using the loan calculator? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-7849\" class=\"elementor-element elementor-element-af388e7 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"af388e7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-592dfb9 elementor-widget elementor-widget-text-editor\" data-id=\"592dfb9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The next step is to get a concrete assessment. Eiendomsfinans can help you compare offers from several banks and find a solution that suits your finances. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is a loan calculator?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A loan calculator is a tool that calculates what a loan might cost based on the loan amount, interest rate, repayment period and fees. It gives you an estimate of the monthly cost, effective interest rate and total cost.\"}},{\"@type\":\"Question\",\"name\":\"How does a loan calculator work?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You enter how much you want to borrow, the desired repayment period, nominal interest rate and any fees. The calculator then works out the approximate monthly payments and the total cost of the loan.\"}},{\"@type\":\"Question\",\"name\":\"Can I use the mortgage calculator for home loans?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, the calculator can be used to calculate mortgages, home loans and other loans. When buying a home, you must also take into account equity, costs and the bank&#8217;s assessment of your ability to pay.\"}},{\"@type\":\"Question\",\"name\":\"How much can I borrow for housing?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"How much you can borrow depends, among other things, on your income, debt, equity and ability to pay. As a general rule, your total debt may not exceed five times your gross annual income, and for mortgages you must normally have at least 10% equity.\"}},{\"@type\":\"Question\",\"name\":\"What does effective interest rate mean?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The effective interest rate is the total interest cost including fees. It therefore gives a more accurate picture of what the loan actually costs than nominal interest alone.\"}},{\"@type\":\"Question\",\"name\":\"What's the difference between an annuity loan and a serial loan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"With an annuity loan, you pay the same installment amount every month as long as the interest rate remains unchanged. With a serial loan, you pay fixed installments, but the installment amount becomes lower as interest rates fall.\"}},{\"@type\":\"Question\",\"name\":\"Can the loan calculator show me exactly what my interest rate will be?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No, it doesn&#8217;t. The calculator provides an estimate. The actual interest rate is determined by the bank after an individual assessment of your finances, loan type, security and risk.\"}},{\"@type\":\"Question\",\"name\":\"Should I choose a short or long repayment period?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A short repayment period often results in higher monthly costs, but lower total interest costs. A long repayment period results in lower monthly costs, but can make the loan more expensive overall.\"}},{\"@type\":\"Question\",\"name\":\"Can I use the loan calculator when refinancing?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Answer. You can use the calculator to compare your current loan with a new loan and see if refinancing can result in a lower monthly cost or a better overview.\"}},{\"@type\":\"Question\",\"name\":\"What do I do after using the loan calculator?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The next step is to get a concrete assessment. Eiendomsfinans can help you compare offers from several banks and find a solution that suits your finances.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Loan calculator Here you can calculate the monthly cost, total cost, interest and fees. Use our loan calculator to get a simple overview of what a loan could cost you per month. Enter the loan amount, interest rate, repayment period and fees, and you&#8217;ll get an estimate of the term amount, effective interest rate and &#8230; <a title=\"Loan calculator\" class=\"read-more\" href=\"https:\/\/eiendomsfinans.no\/en\/loan-calculator-2\/\" aria-label=\"Read more about Loan calculator\">Read more<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"tags":[],"class_list":["post-30068","page","type-page","status-publish"],"acf":{"superoffice_client":"","superoffice_token":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.7 (Yoast SEO v27.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Loan calculator - calculate what the loan costs | Eiendomsfinans<\/title>\n<meta name=\"description\" content=\"Loan calculator that shows what the loan may cost per month. Calculate interest rate, fees, term and total cost - and get help finding the right loan.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/eiendomsfinans.no\/en\/loan-calculator-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Loan calculator - calculate what the loan costs | Eiendomsfinans\" \/>\n<meta property=\"og:description\" content=\"Loan calculator that shows what the loan may cost per month. Calculate interest rate, fees, term and total cost - and get help finding the right loan.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/eiendomsfinans.no\/en\/loan-calculator-2\/\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/eiendomsfinans.no\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-04T13:08:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/06\/Elisabeth_katrine_finn_filip.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"723\" \/>\n\t<meta property=\"og:image:height\" content=\"409\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"11 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/loan-calculator-2\\\/\",\"url\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/loan-calculator-2\\\/\",\"name\":\"Loan calculator - calculate what the loan costs | Eiendomsfinans\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/loan-calculator-2\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/loan-calculator-2\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/eiendomsfinans.no\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/Elisabeth_katrine_finn_filip.jpg\",\"datePublished\":\"2026-06-03T10:47:49+00:00\",\"dateModified\":\"2026-06-04T13:08:39+00:00\",\"description\":\"Loan calculator that shows what the loan may cost per month. Calculate interest rate, fees, term and total cost - and get help finding the right loan.\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/loan-calculator-2\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/loan-calculator-2\\\/#primaryimage\",\"url\":\"https:\\\/\\\/eiendomsfinans.no\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/Elisabeth_katrine_finn_filip.jpg\",\"contentUrl\":\"https:\\\/\\\/eiendomsfinans.no\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/Elisabeth_katrine_finn_filip.jpg\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/\",\"name\":\"Eiendomsfinans\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/#organization\",\"name\":\"Eiendomsfinans Drift AS\",\"alternateName\":\"Eiendomsfinans Drift AS\",\"url\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/eiendomsfinans.no\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/Eiendomsfinans-logo-350-x-70-px.jpg\",\"contentUrl\":\"https:\\\/\\\/eiendomsfinans.no\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/Eiendomsfinans-logo-350-x-70-px.jpg\",\"width\":350,\"height\":72,\"caption\":\"Eiendomsfinans Drift AS\"},\"image\":{\"@id\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/eiendomsfinans.no\",\"https:\\\/\\\/www.instagram.com\\\/eiendomsfinans\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/eiendomsfinans-as\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCSzDlk6iPye65p08UE-ljgQ\"],\"description\":\"Eiendomsfinans is a financial agent company licensed to provide loans by the Financial Supervisory Authority of Norway. We obtain offers for mortgages and refinancing from several banks on behalf of the customer. \",\"email\":\"firmapost@eiendomsfinans.no\",\"telephone\":\"32880000\",\"legalName\":\"Eiendomsfinans Drift AS\",\"foundingDate\":\"1993-09-01\",\"vatID\":\"987214597\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Loan calculator - calculate what the loan costs | Eiendomsfinans","description":"Loan calculator that shows what the loan may cost per month. Calculate interest rate, fees, term and total cost - and get help finding the right loan.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/eiendomsfinans.no\/en\/loan-calculator-2\/","og_locale":"en_US","og_type":"article","og_title":"Loan calculator - calculate what the loan costs | Eiendomsfinans","og_description":"Loan calculator that shows what the loan may cost per month. Calculate interest rate, fees, term and total cost - and get help finding the right loan.","og_url":"https:\/\/eiendomsfinans.no\/en\/loan-calculator-2\/","article_publisher":"https:\/\/www.facebook.com\/eiendomsfinans.no","article_modified_time":"2026-06-04T13:08:39+00:00","og_image":[{"width":723,"height":409,"url":"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/06\/Elisabeth_katrine_finn_filip.jpg","type":"image\/jpeg"}],"twitter_misc":{"Est. reading time":"11 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/eiendomsfinans.no\/en\/loan-calculator-2\/","url":"https:\/\/eiendomsfinans.no\/en\/loan-calculator-2\/","name":"Loan calculator - calculate what the loan costs | Eiendomsfinans","isPartOf":{"@id":"https:\/\/eiendomsfinans.no\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/eiendomsfinans.no\/en\/loan-calculator-2\/#primaryimage"},"image":{"@id":"https:\/\/eiendomsfinans.no\/en\/loan-calculator-2\/#primaryimage"},"thumbnailUrl":"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/06\/Elisabeth_katrine_finn_filip.jpg","datePublished":"2026-06-03T10:47:49+00:00","dateModified":"2026-06-04T13:08:39+00:00","description":"Loan calculator that shows what the loan may cost per month. Calculate interest rate, fees, term and total cost - and get help finding the right loan.","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/eiendomsfinans.no\/en\/loan-calculator-2\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/eiendomsfinans.no\/en\/loan-calculator-2\/#primaryimage","url":"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/06\/Elisabeth_katrine_finn_filip.jpg","contentUrl":"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/06\/Elisabeth_katrine_finn_filip.jpg"},{"@type":"WebSite","@id":"https:\/\/eiendomsfinans.no\/en\/#website","url":"https:\/\/eiendomsfinans.no\/en\/","name":"Eiendomsfinans","description":"","publisher":{"@id":"https:\/\/eiendomsfinans.no\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/eiendomsfinans.no\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/eiendomsfinans.no\/en\/#organization","name":"Eiendomsfinans Drift AS","alternateName":"Eiendomsfinans Drift AS","url":"https:\/\/eiendomsfinans.no\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/eiendomsfinans.no\/en\/#\/schema\/logo\/image\/","url":"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2023\/03\/Eiendomsfinans-logo-350-x-70-px.jpg","contentUrl":"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2023\/03\/Eiendomsfinans-logo-350-x-70-px.jpg","width":350,"height":72,"caption":"Eiendomsfinans Drift AS"},"image":{"@id":"https:\/\/eiendomsfinans.no\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/eiendomsfinans.no","https:\/\/www.instagram.com\/eiendomsfinans\/","https:\/\/www.linkedin.com\/company\/eiendomsfinans-as","https:\/\/www.youtube.com\/channel\/UCSzDlk6iPye65p08UE-ljgQ"],"description":"Eiendomsfinans is a financial agent company licensed to provide loans by the Financial Supervisory Authority of Norway. We obtain offers for mortgages and refinancing from several banks on behalf of the customer. ","email":"firmapost@eiendomsfinans.no","telephone":"32880000","legalName":"Eiendomsfinans Drift AS","foundingDate":"1993-09-01","vatID":"987214597","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}}]}},"rttpg_featured_image_url":null,"rttpg_author":{"display_name":"Julianne G\u00e5sv\u00e6r","author_link":"https:\/\/eiendomsfinans.no\/en\/author\/julianne\/"},"rttpg_comment":0,"rttpg_category":false,"rttpg_excerpt":"Loan calculator Here you can calculate the monthly cost, total cost, interest and fees. Use our loan calculator to get a simple overview of what a loan could cost you per month. Enter the loan amount, interest rate, repayment period and fees, and you&#8217;ll get an estimate of the term amount, effective interest rate and&hellip;","_links":{"self":[{"href":"https:\/\/eiendomsfinans.no\/en\/wp-json\/wp\/v2\/pages\/30068","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/eiendomsfinans.no\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/eiendomsfinans.no\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/eiendomsfinans.no\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/eiendomsfinans.no\/en\/wp-json\/wp\/v2\/comments?post=30068"}],"version-history":[{"count":9,"href":"https:\/\/eiendomsfinans.no\/en\/wp-json\/wp\/v2\/pages\/30068\/revisions"}],"predecessor-version":[{"id":30110,"href":"https:\/\/eiendomsfinans.no\/en\/wp-json\/wp\/v2\/pages\/30068\/revisions\/30110"}],"wp:attachment":[{"href":"https:\/\/eiendomsfinans.no\/en\/wp-json\/wp\/v2\/media?parent=30068"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/eiendomsfinans.no\/en\/wp-json\/wp\/v2\/categories?post=30068"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/eiendomsfinans.no\/en\/wp-json\/wp\/v2\/tags?post=30068"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}