{"id":9883,"date":"2023-02-27T19:38:28","date_gmt":"2023-02-27T19:38:28","guid":{"rendered":"https:\/\/eiendomsfinans.no\/delete-payment-notes\/"},"modified":"2026-02-11T12:13:26","modified_gmt":"2026-02-11T12:13:26","slug":"delete-payment-notes","status":"publish","type":"page","link":"https:\/\/eiendomsfinans.no\/en\/loan-en\/refinancing\/delete-payment-notes\/","title":{"rendered":"Delete Payment Notes"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"9883\" class=\"elementor elementor-9883 elementor-3302\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2949111e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"2949111e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-2b12c599 e-con-full elementor-hidden-desktop elementor-hidden-tablet e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"2b12c599\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5f0cf436 elementor-widget elementor-widget-image\" data-id=\"5f0cf436\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"722\" height=\"409\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/04\/Subtract.webp\" class=\"attachment-full size-full wp-image-20072\" alt=\"\" srcset=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/04\/Subtract.webp 722w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/04\/Subtract-300x170.webp 300w\" sizes=\"(max-width: 722px) 100vw, 722px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-30c8740e e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"30c8740e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4e47e2b4 elementor-widget elementor-widget-heading\" data-id=\"4e47e2b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Delete \npayment reminder<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66e06a0c elementor-widget elementor-widget-text-editor\" data-id=\"66e06a0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><span style=\"font-weight: 400;\">Have you received a payment reminder and want to get your finances back in order?<br><br><\/span><\/li><li>Here we explain what a payment reminder is, when it is deleted and how refinancing can be one of the tools to get it deleted and clear up your debt.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a3e800 elementor-widget elementor-widget-button\" data-id=\"4a3e800\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/eiendomsfinans.no\/en\/apply-page\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply to delete a payment reminder secured by a property<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2be3aab elementor-hidden-mobile e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"2be3aab\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f4721c0 elementor-widget elementor-widget-image\" data-id=\"2f4721c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"722\" height=\"409\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/04\/Subtract.webp\" class=\"attachment-full size-full wp-image-20072\" alt=\"\" srcset=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/04\/Subtract.webp 722w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/04\/Subtract-300x170.webp 300w\" sizes=\"(max-width: 722px) 100vw, 722px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-29d63b46 elementor-hidden-desktop elementor-hidden-tablet e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"29d63b46\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b368e70 elementor-widget elementor-widget-heading\" data-id=\"b368e70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">This is how we help you:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-46c79850 e-grid e-con-full wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"46c79850\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-67b46d5d elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"67b46d5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"71\" height=\"71\" viewBox=\"0 0 71 71\" fill=\"none\"><g clip-path=\"url(#clip0_705_909)\"><path d=\"M16.8509 19.317C17.6508 19.0932 18.2394 18.3637 18.2394 17.4933V4.87267C18.2394 4.56182 18.4922 4.30899 18.803 4.30899H53.3326C53.6435 4.30899 53.8963 4.56182 53.8963 4.87267V66.1273C53.8963 66.4382 53.6435 66.691 53.3326 66.691H4.47063C4.15978 66.691 3.90695 66.4382 3.90695 66.1273V19.9636C3.90695 19.6527 4.15978 19.3999 4.47063 19.3999H16.3369C16.5193 19.3999 16.6892 19.3667 16.855 19.317M8.80599 13.3776L12.5611 9.62251L12.6191 9.56862L12.959 9.22876L13.4108 8.77699L14.1112 8.07653L14.4387 7.75324V15.0231C14.4387 15.3339 14.1858 15.5867 13.875 15.5867H7.96047C7.45896 15.5867 7.21028 14.9816 7.56258 14.6293L8.81014 13.3818L8.80599 13.3776ZM0.0979614 16.1836V69.9405C0.0979614 70.2513 0.350789 70.5041 0.661642 70.5041H57.1416C57.4524 70.5041 57.7053 70.2513 57.7053 69.9405V1.06368C57.7053 0.752827 57.4524 0.5 57.1416 0.5H15.7774C15.6282 0.5 15.4873 0.558026 15.3795 0.665788L0.26375 15.7857C0.160132 15.8893 0.0979614 16.0344 0.0979614 16.1836Z\" fill=\"#0B2459\"><\/path><path d=\"M34.756 56.6898H9.55615C9.11207 56.6898 8.75208 57.0498 8.75208 57.4939V60.4864C8.75208 60.9304 9.11207 61.2904 9.55615 61.2904H34.756C35.2001 61.2904 35.5601 60.9304 35.5601 60.4864V57.4939C35.5601 57.0498 35.2001 56.6898 34.756 56.6898Z\" fill=\"#0B2459\"><\/path><path d=\"M34.7643 47.2523H9.54786C9.10836 47.2523 8.75208 47.6086 8.75208 48.0481V51.0572C8.75208 51.4967 9.10836 51.8529 9.54786 51.8529H34.7643C35.2038 51.8529 35.5601 51.4967 35.5601 51.0572V48.0481C35.5601 47.6086 35.2038 47.2523 34.7643 47.2523Z\" fill=\"#0B2459\"><\/path><path d=\"M48.7734 37.8107H9.552C9.11022 37.8107 8.75208 38.1688 8.75208 38.6106V41.6155C8.75208 42.0573 9.11022 42.4154 9.552 42.4154H48.7734C49.2152 42.4154 49.5733 42.0573 49.5733 41.6155V38.6106C49.5733 38.1688 49.2152 37.8107 48.7734 37.8107Z\" fill=\"#0B2459\"><\/path><path d=\"M48.7941 28.3732H9.53128C9.10094 28.3732 8.75208 28.722 8.75208 29.1524V32.1946C8.75208 32.6249 9.10094 32.9738 9.53128 32.9738H48.7941C49.2245 32.9738 49.5733 32.6249 49.5733 32.1946V29.1524C49.5733 28.722 49.2245 28.3732 48.7941 28.3732Z\" fill=\"#0B2459\"><\/path><path d=\"M9.5438 23.9217H48.7818C49.217 23.9217 49.5734 23.5652 49.5734 23.13V20.1085C49.5734 19.6733 49.217 19.3169 48.7818 19.3169H20.5273C20.2579 19.3169 20.0092 19.4537 19.8641 19.6775C19.7688 19.8267 19.6652 19.9718 19.5491 20.1127C19.3087 20.407 19.0352 20.6805 18.7202 20.9043C18.0405 21.3768 17.2198 21.6587 16.3328 21.6587H9.53966C9.10446 21.6587 8.74802 22.0151 8.74802 22.4503V23.1259C8.74802 23.5611 9.10446 23.9175 9.53966 23.9175L9.5438 23.9217Z\" fill=\"#0B2459\"><\/path><path d=\"M48.7817 8.78113H21.294C20.8588 8.78113 20.5024 9.13343 20.5024 9.57277V12.5901C20.5024 13.0253 20.8547 13.3818 21.294 13.3818H48.7817C49.2169 13.3818 49.5734 13.0295 49.5734 12.5901V9.57277C49.5734 9.13757 49.2211 8.78113 48.7817 8.78113Z\" fill=\"#0B2459\"><\/path><path d=\"M67.7314 60.192H65.228V47.4139H67.7314V60.192ZM67.7314 66.9396H65.228V63.3586H67.7314V66.9396ZM66.4259 41.4911L67.2134 44.2432H65.7005L66.4217 41.4911H66.4259ZM70.8939 45.785C70.8939 45.7436 70.8856 45.7063 70.8814 45.6648C70.8731 45.5902 70.8607 45.5156 70.8441 45.4369C70.8441 45.4244 70.8441 45.4037 70.84 45.3913L67.8765 35.0875C67.6817 34.4078 67.0641 33.9395 66.3554 33.9395H66.3347C65.6218 33.9477 65.0042 34.4285 64.8219 35.1207L62.1112 45.4244C62.1112 45.4244 62.1071 45.4493 62.1029 45.4659C62.0864 45.5405 62.0781 45.6151 62.0698 45.6938C62.0656 45.7312 62.0615 45.7685 62.0615 45.8058C62.0615 45.814 62.0573 45.8223 62.0573 45.8265V68.5188C62.0573 69.3933 62.7661 70.0979 63.6406 70.0979H69.3147C70.1893 70.0979 70.898 69.3892 70.898 68.5188V45.8265C70.898 45.8265 70.8897 45.8016 70.8897 45.785\" fill=\"#0B2459\"><\/path><\/g><defs><clipPath id=\"clip0_705_909\"><rect width=\"70.8041\" height=\"70\" fill=\"white\" transform=\"translate(0.0979614 0.5)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tFill in the application form\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tIt only takes a few minutes and is<br>free and non-binding for you.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f4d646e elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3f4d646e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"76\" height=\"71\" viewBox=\"0 0 76 71\" fill=\"none\"><path d=\"M74.3598 66.0035H1.64023C1.18457 66.0035 0.815186 66.3729 0.815186 66.8286V69.675C0.815186 70.1307 1.18457 70.5 1.64023 70.5H74.3598C74.8155 70.5 75.1848 70.1307 75.1848 69.675V66.8286C75.1848 66.3729 74.8155 66.0035 74.3598 66.0035Z\" fill=\"#0B2459\"><\/path><path d=\"M70.1024 58.5079H5.89732C5.43711 58.5079 5.06403 58.881 5.06403 59.3412V62.1711C5.06403 62.6314 5.43711 63.0044 5.89732 63.0044H70.1024C70.5626 63.0044 70.9357 62.6314 70.9357 62.1711V59.3412C70.9357 58.881 70.5626 58.5079 70.1024 58.5079Z\" fill=\"#0B2459\"><\/path><path d=\"M31.3996 55.3397H44.6003C45.3428 55.3397 45.7141 54.4404 45.1861 53.9165L42.744 51.4867C42.5872 51.33 42.4964 51.1196 42.4964 50.8968V30.9802C42.4964 30.7575 42.5831 30.5471 42.744 30.3903L45.1861 27.9606C45.7141 27.4367 45.3428 26.5374 44.6003 26.5374H31.3996C30.657 26.5374 30.2858 27.4367 30.8138 27.9606L33.2559 30.3903C33.4127 30.5471 33.5034 30.7575 33.5034 30.9802V50.8968C33.5034 51.1196 33.4168 51.33 33.2559 51.4867L30.8138 53.9165C30.2858 54.4404 30.657 55.3397 31.3996 55.3397Z\" fill=\"#0B2459\"><\/path><path d=\"M11.5201 55.3397H24.7538C25.4922 55.3397 25.8594 54.4487 25.3355 53.9289L22.8769 51.4867C22.7201 51.33 22.6335 51.1196 22.6335 50.901V30.9761C22.6335 30.7575 22.7201 30.5471 22.8769 30.3903L25.3355 27.9482C25.8594 27.4284 25.4922 26.5374 24.7538 26.5374H11.5201C10.7817 26.5374 10.4145 27.4284 10.9384 27.9482L13.3971 30.3903C13.5538 30.5471 13.6405 30.7575 13.6405 30.9761V50.901C13.6405 51.1196 13.5538 51.33 13.3971 51.4867L10.9384 53.9289C10.4145 54.4487 10.7817 55.3397 11.5201 55.3397Z\" fill=\"#0B2459\"><\/path><path d=\"M51.2544 55.3398H64.4758C65.2142 55.3398 65.5855 54.4446 65.0616 53.9207L62.6112 51.4827C62.4544 51.3259 62.3678 51.1155 62.3678 50.8928V30.972C62.3678 30.7493 62.4544 30.5389 62.6112 30.3821L65.0616 27.9441C65.5855 27.4243 65.2183 26.525 64.4758 26.525H51.2544C50.516 26.525 50.1447 27.4202 50.6686 27.9441L53.119 30.3821C53.2758 30.5389 53.3624 30.7493 53.3624 30.972V50.8928C53.3624 51.1155 53.2758 51.3259 53.119 51.4827L50.6686 53.9207C50.1447 54.4405 50.5119 55.3398 51.2544 55.3398Z\" fill=\"#0B2459\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M38.7673 0.725856L72.2229 20.5558V20.5517C72.4003 20.659 72.5117 20.8487 72.5117 21.0591V22.932C72.5117 23.295 72.2146 23.592 71.8516 23.592H4.87026C4.48661 23.592 4.1731 23.2785 4.1731 22.8948V20.5888C4.1731 20.3826 4.28448 20.1928 4.46186 20.0856L37.1254 0.725856C37.6328 0.424715 38.2599 0.424715 38.7673 0.725856ZM42.7728 13.0851C42.7728 15.7211 40.6359 17.858 37.9999 17.858C35.3639 17.858 33.227 15.7211 33.227 13.0851C33.227 10.4491 35.3639 8.31219 37.9999 8.31219C40.6359 8.31219 42.7728 10.4491 42.7728 13.0851Z\" fill=\"#0B2459\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tWe talk to the banks\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tYour advisor will talk to our partners and find the<br>best solution for you.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33e976a elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"33e976a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"113\" height=\"71\" viewBox=\"0 0 113 71\" fill=\"none\"><g clip-path=\"url(#clip0_881_65)\"><path d=\"M44.618 70.4077C43.2274 70.4077 41.8844 69.9696 40.7558 69.1314C37.8603 66.9884 37.2459 62.8785 39.389 59.9783L39.8271 59.3497C40.832 57.8686 42.0797 56.0256 43.8941 55.7541C45.6229 55.4922 48.2993 56.1018 49.6232 57.5447C52.3425 60.5117 51.9043 65.074 49.9185 67.7694C48.8803 69.1695 47.3563 70.0791 45.6181 70.3363C45.2847 70.3887 44.9514 70.4125 44.6228 70.4125L44.618 70.4077ZM44.5132 59.3639C44.0656 59.6259 43.2179 60.8641 42.856 61.4022C42.6655 61.688 42.4892 61.9451 42.3321 62.1547C41.3892 63.4357 41.6558 65.2502 42.9369 66.1979C43.5465 66.6503 44.3037 66.836 45.0752 66.717C45.8467 66.6027 46.5182 66.2026 46.9706 65.5931C48.0612 64.1167 48.304 61.5213 46.9182 60.0211C46.5896 59.6592 45.3085 59.2544 44.5085 59.3687L44.5132 59.3639Z\" fill=\"#0B2459\"><\/path><path d=\"M35.6648 66.5741C34.2695 66.5741 32.9218 66.136 31.7931 65.2978C28.8976 63.15 28.2833 59.0449 30.4311 56.1446L34.4838 50.6489C35.5077 49.2536 37.0364 48.344 38.7794 48.0868C40.5272 47.8249 42.2464 48.2487 43.637 49.2821C46.5324 51.4347 47.1468 55.5398 45.0037 58.4353L40.951 63.931C39.9224 65.3264 38.3984 66.2407 36.6602 66.4979C36.3268 66.5503 35.9934 66.5741 35.6648 66.5741ZM39.7747 51.6728C39.6271 51.6728 39.4747 51.6823 39.3223 51.7062H39.3128C38.5413 51.8205 37.8698 52.2157 37.4269 52.8205L33.3694 58.321C32.4217 59.6021 32.6884 61.4165 33.9695 62.3642C34.5743 62.8119 35.3362 63.0024 36.1125 62.8881C36.8792 62.769 37.5507 62.369 38.0031 61.7642L42.0559 56.2684C43.0036 54.9874 42.7321 53.1729 41.4511 52.2252C40.9653 51.8681 40.3843 51.6776 39.77 51.6776L39.7747 51.6728Z\" fill=\"#0B2459\"><\/path><path d=\"M21.0542 54.5159C19.6684 54.5159 18.3206 54.0778 17.192 53.2349C14.2965 51.0918 13.6869 46.982 15.8252 44.0817L19.8779 38.586C20.9066 37.1954 22.4305 36.2858 24.1687 36.0239C25.9308 35.7667 27.6405 36.1906 29.0311 37.224C31.9218 39.367 32.5361 43.4769 30.3978 46.3771L26.3451 51.8728C25.3117 53.2682 23.783 54.1826 22.0447 54.4397C21.7114 54.4921 21.378 54.5159 21.0494 54.5159H21.0542ZM25.1736 39.6099C25.026 39.6099 24.8736 39.6194 24.7212 39.6432C23.9449 39.7623 23.2734 40.1576 22.8258 40.7624L18.773 46.2581C17.8253 47.5391 18.0968 49.3583 19.3731 50.3013C19.9827 50.7537 20.7446 50.9394 21.5114 50.8251C22.2829 50.7108 22.9543 50.3108 23.4068 49.7012L27.4595 44.2055C28.4072 42.9245 28.1357 41.11 26.8594 40.1623C26.3737 39.8004 25.7879 39.6099 25.1783 39.6099H25.1736Z\" fill=\"#0B2459\"><\/path><path d=\"M26.7784 62.85C25.3926 62.85 24.0448 62.4119 22.9162 61.5785C20.0207 59.4259 19.4063 55.3208 21.5494 52.4253L29.5929 41.2673C30.6359 39.8624 32.1598 38.9528 33.8981 38.6908C35.6363 38.4337 37.365 38.8528 38.7556 39.8862C41.6511 42.0292 42.2654 46.1391 40.1224 49.0393L32.0741 60.1927C31.0359 61.6023 29.5072 62.5167 27.7642 62.7738C27.4308 62.8262 27.0975 62.85 26.7689 62.85H26.7784ZM34.8934 42.2721C34.7457 42.2721 34.5934 42.2816 34.4457 42.3054C33.6742 42.4245 32.998 42.8198 32.5503 43.4293L24.5068 54.5827C23.5496 55.878 23.8162 57.6925 25.0925 58.6402C25.7021 59.0926 26.4641 59.2783 27.2308 59.164C28.0071 59.0497 28.6738 58.6497 29.1262 58.0401L37.1745 46.8868C38.1318 45.5914 37.8603 43.7722 36.584 42.8293C36.0982 42.4674 35.5077 42.2769 34.8934 42.2769V42.2721Z\" fill=\"#0B2459\"><\/path><path d=\"M84.5833 53.673C83.3451 53.673 82.1022 53.3206 81.0116 52.6015C80.2639 52.1062 69.2487 44.4817 65.1722 41.6624C64.3435 41.0862 64.1387 39.9528 64.7102 39.1194C65.2865 38.286 66.4199 38.0764 67.2533 38.6527C71.3203 41.4672 82.2879 49.0535 83.0308 49.5488C84.15 50.287 85.6501 50.1298 86.5978 49.1821C87.1312 48.644 87.4264 47.9296 87.4264 47.1724C87.4264 46.2914 86.9407 45.4342 86.1216 44.8722L63.9197 29.5852L65.9913 26.5707L88.1932 41.8577C90.0028 43.0959 91.0839 45.0865 91.0839 47.1724C91.0839 48.9107 90.4076 50.5394 89.1885 51.7681C87.936 53.0205 86.2644 53.673 84.5786 53.673H84.5833Z\" fill=\"#0B2459\"><\/path><path d=\"M74.0395 33.1379C70.2964 33.1379 66.8675 31.633 64.9769 30.3424L54.2283 22.4322C53.9188 22.2036 53.5378 22.1131 53.152 22.1846C52.7711 22.256 52.4425 22.4751 52.2377 22.8037L49.8613 26.5326C46.2134 32.2473 40.4748 34.4951 35.2172 32.2426C33.0265 31.3044 32.3027 29.8805 32.0788 28.8518C31.5312 26.3135 33.5218 24.0419 33.7504 23.7895L41.7177 13.0933C43.856 10.3883 47.0039 8.80725 50.3947 8.712C50.7709 8.66914 62.729 7.50714 78.297 12.2456L83.1546 8.90726L85.2262 11.9218L78.9019 16.2698L78.0494 15.9983C62.7767 11.1741 50.7566 12.3409 50.6375 12.3599C48.1945 12.4314 46.0514 13.5124 44.618 15.3221L36.5649 26.1135C36.0601 26.6897 35.541 27.5993 35.6506 28.0756C35.7315 28.4423 36.3792 28.7566 36.6554 28.8756C40.9177 30.6996 44.6799 27.8422 46.7753 24.561L49.1517 20.8321C49.8994 19.6558 51.1138 18.8367 52.4853 18.5843C53.8521 18.3271 55.2808 18.6557 56.3999 19.4843L67.0961 27.3564C67.3104 27.5041 73.2157 31.4187 78.4828 28.3184C79.2543 27.866 80.2401 28.0279 80.8163 28.7137C81.5354 29.5662 81.3354 30.8806 80.3734 31.4473C78.3018 32.6712 76.1207 33.1379 74.0348 33.1379H74.0395Z\" fill=\"#0B2459\"><\/path><path d=\"M80.6401 62.8453C79.4019 62.8453 78.1542 62.4929 77.0684 61.7785C76.3112 61.2832 64.5626 53.1445 60.3336 50.2109C59.505 49.6346 59.3002 48.4964 59.8717 47.6678C60.4479 46.8344 61.5813 46.6249 62.4148 47.2011C66.6294 50.1204 78.3304 58.2258 79.0828 58.7259C80.2067 59.464 81.7069 59.3117 82.6593 58.3592C83.207 57.8115 83.5499 56.9495 83.5832 56.059C83.6118 55.178 83.3356 54.3827 82.8355 53.8779L67.0723 43.0103L69.1534 40.0005L85.1691 51.0776C87.9074 53.7683 87.8217 58.3687 85.25 60.9451C83.9975 62.1976 82.326 62.8453 80.6401 62.8453Z\" fill=\"#0B2459\"><\/path><path d=\"M72.7776 68.6124C71.5394 68.6124 70.2964 68.26 69.2106 67.5457C68.5153 67.0885 56.1857 58.5973 51.8091 55.578C50.9805 55.0065 50.7662 53.8683 51.3424 53.0349C51.9139 52.1967 53.0521 51.9872 53.8855 52.5634C60.3622 57.0305 70.6298 64.0977 71.2251 64.4883C72.349 65.2312 73.8539 65.0835 74.8063 64.1216C75.9159 63.0119 75.9159 61.207 74.8063 60.0974L60.3099 50.0918C59.4812 49.5203 59.2717 48.3774 59.8432 47.5487C60.4194 46.7201 61.5576 46.5105 62.3862 47.0868L77.1399 57.3019C79.9306 60.0498 79.9306 64.1739 77.3923 66.7123C76.1398 67.9647 74.4682 68.6124 72.7823 68.6124H72.7776Z\" fill=\"#0B2459\"><\/path><path d=\"M59.2717 70.5126C58.0335 70.5126 56.7905 70.1602 55.6999 69.4458C54.8761 68.9029 48.3279 64.4121 48.3279 64.4121L50.3947 61.3975C50.3947 61.3975 56.8905 65.855 57.7144 66.3979C58.8383 67.1361 60.3432 66.979 61.2909 66.0313C62.4005 64.9216 62.4005 63.1167 61.2909 62.0023L51.2996 55.2256C50.4614 54.6589 50.2471 53.5207 50.8138 52.6825C51.3805 51.8491 52.5187 51.6348 53.3521 52.2015L63.6101 59.1973C65.2674 60.8022 65.9151 62.6357 65.7532 64.5835C65.6865 65.3931 65.4674 66.1932 65.1007 66.917C63.9006 69.2792 61.5957 70.5126 59.2669 70.5126H59.2717Z\" fill=\"#0B2459\"><\/path><path d=\"M12.3343 33.0853L10.1093 35.9882L18.7648 42.6226L20.9898 39.7198L12.3343 33.0853Z\" fill=\"#0B2459\"><\/path><path d=\"M37.6413 16.3032C35.8221 16.3032 34.0171 15.8556 32.3932 14.9888L32.0598 14.8031L26.0688 10.7837L28.1071 7.74536L34.0981 11.7648C35.3411 12.4172 36.7174 12.7267 38.1175 12.6315L43.0131 12.3648L43.2084 16.0223L38.3318 16.2842C38.1032 16.2985 37.8699 16.308 37.6365 16.308L37.6413 16.3032Z\" fill=\"#0B2459\"><\/path><path d=\"M90.7363 45.8247L89.26 44.7294L87.9122 43.4912C90.4029 40.5195 93.5365 37.8431 97.2511 35.5238L102.037 32.5283L103.976 35.6286L99.1894 38.6241C95.8081 40.7385 92.965 43.1626 90.741 45.8247H90.7363Z\" fill=\"#0B2459\"><\/path><path d=\"M6.08596 38.043L1.28079 34.6855C0.45215 34.1045 0.252133 32.9663 0.828373 32.1377C1.40937 31.3091 2.54757 31.109 3.37621 31.6853L7.2813 34.4141L26.7687 6.54504L22.8636 3.81624C22.0349 3.24 21.8349 2.09704 22.4112 1.2684C22.9874 0.43976 24.1304 0.239743 24.959 0.815982L30.3214 4.56392C31.1738 5.15921 31.3786 6.33074 30.7881 7.18319L9.6577 37.4143C8.8481 38.5716 7.24797 38.8573 6.09072 38.0477L6.08596 38.043Z\" fill=\"#0B2459\"><\/path><path d=\"M103.671 38.2239L82.0832 7.34988C81.5593 6.6022 81.7403 5.56878 82.4927 5.04492L88.0408 1.1684C88.8695 0.587403 90.0124 0.792182 90.5887 1.62082C91.1649 2.44947 90.9649 3.58766 90.1362 4.16866L86.2312 6.89746L105.714 34.7665L109.619 32.0377C110.448 31.4615 111.586 31.6615 112.167 32.4901C112.743 33.3188 112.543 34.4569 111.714 35.0379L106.447 38.7192C105.542 39.3526 104.299 39.1288 103.666 38.2287L103.671 38.2239Z\" fill=\"#0B2459\"><\/path><\/g><defs><clipPath id=\"clip0_881_65\"><rect width=\"112\" height=\"70.025\" fill=\"white\" transform=\"translate(0.5 0.487549)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tReceive a non-binding offer\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tOnce we've landed the solution we<br>most believe in, we'll contact you to<br> present your offer.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-48745491 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"48745491\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-41796778 e-con-full e-grid wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"41796778\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f1b611e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"f1b611e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b578c60 elementor-widget elementor-widget-heading\" data-id=\"b578c60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is a payment remark - and when is it deleted?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5fe329 elementor-widget elementor-widget-text-editor\" data-id=\"c5fe329\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A payment remark is a registration with a credit reference agency that shows that you have serious unpaid claims. This means that a bill or loan has gone so far in the collection process that the government (bailiff) or collection agency has taken formal steps to collect the money. <\/p><p><strong>When is a payment reminder deleted?<\/strong><\/p><p data-start=\"186\" data-end=\"290\">As soon as the claim has been paid in full, the credit reference agencies must delete the payment remark.<\/p><ul data-start=\"292\" data-end=\"466\"><li data-start=\"292\" data-end=\"361\"><p data-start=\"294\" data-end=\"361\">Usually deletion takes place within <strong data-start=\"325\" data-end=\"343\">1-4 business days<\/strong> after payment.<\/p><\/li><li data-start=\"362\" data-end=\"466\"><p data-start=\"364\" data-end=\"466\">Sometimes it can take a little longer if the debt collection company takes time to report the settlement.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1755192 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"1755192\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-db58155 elementor-widget elementor-widget-heading\" data-id=\"db58155\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">In a nutshell:<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90f5039 elementor-widget elementor-widget-text-editor\" data-id=\"90f5039\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>A payment remark is registered when a claim has gone to debt collection or legal action.<\/strong><\/li><li><strong>The remark remains registered until the case is settled &#8211; or normally up to 5 years (depending on the type of case).<\/strong><\/li><li><strong><a href=\"https:\/\/eiendomsfinans.no\/en\/loan-en\/refinancing\/\"><span style=\"text-decoration: underline;\">Refinancing<\/span><\/a> can help by consolidating loans\/debt and paying outstanding claims.  <\/strong><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><strong>In order to refinance with deletion, security in the property + satisfactory ability to pay is required.<\/strong><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><strong>After deletion of the remark, you can apply for a loan again.<\/strong><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a323791 elementor-widget elementor-widget-image\" data-id=\"a323791\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/eiendomsfinans.no\/en\/apply-page\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"292\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/02\/header-vi-hjelper-deg-1024x292.jpg\" class=\"attachment-large size-large wp-image-19531\" alt=\"\" srcset=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/02\/header-vi-hjelper-deg-1024x292.jpg 1024w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/02\/header-vi-hjelper-deg-300x86.jpg 300w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/02\/header-vi-hjelper-deg-768x219.jpg 768w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/02\/header-vi-hjelper-deg-1536x439.jpg 1536w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/02\/header-vi-hjelper-deg-2048x585.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-393c82b e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"393c82b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-590ff43 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"590ff43\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a7d9395 elementor-widget elementor-widget-heading\" data-id=\"a7d9395\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How do I delete a payment reminder with refinancing?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e80afa6 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"e80afa6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a3dbe4d elementor-widget elementor-widget-heading\" data-id=\"a3dbe4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Loan after deleted payment reminder<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-23b118e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"23b118e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6832a25 elementor-widget elementor-widget-text-editor\" data-id=\"6832a25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Refinancing for the purpose of deleting a payment reminder means that you take out a new loan &#8211; often secured by a home &#8211; to pay off the claims that have led to the reminder. Here are the important steps: <\/span><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">We can help you map all claims and remarks with the credit reporting agencies.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Work with us to assess whether you have security (e.g. a mortgage) and sufficient ability to pay for a new loan.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ask Eiendomsfinans to obtain offers from banks that offer refinancing with a payment remark.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">When the new loan is disbursed, old claims are paid and the remark can be deleted. You get an easy overview and a total monthly payment. <\/span><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f28da30 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"f28da30\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7fcaf70 elementor-widget elementor-widget-text-editor\" data-id=\"7fcaf70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Once your payment history is cleared, new opportunities for loans open up &#8211; but the bank will still assess you strictly. Here&#8217;s what you need to know: <\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Even if the notation is removed, the financial history can affect the loan terms for up to several years.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Banks will consider: income, debt load, home value and payment history &#8211; not just reputation.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If you have some time without new payment reminders, you increase your chances of getting a better interest rate.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">To avoid new remarks: make sure you have good liquidity, an overview and that you don&#8217;t take out loans you can&#8217;t afford.<\/span><\/li><\/ul><p style=\"padding-left: 40px;\"><span style=\"font-weight: 400;\"><strong><span style=\"color: #bc5134;\">For more general information about refinancing, <br>see our page about<\/span><\/strong> <a href=\"https:\/\/eiendomsfinans.no\/en\/loan-en\/refinancing\/\"><strong><span style=\"text-decoration: underline;\">refinancing<\/span><\/strong><\/a><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b234651 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"b234651\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ffec36e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"ffec36e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b9d0f39 elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-image\" data-id=\"b9d0f39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"312\" height=\"222\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/05\/image-29.png-3-5.png\" class=\"attachment-large size-large wp-image-21260\" alt=\"\" srcset=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/05\/image-29.png-3-5.png 312w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/05\/image-29.png-3-5-300x213.png 300w\" sizes=\"(max-width: 312px) 100vw, 312px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b1ffbcc elementor-widget elementor-widget-heading\" data-id=\"4b1ffbcc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Do you have payment marks?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ae41f57 elementor-widget elementor-widget-text-editor\" data-id=\"ae41f57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"gb-container gb-container-a5ec0ae2\"><div class=\"gb-inside-container\"><div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"gb-container gb-container-9bd59bcf\"><div class=\"gb-inside-container\"><p class=\"has-contrast-color has-text-color\">As a customer, you are always entitled to information about whether you have payment remarks or not. You can check this yourself at <a href=\"https:\/\/soliditet.no\/privatpersoner\/auth\"><span style=\"text-decoration: underline;\"><strong>Bisnode<\/strong><\/span><\/a> or <span style=\"text-decoration: underline;\"><strong><a href=\"https:\/\/www.minexperian.no\/#\">Experian<\/a>.<\/strong><\/span><\/p><p>We can also help you with this and quickly find out if you have payment reminders or debt collection debts.<\/p><p>You then get an overview of who you owe money and how much.<\/p><p>We give you good advice on how to set up a repayment plan. Finding a solution for refinancing payment reminders is also something we look into.<\/p><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3797fd4 elementor-widget elementor-widget-button\" data-id=\"3797fd4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/eiendomsfinans.no\/en\/loan-en\/consumer-loan\/collect-small-loans\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">I don't have any remarks, but want to collect unsecured debt  <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6215cb09 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"6215cb09\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1dd8121d elementor-widget elementor-widget-heading\" data-id=\"1dd8121d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Conditions for being able to delete payment remarks<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c0eb5b4 elementor-widget elementor-widget-text-editor\" data-id=\"2c0eb5b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #bc5134;\">The bank must obtain security in a property you own yourself, or with a <a href=\"https:\/\/eiendomsfinans.no\/en\/articles\/surety\/\"><span style=\"text-decoration: underline;\">secured creditor<\/span><\/a> in order to delete a payment reminder.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7075d0 elementor-widget elementor-widget-text-editor\" data-id=\"b7075d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u2192 In order to refinance and\/or delete payment reminders, it is required that you can offer up to 90% security in real estate.  <br><br>\u2192 It is also required that you have the ability to service the loan.<\/p>\n<p>\u2192 It is assumed that there is the ability to pay in the form of regular income, or that repayment of the loan is based on future sales (within approx. 1 year).<\/p>\n<p>We have the opportunity to negotiate such a loan, also for those with payment notes. In the main, it is security in housing and liquidity that count.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b2024d9 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"b2024d9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ed9ff2b e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"ed9ff2b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f26d83 elementor-widget elementor-widget-heading\" data-id=\"3f26d83\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Benefits of refinancing to remove a payment reminder\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5d9c12f e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"5d9c12f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b1120c6 elementor-widget elementor-widget-heading\" data-id=\"b1120c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What you need to be aware of (disadvantages and risks)<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f80405 elementor-widget elementor-widget-text-editor\" data-id=\"8f80405\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Not everyone is granted refinancing<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Requirement of security or high enough income<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Refinancing is not a guarantee of deletion<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Longer maturity can result in higher total cost<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">One or more credit checks will be performed on you during the process<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9148ae0 elementor-widget elementor-widget-button\" data-id=\"9148ae0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/what-is-refinancing\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Refinancing can also help you if you have a payment history<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3d9ccdb e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"3d9ccdb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a7ca5cc elementor-widget elementor-widget-text-editor\" data-id=\"a7ca5cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li aria-level=\"1\">Stops expensive debt collection<\/li><li aria-level=\"1\">Better financial overview<\/li><li aria-level=\"1\">Opportunity for lower interest rates<\/li><li aria-level=\"1\">Can provide deletion faster than waiting<\/li><li aria-level=\"1\">Can reduce the risk of new remarks<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6b3cabe e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"6b3cabe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6fd42db elementor-widget elementor-widget-heading\" data-id=\"6fd42db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What's the difference between debt collection and payment reminders?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45534b9 e-grid e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"45534b9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72a7acc elementor-widget elementor-widget-text-editor\" data-id=\"72a7acc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"46\" data-end=\"61\"><span style=\"color: #bc5134;\"><strong>\u221a CASH COLLECTION<\/strong><\/span><\/p><p data-start=\"62\" data-end=\"210\">Debt collection means that an unpaid bill is forwarded to a debt collection company for collection. This usually happens <strong data-start=\"180\" data-end=\"195\">45-60 days<\/strong> after the due date. <strong data-start=\"482\" data-end=\"514\">Debt collection = private collection.<\/strong> <\/p><p data-start=\"212\" data-end=\"227\"><strong>Characteristics:<\/strong><\/p><ul data-start=\"228\" data-end=\"480\"><li data-start=\"228\" data-end=\"304\"><p data-start=\"230\" data-end=\"304\">You&#8217;ll receive reminders, debt collection notices and then a debt collection demand.<\/p><\/li><li data-start=\"305\" data-end=\"343\"><p data-start=\"307\" data-end=\"343\">Fees and interest are incurred.<\/p><\/li><li data-start=\"344\" data-end=\"423\"><p data-start=\"346\" data-end=\"423\">The matter can still be resolved simply by paying or entering into an agreement.<\/p><\/li><li data-start=\"424\" data-end=\"480\"><p data-start=\"426\" data-end=\"480\">Debt collection <em data-start=\"440\" data-end=\"446\">does not<\/em> result in a payment default in itself.<\/p><\/li><\/ul><p data-start=\"521\" data-end=\"548\"> <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9cd5e06 elementor-widget elementor-widget-text-editor\" data-id=\"9cd5e06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"521\" data-end=\"548\"><span style=\"color: #bc5134;\"><strong>\u221a PAYMENT REMARK<\/strong><\/span><\/p><p data-start=\"549\" data-end=\"739\">A payment remark is a formal registration with credit information agencies such as Bisnode and Experian etc.<br data-start=\"673\" data-end=\"676\">This tells you that you have not settled a serious payment case.<\/p><p data-start=\"741\" data-end=\"817\">It only arises when the case moves <strong data-start=\"773\" data-end=\"802\">on from regular debt collection<\/strong>, for example:<\/p><ul data-start=\"819\" data-end=\"985\"><li data-start=\"819\" data-end=\"853\"><p data-start=\"821\" data-end=\"853\">Settlement complaint (legal action)<\/p><\/li><li data-start=\"854\" data-end=\"905\"><p data-start=\"856\" data-end=\"905\">Attachment or pledge decided by the bailiff<\/p><\/li><li data-start=\"906\" data-end=\"917\"><p data-start=\"908\" data-end=\"917\">Bankruptcy<\/p><\/li><li data-start=\"918\" data-end=\"985\"><p data-start=\"920\" data-end=\"985\">The debt reaches a point where it can be registered according to regulations<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cb1af4c e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"cb1af4c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-36d4d22 elementor-widget elementor-widget-text-editor\" data-id=\"36d4d22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><b>Important to note:<\/b><\/p><p style=\"text-align: center;\"><span style=\"font-weight: 400;\">\u2192 Even if the remark is deleted, the financial history will still be visible and affect the credit rating.&#8217;<\/span><\/p><p style=\"text-align: center;\"><span style=\"font-weight: 400;\">\u2192 A longer term for a new loan can result in a lower monthly cost, but a higher total cost.<\/span><\/p><p style=\"text-align: center;\"><span style=\"font-weight: 400;\">\u2192 Refinancing is not automatically approved &#8211; banks assess your finances in the same way as for loans.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a624ac8 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"a624ac8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-760f4ff elementor-widget elementor-widget-heading\" data-id=\"760f4ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Loan calculator delete payment remarks<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4f4b3c2b elementor-hidden-mobile e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"4f4b3c2b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-50d90b8c elementor-widget elementor-widget-shortcode\" data-id=\"50d90b8c\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"calculator\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"lc_calculator_wrapper\">\n  <input type=\"hidden\" class=\"lc_startup_fee\" value=\"0\">\n  <input type=\"hidden\" class=\"lc_monthly_fee\" value=\"0\">\n\n <div class=\"lc_calculator_wrapper\">\n  <input type=\"hidden\" class=\"lc_startup_fee\" value=\"0\">\n  <input type=\"hidden\" class=\"lc_monthly_fee\" value=\"0\">\n\n  <div class=\"lc_calc_sliders_wrapper\">\n\n     \n    \n\n        <div class=\"lc_calc_field_group\">\n      <p class=\"lc_fields_label\">L\u00e5nesum<\/p>\n      <div class=\"lc_calc_input_wrapper_with_suffix\">\n        <input type=\"text\" class=\"lc_calc_text_input lc_amount_elem\" value=\"2000000\">\n              <\/div>\n      <div class=\"range_slider_row\">\n        <div class=\"lc_calc_range_slider_minus\" data-ref=\"lc_amount\" style=\"color: #10307B\">\n          <i class=\"fa-solid fa-circle-minus\"><\/i>\n        <\/div>\n        <div class=\"range_slider_inner_wrapper\">\n          <input class=\"lc_range_selector lc_amount_range_selector_elem\" type=\"range\"\n                 min=\"10000\" max=\"20000000\"\n                 value=\"2000000\" step=\"1\">\n        <\/div>\n        <div class=\"lc_calc_range_slider_plus\" data-ref=\"lc_amount\" style=\"color: #10307B\">\n          <i class=\"fa-solid fa-circle-plus\"><\/i>\n        <\/div>\n      <\/div>\n    <\/div>\n      <div class=\"lc_calc_field_group\">\n      <p class=\"lc_fields_label\">Antall \u00e5r<\/p>\n      <div class=\"lc_calc_input_wrapper_with_suffix\">\n        <input type=\"text\" class=\"lc_calc_text_input lc_period_elem\" value=\"25\">\n                  <span class=\"lc_period_input_meta\"><span class=\"monthly_amount_meta\">0 kr.<\/span> Per m\u00e5ned<\/span>              <\/div>\n      <div class=\"range_slider_row\">\n        <div class=\"lc_calc_range_slider_minus\" data-ref=\"lc_period\" style=\"color: #10307B\">\n          <i class=\"fa-solid fa-circle-minus\"><\/i>\n        <\/div>\n        <div class=\"range_slider_inner_wrapper\">\n          <input class=\"lc_range_selector lc_period_range_selector_elem\" type=\"range\"\n                 min=\"1\" max=\"30\"\n                 value=\"25\" step=\"1\">\n        <\/div>\n        <div class=\"lc_calc_range_slider_plus\" data-ref=\"lc_period\" style=\"color: #10307B\">\n          <i class=\"fa-solid fa-circle-plus\"><\/i>\n        <\/div>\n      <\/div>\n    <\/div>\n      <div class=\"lc_calc_field_group\">\n      <p class=\"lc_fields_label\">Nom. rente (%)<\/p>\n      <div class=\"lc_calc_input_wrapper_with_suffix\">\n        <input type=\"text\" class=\"lc_calc_text_input lc_nominal_rate_elem\" value=\"5\">\n              <\/div>\n      <div class=\"range_slider_row\">\n        <div class=\"lc_calc_range_slider_minus\" data-ref=\"lc_nominal_rate\" style=\"color: #10307B\">\n          <i class=\"fa-solid fa-circle-minus\"><\/i>\n        <\/div>\n        <div class=\"range_slider_inner_wrapper\">\n          <input class=\"lc_range_selector lc_nr_range_selector_elem\" type=\"range\"\n                 min=\"1\" max=\"10\"\n                 value=\"5\" step=\"0.01\">\n        <\/div>\n        <div class=\"lc_calc_range_slider_plus\" data-ref=\"lc_nominal_rate\" style=\"color: #10307B\">\n          <i class=\"fa-solid fa-circle-plus\"><\/i>\n        <\/div>\n      <\/div>\n    <\/div>\n      <div class=\"lc_calc_field_group\">\n      <p class=\"lc_fields_label\">Etabl.gebyr<\/p>\n      <div class=\"lc_calc_input_wrapper_with_suffix\">\n        <input type=\"text\" class=\"lc_calc_text_input lc_establishment_fee_elem\" value=\"1500\">\n              <\/div>\n      <div class=\"range_slider_row\">\n        <div class=\"lc_calc_range_slider_minus\" data-ref=\"lc_establishment_fee\" style=\"color: #10307B\">\n          <i class=\"fa-solid fa-circle-minus\"><\/i>\n        <\/div>\n        <div class=\"range_slider_inner_wrapper\">\n          <input class=\"lc_range_selector lc_establishment_fee_range_selector_elem\" type=\"range\"\n                 min=\"100\" max=\"20000\"\n                 value=\"1500\" step=\"1\">\n        <\/div>\n        <div class=\"lc_calc_range_slider_plus\" data-ref=\"lc_establishment_fee\" style=\"color: #10307B\">\n          <i class=\"fa-solid fa-circle-plus\"><\/i>\n        <\/div>\n      <\/div>\n    <\/div>\n      <div class=\"lc_calc_field_group\">\n      <p class=\"lc_fields_label\">Termingebyr<\/p>\n      <div class=\"lc_calc_input_wrapper_with_suffix\">\n        <input type=\"text\" class=\"lc_calc_text_input lc_term_fee_elem\" value=\"50\">\n              <\/div>\n      <div class=\"range_slider_row\">\n        <div class=\"lc_calc_range_slider_minus\" data-ref=\"lc_term_fee\" style=\"color: #10307B\">\n          <i class=\"fa-solid fa-circle-minus\"><\/i>\n        <\/div>\n        <div class=\"range_slider_inner_wrapper\">\n          <input class=\"lc_range_selector lc_term_fee_range_selector_elem\" type=\"range\"\n                 min=\"1\" max=\"1000\"\n                 value=\"50\" step=\"1\">\n        <\/div>\n        <div class=\"lc_calc_range_slider_plus\" data-ref=\"lc_term_fee\" style=\"color: #10307B\">\n          <i class=\"fa-solid fa-circle-plus\"><\/i>\n        <\/div>\n      <\/div>\n    <\/div>\n    <\/div>\n    <div class=\"lc_summary_wrapper\">\n      <div class=\"lc_summary_header\">\n          <span class=\"lc_period_input_meta2\">\n    <p class=\"lc_label\">Terminbel\u00f8p:<\/p>\n    <span class=\"monthly_amount_meta\" data-ref=\"monthly_amount\" style=\"font-weight: bold;\">0 Kr<\/span>\n<\/span>\n      <\/div>\n      <div class=\"lc_summary_grid layout_v2\">\n        <div class=\"lc_cells\">\n          <p class=\"lc_label\">Totalbel\u00f8p<\/p>\n          <p class=\"lc_meta_info_val\" data-ref=\"total_cost\">0<\/p>\n        <\/div>\n        <div class=\"lc_cells\">\n          <p class=\"lc_label\">Kostnad<\/p>\n          <p class=\"lc_meta_info_val\" data-ref=\"total_interest\">0<\/p>\n        <\/div>\n        <div class=\"lc_cells\">\n          <p class=\"lc_label\"> Etabl.gebyr<\/p>\n          <p class=\"lc_meta_info_val\" data-ref=\"establishment_fee_ref\">1500 Kr<\/p>\n        <\/div>\n        <div class=\"lc_cells\">\n          <p class=\"lc_label\">Termingebyr<\/p>\n          <p class=\"lc_meta_info_val\" data-ref=\"term_fee_ref\">50 Kr<\/p>\n        <\/div>\n        <div class=\"lc_cells\">\n          <p class=\"lc_label\">Effektiv rente<\/p>\n          <p class=\"lc_meta_info_val\" data-ref=\"effective_interest_rate\">-<\/p>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <div class=\"lc_calc_action_wrapper\">\n    <div>\n      <a href=\"#\" class=\"lc_calc_action_btn form-button\"\n         style=\"background: #10307B; color: #FFFFFF\">\n        S\u00f8k om l\u00e5n      <\/a>\n    <\/div>\n  <\/div>\n\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-35cc0a0c elementor-hidden-mobile e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"35cc0a0c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9a9cd4b elementor-widget elementor-widget-heading\" data-id=\"9a9cd4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">This is how we help you:<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-596a7f8 e-grid e-con-full wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"596a7f8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6177781f elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6177781f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"71\" height=\"71\" viewBox=\"0 0 71 71\" fill=\"none\"><g clip-path=\"url(#clip0_705_909)\"><path d=\"M16.8509 19.317C17.6508 19.0932 18.2394 18.3637 18.2394 17.4933V4.87267C18.2394 4.56182 18.4922 4.30899 18.803 4.30899H53.3326C53.6435 4.30899 53.8963 4.56182 53.8963 4.87267V66.1273C53.8963 66.4382 53.6435 66.691 53.3326 66.691H4.47063C4.15978 66.691 3.90695 66.4382 3.90695 66.1273V19.9636C3.90695 19.6527 4.15978 19.3999 4.47063 19.3999H16.3369C16.5193 19.3999 16.6892 19.3667 16.855 19.317M8.80599 13.3776L12.5611 9.62251L12.6191 9.56862L12.959 9.22876L13.4108 8.77699L14.1112 8.07653L14.4387 7.75324V15.0231C14.4387 15.3339 14.1858 15.5867 13.875 15.5867H7.96047C7.45896 15.5867 7.21028 14.9816 7.56258 14.6293L8.81014 13.3818L8.80599 13.3776ZM0.0979614 16.1836V69.9405C0.0979614 70.2513 0.350789 70.5041 0.661642 70.5041H57.1416C57.4524 70.5041 57.7053 70.2513 57.7053 69.9405V1.06368C57.7053 0.752827 57.4524 0.5 57.1416 0.5H15.7774C15.6282 0.5 15.4873 0.558026 15.3795 0.665788L0.26375 15.7857C0.160132 15.8893 0.0979614 16.0344 0.0979614 16.1836Z\" fill=\"#0B2459\"><\/path><path d=\"M34.756 56.6898H9.55615C9.11207 56.6898 8.75208 57.0498 8.75208 57.4939V60.4864C8.75208 60.9304 9.11207 61.2904 9.55615 61.2904H34.756C35.2001 61.2904 35.5601 60.9304 35.5601 60.4864V57.4939C35.5601 57.0498 35.2001 56.6898 34.756 56.6898Z\" fill=\"#0B2459\"><\/path><path d=\"M34.7643 47.2523H9.54786C9.10836 47.2523 8.75208 47.6086 8.75208 48.0481V51.0572C8.75208 51.4967 9.10836 51.8529 9.54786 51.8529H34.7643C35.2038 51.8529 35.5601 51.4967 35.5601 51.0572V48.0481C35.5601 47.6086 35.2038 47.2523 34.7643 47.2523Z\" fill=\"#0B2459\"><\/path><path d=\"M48.7734 37.8107H9.552C9.11022 37.8107 8.75208 38.1688 8.75208 38.6106V41.6155C8.75208 42.0573 9.11022 42.4154 9.552 42.4154H48.7734C49.2152 42.4154 49.5733 42.0573 49.5733 41.6155V38.6106C49.5733 38.1688 49.2152 37.8107 48.7734 37.8107Z\" fill=\"#0B2459\"><\/path><path d=\"M48.7941 28.3732H9.53128C9.10094 28.3732 8.75208 28.722 8.75208 29.1524V32.1946C8.75208 32.6249 9.10094 32.9738 9.53128 32.9738H48.7941C49.2245 32.9738 49.5733 32.6249 49.5733 32.1946V29.1524C49.5733 28.722 49.2245 28.3732 48.7941 28.3732Z\" fill=\"#0B2459\"><\/path><path d=\"M9.5438 23.9217H48.7818C49.217 23.9217 49.5734 23.5652 49.5734 23.13V20.1085C49.5734 19.6733 49.217 19.3169 48.7818 19.3169H20.5273C20.2579 19.3169 20.0092 19.4537 19.8641 19.6775C19.7688 19.8267 19.6652 19.9718 19.5491 20.1127C19.3087 20.407 19.0352 20.6805 18.7202 20.9043C18.0405 21.3768 17.2198 21.6587 16.3328 21.6587H9.53966C9.10446 21.6587 8.74802 22.0151 8.74802 22.4503V23.1259C8.74802 23.5611 9.10446 23.9175 9.53966 23.9175L9.5438 23.9217Z\" fill=\"#0B2459\"><\/path><path d=\"M48.7817 8.78113H21.294C20.8588 8.78113 20.5024 9.13343 20.5024 9.57277V12.5901C20.5024 13.0253 20.8547 13.3818 21.294 13.3818H48.7817C49.2169 13.3818 49.5734 13.0295 49.5734 12.5901V9.57277C49.5734 9.13757 49.2211 8.78113 48.7817 8.78113Z\" fill=\"#0B2459\"><\/path><path d=\"M67.7314 60.192H65.228V47.4139H67.7314V60.192ZM67.7314 66.9396H65.228V63.3586H67.7314V66.9396ZM66.4259 41.4911L67.2134 44.2432H65.7005L66.4217 41.4911H66.4259ZM70.8939 45.785C70.8939 45.7436 70.8856 45.7063 70.8814 45.6648C70.8731 45.5902 70.8607 45.5156 70.8441 45.4369C70.8441 45.4244 70.8441 45.4037 70.84 45.3913L67.8765 35.0875C67.6817 34.4078 67.0641 33.9395 66.3554 33.9395H66.3347C65.6218 33.9477 65.0042 34.4285 64.8219 35.1207L62.1112 45.4244C62.1112 45.4244 62.1071 45.4493 62.1029 45.4659C62.0864 45.5405 62.0781 45.6151 62.0698 45.6938C62.0656 45.7312 62.0615 45.7685 62.0615 45.8058C62.0615 45.814 62.0573 45.8223 62.0573 45.8265V68.5188C62.0573 69.3933 62.7661 70.0979 63.6406 70.0979H69.3147C70.1893 70.0979 70.898 69.3892 70.898 68.5188V45.8265C70.898 45.8265 70.8897 45.8016 70.8897 45.785\" fill=\"#0B2459\"><\/path><\/g><defs><clipPath id=\"clip0_705_909\"><rect width=\"70.8041\" height=\"70\" fill=\"white\" transform=\"translate(0.0979614 0.5)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tFill in the application form\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tIt only takes a few minutes and is both<br>free and non-binding for you.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-402d8355 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"402d8355\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"76\" height=\"71\" viewBox=\"0 0 76 71\" fill=\"none\"><path d=\"M74.3598 66.0035H1.64023C1.18457 66.0035 0.815186 66.3729 0.815186 66.8286V69.675C0.815186 70.1307 1.18457 70.5 1.64023 70.5H74.3598C74.8155 70.5 75.1848 70.1307 75.1848 69.675V66.8286C75.1848 66.3729 74.8155 66.0035 74.3598 66.0035Z\" fill=\"#0B2459\"><\/path><path d=\"M70.1024 58.5079H5.89732C5.43711 58.5079 5.06403 58.881 5.06403 59.3412V62.1711C5.06403 62.6314 5.43711 63.0044 5.89732 63.0044H70.1024C70.5626 63.0044 70.9357 62.6314 70.9357 62.1711V59.3412C70.9357 58.881 70.5626 58.5079 70.1024 58.5079Z\" fill=\"#0B2459\"><\/path><path d=\"M31.3996 55.3397H44.6003C45.3428 55.3397 45.7141 54.4404 45.1861 53.9165L42.744 51.4867C42.5872 51.33 42.4964 51.1196 42.4964 50.8968V30.9802C42.4964 30.7575 42.5831 30.5471 42.744 30.3903L45.1861 27.9606C45.7141 27.4367 45.3428 26.5374 44.6003 26.5374H31.3996C30.657 26.5374 30.2858 27.4367 30.8138 27.9606L33.2559 30.3903C33.4127 30.5471 33.5034 30.7575 33.5034 30.9802V50.8968C33.5034 51.1196 33.4168 51.33 33.2559 51.4867L30.8138 53.9165C30.2858 54.4404 30.657 55.3397 31.3996 55.3397Z\" fill=\"#0B2459\"><\/path><path d=\"M11.5201 55.3397H24.7538C25.4922 55.3397 25.8594 54.4487 25.3355 53.9289L22.8769 51.4867C22.7201 51.33 22.6335 51.1196 22.6335 50.901V30.9761C22.6335 30.7575 22.7201 30.5471 22.8769 30.3903L25.3355 27.9482C25.8594 27.4284 25.4922 26.5374 24.7538 26.5374H11.5201C10.7817 26.5374 10.4145 27.4284 10.9384 27.9482L13.3971 30.3903C13.5538 30.5471 13.6405 30.7575 13.6405 30.9761V50.901C13.6405 51.1196 13.5538 51.33 13.3971 51.4867L10.9384 53.9289C10.4145 54.4487 10.7817 55.3397 11.5201 55.3397Z\" fill=\"#0B2459\"><\/path><path d=\"M51.2544 55.3398H64.4758C65.2142 55.3398 65.5855 54.4446 65.0616 53.9207L62.6112 51.4827C62.4544 51.3259 62.3678 51.1155 62.3678 50.8928V30.972C62.3678 30.7493 62.4544 30.5389 62.6112 30.3821L65.0616 27.9441C65.5855 27.4243 65.2183 26.525 64.4758 26.525H51.2544C50.516 26.525 50.1447 27.4202 50.6686 27.9441L53.119 30.3821C53.2758 30.5389 53.3624 30.7493 53.3624 30.972V50.8928C53.3624 51.1155 53.2758 51.3259 53.119 51.4827L50.6686 53.9207C50.1447 54.4405 50.5119 55.3398 51.2544 55.3398Z\" fill=\"#0B2459\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M38.7673 0.725856L72.2229 20.5558V20.5517C72.4003 20.659 72.5117 20.8487 72.5117 21.0591V22.932C72.5117 23.295 72.2146 23.592 71.8516 23.592H4.87026C4.48661 23.592 4.1731 23.2785 4.1731 22.8948V20.5888C4.1731 20.3826 4.28448 20.1928 4.46186 20.0856L37.1254 0.725856C37.6328 0.424715 38.2599 0.424715 38.7673 0.725856ZM42.7728 13.0851C42.7728 15.7211 40.6359 17.858 37.9999 17.858C35.3639 17.858 33.227 15.7211 33.227 13.0851C33.227 10.4491 35.3639 8.31219 37.9999 8.31219C40.6359 8.31219 42.7728 10.4491 42.7728 13.0851Z\" fill=\"#0B2459\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tWe talk to the banks\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tYour advisor will talk to our partners and find the<br>best solution for you.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-530a2867 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"530a2867\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"113\" height=\"71\" viewBox=\"0 0 113 71\" fill=\"none\"><g clip-path=\"url(#clip0_881_65)\"><path d=\"M44.618 70.4077C43.2274 70.4077 41.8844 69.9696 40.7558 69.1314C37.8603 66.9884 37.2459 62.8785 39.389 59.9783L39.8271 59.3497C40.832 57.8686 42.0797 56.0256 43.8941 55.7541C45.6229 55.4922 48.2993 56.1018 49.6232 57.5447C52.3425 60.5117 51.9043 65.074 49.9185 67.7694C48.8803 69.1695 47.3563 70.0791 45.6181 70.3363C45.2847 70.3887 44.9514 70.4125 44.6228 70.4125L44.618 70.4077ZM44.5132 59.3639C44.0656 59.6259 43.2179 60.8641 42.856 61.4022C42.6655 61.688 42.4892 61.9451 42.3321 62.1547C41.3892 63.4357 41.6558 65.2502 42.9369 66.1979C43.5465 66.6503 44.3037 66.836 45.0752 66.717C45.8467 66.6027 46.5182 66.2026 46.9706 65.5931C48.0612 64.1167 48.304 61.5213 46.9182 60.0211C46.5896 59.6592 45.3085 59.2544 44.5085 59.3687L44.5132 59.3639Z\" fill=\"#0B2459\"><\/path><path d=\"M35.6648 66.5741C34.2695 66.5741 32.9218 66.136 31.7931 65.2978C28.8976 63.15 28.2833 59.0449 30.4311 56.1446L34.4838 50.6489C35.5077 49.2536 37.0364 48.344 38.7794 48.0868C40.5272 47.8249 42.2464 48.2487 43.637 49.2821C46.5324 51.4347 47.1468 55.5398 45.0037 58.4353L40.951 63.931C39.9224 65.3264 38.3984 66.2407 36.6602 66.4979C36.3268 66.5503 35.9934 66.5741 35.6648 66.5741ZM39.7747 51.6728C39.6271 51.6728 39.4747 51.6823 39.3223 51.7062H39.3128C38.5413 51.8205 37.8698 52.2157 37.4269 52.8205L33.3694 58.321C32.4217 59.6021 32.6884 61.4165 33.9695 62.3642C34.5743 62.8119 35.3362 63.0024 36.1125 62.8881C36.8792 62.769 37.5507 62.369 38.0031 61.7642L42.0559 56.2684C43.0036 54.9874 42.7321 53.1729 41.4511 52.2252C40.9653 51.8681 40.3843 51.6776 39.77 51.6776L39.7747 51.6728Z\" fill=\"#0B2459\"><\/path><path d=\"M21.0542 54.5159C19.6684 54.5159 18.3206 54.0778 17.192 53.2349C14.2965 51.0918 13.6869 46.982 15.8252 44.0817L19.8779 38.586C20.9066 37.1954 22.4305 36.2858 24.1687 36.0239C25.9308 35.7667 27.6405 36.1906 29.0311 37.224C31.9218 39.367 32.5361 43.4769 30.3978 46.3771L26.3451 51.8728C25.3117 53.2682 23.783 54.1826 22.0447 54.4397C21.7114 54.4921 21.378 54.5159 21.0494 54.5159H21.0542ZM25.1736 39.6099C25.026 39.6099 24.8736 39.6194 24.7212 39.6432C23.9449 39.7623 23.2734 40.1576 22.8258 40.7624L18.773 46.2581C17.8253 47.5391 18.0968 49.3583 19.3731 50.3013C19.9827 50.7537 20.7446 50.9394 21.5114 50.8251C22.2829 50.7108 22.9543 50.3108 23.4068 49.7012L27.4595 44.2055C28.4072 42.9245 28.1357 41.11 26.8594 40.1623C26.3737 39.8004 25.7879 39.6099 25.1783 39.6099H25.1736Z\" fill=\"#0B2459\"><\/path><path d=\"M26.7784 62.85C25.3926 62.85 24.0448 62.4119 22.9162 61.5785C20.0207 59.4259 19.4063 55.3208 21.5494 52.4253L29.5929 41.2673C30.6359 39.8624 32.1598 38.9528 33.8981 38.6908C35.6363 38.4337 37.365 38.8528 38.7556 39.8862C41.6511 42.0292 42.2654 46.1391 40.1224 49.0393L32.0741 60.1927C31.0359 61.6023 29.5072 62.5167 27.7642 62.7738C27.4308 62.8262 27.0975 62.85 26.7689 62.85H26.7784ZM34.8934 42.2721C34.7457 42.2721 34.5934 42.2816 34.4457 42.3054C33.6742 42.4245 32.998 42.8198 32.5503 43.4293L24.5068 54.5827C23.5496 55.878 23.8162 57.6925 25.0925 58.6402C25.7021 59.0926 26.4641 59.2783 27.2308 59.164C28.0071 59.0497 28.6738 58.6497 29.1262 58.0401L37.1745 46.8868C38.1318 45.5914 37.8603 43.7722 36.584 42.8293C36.0982 42.4674 35.5077 42.2769 34.8934 42.2769V42.2721Z\" fill=\"#0B2459\"><\/path><path d=\"M84.5833 53.673C83.3451 53.673 82.1022 53.3206 81.0116 52.6015C80.2639 52.1062 69.2487 44.4817 65.1722 41.6624C64.3435 41.0862 64.1387 39.9528 64.7102 39.1194C65.2865 38.286 66.4199 38.0764 67.2533 38.6527C71.3203 41.4672 82.2879 49.0535 83.0308 49.5488C84.15 50.287 85.6501 50.1298 86.5978 49.1821C87.1312 48.644 87.4264 47.9296 87.4264 47.1724C87.4264 46.2914 86.9407 45.4342 86.1216 44.8722L63.9197 29.5852L65.9913 26.5707L88.1932 41.8577C90.0028 43.0959 91.0839 45.0865 91.0839 47.1724C91.0839 48.9107 90.4076 50.5394 89.1885 51.7681C87.936 53.0205 86.2644 53.673 84.5786 53.673H84.5833Z\" fill=\"#0B2459\"><\/path><path d=\"M74.0395 33.1379C70.2964 33.1379 66.8675 31.633 64.9769 30.3424L54.2283 22.4322C53.9188 22.2036 53.5378 22.1131 53.152 22.1846C52.7711 22.256 52.4425 22.4751 52.2377 22.8037L49.8613 26.5326C46.2134 32.2473 40.4748 34.4951 35.2172 32.2426C33.0265 31.3044 32.3027 29.8805 32.0788 28.8518C31.5312 26.3135 33.5218 24.0419 33.7504 23.7895L41.7177 13.0933C43.856 10.3883 47.0039 8.80725 50.3947 8.712C50.7709 8.66914 62.729 7.50714 78.297 12.2456L83.1546 8.90726L85.2262 11.9218L78.9019 16.2698L78.0494 15.9983C62.7767 11.1741 50.7566 12.3409 50.6375 12.3599C48.1945 12.4314 46.0514 13.5124 44.618 15.3221L36.5649 26.1135C36.0601 26.6897 35.541 27.5993 35.6506 28.0756C35.7315 28.4423 36.3792 28.7566 36.6554 28.8756C40.9177 30.6996 44.6799 27.8422 46.7753 24.561L49.1517 20.8321C49.8994 19.6558 51.1138 18.8367 52.4853 18.5843C53.8521 18.3271 55.2808 18.6557 56.3999 19.4843L67.0961 27.3564C67.3104 27.5041 73.2157 31.4187 78.4828 28.3184C79.2543 27.866 80.2401 28.0279 80.8163 28.7137C81.5354 29.5662 81.3354 30.8806 80.3734 31.4473C78.3018 32.6712 76.1207 33.1379 74.0348 33.1379H74.0395Z\" fill=\"#0B2459\"><\/path><path d=\"M80.6401 62.8453C79.4019 62.8453 78.1542 62.4929 77.0684 61.7785C76.3112 61.2832 64.5626 53.1445 60.3336 50.2109C59.505 49.6346 59.3002 48.4964 59.8717 47.6678C60.4479 46.8344 61.5813 46.6249 62.4148 47.2011C66.6294 50.1204 78.3304 58.2258 79.0828 58.7259C80.2067 59.464 81.7069 59.3117 82.6593 58.3592C83.207 57.8115 83.5499 56.9495 83.5832 56.059C83.6118 55.178 83.3356 54.3827 82.8355 53.8779L67.0723 43.0103L69.1534 40.0005L85.1691 51.0776C87.9074 53.7683 87.8217 58.3687 85.25 60.9451C83.9975 62.1976 82.326 62.8453 80.6401 62.8453Z\" fill=\"#0B2459\"><\/path><path d=\"M72.7776 68.6124C71.5394 68.6124 70.2964 68.26 69.2106 67.5457C68.5153 67.0885 56.1857 58.5973 51.8091 55.578C50.9805 55.0065 50.7662 53.8683 51.3424 53.0349C51.9139 52.1967 53.0521 51.9872 53.8855 52.5634C60.3622 57.0305 70.6298 64.0977 71.2251 64.4883C72.349 65.2312 73.8539 65.0835 74.8063 64.1216C75.9159 63.0119 75.9159 61.207 74.8063 60.0974L60.3099 50.0918C59.4812 49.5203 59.2717 48.3774 59.8432 47.5487C60.4194 46.7201 61.5576 46.5105 62.3862 47.0868L77.1399 57.3019C79.9306 60.0498 79.9306 64.1739 77.3923 66.7123C76.1398 67.9647 74.4682 68.6124 72.7823 68.6124H72.7776Z\" fill=\"#0B2459\"><\/path><path d=\"M59.2717 70.5126C58.0335 70.5126 56.7905 70.1602 55.6999 69.4458C54.8761 68.9029 48.3279 64.4121 48.3279 64.4121L50.3947 61.3975C50.3947 61.3975 56.8905 65.855 57.7144 66.3979C58.8383 67.1361 60.3432 66.979 61.2909 66.0313C62.4005 64.9216 62.4005 63.1167 61.2909 62.0023L51.2996 55.2256C50.4614 54.6589 50.2471 53.5207 50.8138 52.6825C51.3805 51.8491 52.5187 51.6348 53.3521 52.2015L63.6101 59.1973C65.2674 60.8022 65.9151 62.6357 65.7532 64.5835C65.6865 65.3931 65.4674 66.1932 65.1007 66.917C63.9006 69.2792 61.5957 70.5126 59.2669 70.5126H59.2717Z\" fill=\"#0B2459\"><\/path><path d=\"M12.3343 33.0853L10.1093 35.9882L18.7648 42.6226L20.9898 39.7198L12.3343 33.0853Z\" fill=\"#0B2459\"><\/path><path d=\"M37.6413 16.3032C35.8221 16.3032 34.0171 15.8556 32.3932 14.9888L32.0598 14.8031L26.0688 10.7837L28.1071 7.74536L34.0981 11.7648C35.3411 12.4172 36.7174 12.7267 38.1175 12.6315L43.0131 12.3648L43.2084 16.0223L38.3318 16.2842C38.1032 16.2985 37.8699 16.308 37.6365 16.308L37.6413 16.3032Z\" fill=\"#0B2459\"><\/path><path d=\"M90.7363 45.8247L89.26 44.7294L87.9122 43.4912C90.4029 40.5195 93.5365 37.8431 97.2511 35.5238L102.037 32.5283L103.976 35.6286L99.1894 38.6241C95.8081 40.7385 92.965 43.1626 90.741 45.8247H90.7363Z\" fill=\"#0B2459\"><\/path><path d=\"M6.08596 38.043L1.28079 34.6855C0.45215 34.1045 0.252133 32.9663 0.828373 32.1377C1.40937 31.3091 2.54757 31.109 3.37621 31.6853L7.2813 34.4141L26.7687 6.54504L22.8636 3.81624C22.0349 3.24 21.8349 2.09704 22.4112 1.2684C22.9874 0.43976 24.1304 0.239743 24.959 0.815982L30.3214 4.56392C31.1738 5.15921 31.3786 6.33074 30.7881 7.18319L9.6577 37.4143C8.8481 38.5716 7.24797 38.8573 6.09072 38.0477L6.08596 38.043Z\" fill=\"#0B2459\"><\/path><path d=\"M103.671 38.2239L82.0832 7.34988C81.5593 6.6022 81.7403 5.56878 82.4927 5.04492L88.0408 1.1684C88.8695 0.587403 90.0124 0.792182 90.5887 1.62082C91.1649 2.44947 90.9649 3.58766 90.1362 4.16866L86.2312 6.89746L105.714 34.7665L109.619 32.0377C110.448 31.4615 111.586 31.6615 112.167 32.4901C112.743 33.3188 112.543 34.4569 111.714 35.0379L106.447 38.7192C105.542 39.3526 104.299 39.1288 103.666 38.2287L103.671 38.2239Z\" fill=\"#0B2459\"><\/path><\/g><defs><clipPath id=\"clip0_881_65\"><rect width=\"112\" height=\"70.025\" fill=\"white\" transform=\"translate(0.5 0.487549)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tReceive a non-binding offer\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tOnce we've landed the solution we<br>most believe in, we'll contact you to<br>present your offer.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a7b3c89 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"3a7b3c89\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-112289bc e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"112289bc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2a61be7d elementor-widget elementor-widget-image\" data-id=\"2a61be7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"352\" height=\"422\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/05\/Boerge_Finsaether.webp\" class=\"attachment-full size-full wp-image-22116\" alt=\"B\u00f8rge Fins\u00e6ther profile picture Eiendomsfinans 2025\" srcset=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/05\/Boerge_Finsaether.webp 352w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/05\/Boerge_Finsaether-250x300.webp 250w\" sizes=\"(max-width: 352px) 100vw, 352px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ac82b15 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"3ac82b15\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3d2d161 elementor-widget elementor-widget-heading\" data-id=\"3d2d161\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">We can help you delete payment remarks<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31b00442 elementor-widget elementor-widget-text-editor\" data-id=\"31b00442\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Through our partnerships with several banks and credit institutions, we have extensive knowledge of the solutions and products available.<\/p><p>Together we review your financial situation, obtain an overview of payment notices and find an optimal solution for you.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-543d4c7d elementor-widget elementor-widget-heading\" data-id=\"543d4c7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">- B\u00f8rge Fins\u00e6ther, Eiendomsfinans Harstad<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-59d4a1d3 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"59d4a1d3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-563c72ef elementor-widget elementor-widget-heading\" data-id=\"563c72ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Free and fast case management<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61010d06 elementor-widget elementor-widget-text-editor\" data-id=\"61010d06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>With us, you will be assigned a dedicated advisor who will help you every step of the way. After<br>a pleasant conversation with you, we map out your financial situation. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-163b1245 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"163b1245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"http:\/\/eiendomsfinans.no\/soknad\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply to delete annotations<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6fa91984 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"6fa91984\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-26086b30 elementor-widget elementor-widget-heading\" data-id=\"26086b30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQ - Frequently asked questions about payment reminders<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d6c9a59 elementor-widget elementor-widget-n-accordion\" data-id=\"4d6c9a59\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1290\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1290\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Can I refinance debt if I have a payment reminder? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1290\" class=\"elementor-element elementor-element-fb54069 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"fb54069\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2a8f9b6 elementor-widget elementor-widget-text-editor\" data-id=\"2a8f9b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px;\">In order to be able to refinance when you have a payment reminder or a loan with debt collection, you must be able to provide the bank with security in a residential property.<br>The total loan must not be more than 90% of the value of the property.<br>It does not have to be a property you own, it can also be a mortgage on a property belonging to someone who acts as your guarantor. These then become real sureties.<\/p><p style=\"padding-left: 40px;\">Eiendomsfinans cooperates with all banks in Norway that offer this type of refinancing.<br>Get in touch with us and we will help you find which of these banks is best for you.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1291\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1291\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> How can I collect debt to delete payment reminders? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1291\" class=\"elementor-element elementor-element-e087ce5 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"e087ce5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7716f1c elementor-widget elementor-widget-text-editor\" data-id=\"7716f1c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px;\">We&#8217;ll help you find out which remarks you have and how we can combine everything into one new loan. At the same time, we delete the old debt with remarks. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1292\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1292\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Can I get help if I have multiple payment reminders? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1292\" class=\"elementor-element elementor-element-0ec5e65 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"0ec5e65\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a921b22 elementor-widget elementor-widget-text-editor\" data-id=\"a921b22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px;\">Yes, there&#8217;s really no limit to how many payment reminders you can have.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1293\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1293\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Are there alternatives to refinancing to remove payment reminders? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1293\" class=\"elementor-element elementor-element-66890ad e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"66890ad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9b42be8 elementor-widget elementor-widget-text-editor\" data-id=\"9b42be8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px;\">Yes, if you have enough money in your account to pay the entire bill or loan that has a payment remark.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1294\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1294\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> What does it actually mean to delete a payment reminder? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1294\" class=\"elementor-element elementor-element-60a8aa7 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"60a8aa7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a002854 elementor-widget elementor-widget-text-editor\" data-id=\"a002854\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px;\">You get a new loan that is used to pay the bill or loan that has a payment remark. This then disappears from the credit check companies. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1295\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1295\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> How does deleting a payment reminder affect my credit score? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1295\" class=\"elementor-element elementor-element-9d692e1 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"9d692e1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10ea513 elementor-widget elementor-widget-text-editor\" data-id=\"10ea513\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px;\">When a payment remark is deleted, it disappears from public registers. This means that when someone runs a credit check on you, you&#8217;ll get a better credit score because you don&#8217;t have any remarks. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1296\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1296\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Can everyone have their payment history deleted through refinancing? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1296\" class=\"elementor-element elementor-element-21ec544 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"21ec544\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-16787c3 elementor-widget elementor-widget-text-editor\" data-id=\"16787c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px;\">No, each case is assessed individually. You must be able to offer the bank security in a residential property and you must have enough income to pay for the new loan. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1297\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1297\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Can I delete a payment reminder without accumulating debt? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1297\" class=\"elementor-element elementor-element-1028af6 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"1028af6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40c6c08 elementor-widget elementor-widget-text-editor\" data-id=\"40c6c08\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px;\">Yes, you don&#8217;t have to collect all your debts, but the loan that has a payment remark must be refinanced.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1298\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1298\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> When is a payment reminder deleted? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1298\" class=\"elementor-element elementor-element-08d663e e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"08d663e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-369d06d elementor-widget elementor-widget-text-editor\" data-id=\"369d06d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px;\" data-start=\"186\" data-end=\"290\">As soon as the claim has been paid in full, the credit reference agencies must delete the payment remark.<\/p><ul data-start=\"292\" data-end=\"466\"><li data-start=\"292\" data-end=\"361\"><p data-start=\"294\" data-end=\"361\">Usually deletion takes place within <strong data-start=\"325\" data-end=\"343\">1-4 business days<\/strong> after payment.<\/p><\/li><li data-start=\"362\" data-end=\"466\"><p data-start=\"364\" data-end=\"466\">Sometimes it can take a little longer if the debt collection company takes time to report the settlement.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Can I refinance debt if I have a payment reminder?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"In order to be able to refinance when you have a payment reminder or a loan with debt collection, you must be able to provide the bank with security in a residential property.The total loan must not be more than 90% of the value of the property.It does not have to be a property you own, it can also be a mortgage on a property belonging to someone who acts as your guarantor. These then become real sureties.Eiendomsfinans cooperates with all banks in Norway that offer this type of refinancing.Get in touch with us and we will help you find which of these banks is best for you.\"}},{\"@type\":\"Question\",\"name\":\"How can I collect debt to delete payment reminders?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"We&#8217;ll help you find out which remarks you have and how we can combine everything into one new loan. At the same time, we delete the old debt with remarks.\"}},{\"@type\":\"Question\",\"name\":\"Can I get help if I have multiple payment reminders?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, there&#8217;s really no limit to how many payment reminders you can have.\"}},{\"@type\":\"Question\",\"name\":\"Are there alternatives to refinancing to remove payment reminders?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, if you have enough money in your account to pay the entire bill or loan that has a payment remark.\"}},{\"@type\":\"Question\",\"name\":\"What does it actually mean to delete a payment reminder?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You get a new loan that is used to pay the bill or loan that has a payment remark. This then disappears from the credit check companies.\"}},{\"@type\":\"Question\",\"name\":\"How does deleting a payment reminder affect my credit score?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"When a payment remark is deleted, it disappears from public registers. This means that when someone runs a credit check on you, you&#8217;ll get a better credit score because you don&#8217;t have any remarks.\"}},{\"@type\":\"Question\",\"name\":\"Can everyone have their payment history deleted through refinancing?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No, each case is assessed individually. You must be able to offer the bank security in a residential property and you must have enough income to pay for the new loan.\"}},{\"@type\":\"Question\",\"name\":\"Can I delete a payment reminder without accumulating debt?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, you don&#8217;t have to collect all your debts, but the loan that has a payment remark must be refinanced.\"}},{\"@type\":\"Question\",\"name\":\"When is a payment reminder deleted?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"As soon as the claim has been paid in full, the credit reference agencies must delete the payment remark.Usually deletion takes place within 1-4 business days after payment.Sometimes it can take a little longer if the debt collection company takes time to report the settlement.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6a7c5640 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"6a7c5640\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2dc36dd3 elementor-widget elementor-widget-heading\" data-id=\"2dc36dd3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">We work with several banks that help customers delete payment notices:  <\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3fb43f6 elementor-widget elementor-widget-text-editor\" data-id=\"3fb43f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Once we&#8217;ve spoken to you, we&#8217;ll apply for refinancing from the bank or banks we think will be right for you.  <br>The offer you receive is non-binding and the work we do is free for you as a customer.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16d01680 elementor-arrows-position-inside elementor-widget elementor-widget-image-carousel\" data-id=\"16d01680\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;slides_to_show&quot;:&quot;5&quot;,&quot;slides_to_show_mobile&quot;:&quot;3&quot;,&quot;slides_to_scroll&quot;:&quot;5&quot;,&quot;slides_to_scroll_mobile&quot;:&quot;3&quot;,&quot;navigation&quot;:&quot;arrows&quot;,&quot;image_spacing_custom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:100,&quot;sizes&quot;:[]},&quot;image_spacing_custom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:100,&quot;sizes&quot;:[]},&quot;image_spacing_custom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:31,&quot;sizes&quot;:[]},&quot;autoplay&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;infinite&quot;:&quot;yes&quot;,&quot;speed&quot;:500}\" data-widget_type=\"image-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-image-carousel-wrapper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Bildekarusell\" dir=\"ltr\">\n\t\t\t<div class=\"elementor-image-carousel swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 of 10\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/04\/svea-1.png\" alt=\"svea-1\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 of 10\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/04\/skagerrak-sparebank.png\" alt=\"skagerrak savings bank\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 of 10\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/04\/skue-1.png\" alt=\"view 1\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"4 of 10\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/04\/Sparebank1SMN.png\" alt=\"Sparebank1SMN\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"5 of 10\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/04\/nordax-1.png\" alt=\"nordax 1\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"6 of 10\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/04\/Kraft-bank.png\" alt=\"Power bank\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"7 of 10\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/04\/instabank-1.png\" alt=\"instabank 1\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"8 of 10\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/04\/BN-Bank.png\" alt=\"BN Bank\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"9 of 10\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/04\/bluestep-1.png\" alt=\"bluestep 1\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"10 of 10\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/04\/Bank-Norwegian.png\" alt=\"Bank-Norwegian\" \/><\/figure><\/div>\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\">\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-left\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M646 125C629 125 613 133 604 142L308 442C296 454 292 471 292 487 292 504 296 521 308 533L604 854C617 867 629 875 646 875 663 875 679 871 692 858 704 846 713 829 713 812 713 796 708 779 692 767L438 487 692 225C700 217 708 204 708 187 708 171 704 154 692 142 675 129 663 125 646 125Z\"><\/path><\/svg>\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\">\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-right\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M696 533C708 521 713 504 713 487 713 471 708 454 696 446L400 146C388 133 375 125 354 125 338 125 325 129 313 142 300 154 292 171 292 187 292 204 296 221 308 233L563 492 304 771C292 783 288 800 288 817 288 833 296 850 308 863 321 871 338 875 354 875 371 875 388 867 400 854L696 533Z\"><\/path><\/svg>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Delete payment reminder Have you received a payment reminder and want to get your finances back in order? Here we explain what a payment reminder is, when it is deleted and how refinancing can be one of the tools to get it deleted and clear up your debt. Apply to delete a payment reminder secured &#8230; <a title=\"Delete Payment Notes\" class=\"read-more\" href=\"https:\/\/eiendomsfinans.no\/en\/loan-en\/refinancing\/delete-payment-notes\/\" aria-label=\"Read more about Delete Payment Notes\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"categories":[176,179],"tags":[],"class_list":{"0":"post-9883","1":"page","2":"type-page","3":"status-publish","5":"category-loan-en","6":"category-refinancing"},"acf":{"superoffice_client":"","superoffice_token":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Delete payment reminder with refinancing | Eiendomsfinans<\/title>\n<meta name=\"description\" content=\"Do you have a payment reminder? We explain how you can delete your payment history and how refinancing can help you clean up your finances.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/eiendomsfinans.no\/en\/loan-en\/refinancing\/delete-payment-notes\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Delete payment reminder with refinancing | Eiendomsfinans\" \/>\n<meta property=\"og:description\" content=\"Do you have a payment reminder? We explain how you can delete your payment history and how refinancing can help you clean up your finances.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/eiendomsfinans.no\/en\/loan-en\/refinancing\/delete-payment-notes\/\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/eiendomsfinans.no\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-11T12:13:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/04\/Subtract.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"722\" \/>\n\t<meta property=\"og:image:height\" content=\"409\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"10 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/loan-en\\\/refinancing\\\/delete-payment-notes\\\/\",\"url\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/loan-en\\\/refinancing\\\/delete-payment-notes\\\/\",\"name\":\"Delete payment reminder with refinancing | Eiendomsfinans\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/loan-en\\\/refinancing\\\/delete-payment-notes\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/loan-en\\\/refinancing\\\/delete-payment-notes\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/eiendomsfinans.no\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/Subtract.webp\",\"datePublished\":\"2023-02-27T19:38:28+00:00\",\"dateModified\":\"2026-02-11T12:13:26+00:00\",\"description\":\"Do you have a payment reminder? We explain how you can delete your payment history and how refinancing can help you clean up your finances.\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/loan-en\\\/refinancing\\\/delete-payment-notes\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/loan-en\\\/refinancing\\\/delete-payment-notes\\\/#primaryimage\",\"url\":\"https:\\\/\\\/eiendomsfinans.no\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/Subtract.webp\",\"contentUrl\":\"https:\\\/\\\/eiendomsfinans.no\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/Subtract.webp\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/\",\"name\":\"Eiendomsfinans\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/#organization\",\"name\":\"Eiendomsfinans Drift AS\",\"alternateName\":\"Eiendomsfinans Drift AS\",\"url\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/eiendomsfinans.no\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/Eiendomsfinans-logo-350-x-70-px.jpg\",\"contentUrl\":\"https:\\\/\\\/eiendomsfinans.no\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/Eiendomsfinans-logo-350-x-70-px.jpg\",\"width\":350,\"height\":72,\"caption\":\"Eiendomsfinans Drift AS\"},\"image\":{\"@id\":\"https:\\\/\\\/eiendomsfinans.no\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/eiendomsfinans.no\",\"https:\\\/\\\/www.instagram.com\\\/eiendomsfinans\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/eiendomsfinans-as\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCSzDlk6iPye65p08UE-ljgQ\"],\"description\":\"Eiendomsfinans is a financial agent company licensed to provide loans by the Financial Supervisory Authority of Norway. We obtain offers for mortgages and refinancing from several banks on behalf of the customer. \",\"email\":\"firmapost@eiendomsfinans.no\",\"telephone\":\"32880000\",\"legalName\":\"Eiendomsfinans Drift AS\",\"foundingDate\":\"1993-09-01\",\"vatID\":\"987214597\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Delete payment reminder with refinancing | Eiendomsfinans","description":"Do you have a payment reminder? We explain how you can delete your payment history and how refinancing can help you clean up your finances.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/eiendomsfinans.no\/en\/loan-en\/refinancing\/delete-payment-notes\/","og_locale":"en_US","og_type":"article","og_title":"Delete payment reminder with refinancing | Eiendomsfinans","og_description":"Do you have a payment reminder? We explain how you can delete your payment history and how refinancing can help you clean up your finances.","og_url":"https:\/\/eiendomsfinans.no\/en\/loan-en\/refinancing\/delete-payment-notes\/","article_publisher":"https:\/\/www.facebook.com\/eiendomsfinans.no","article_modified_time":"2026-02-11T12:13:26+00:00","og_image":[{"width":722,"height":409,"url":"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/04\/Subtract.webp","type":"image\/webp"}],"twitter_misc":{"Est. reading time":"10 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/eiendomsfinans.no\/en\/loan-en\/refinancing\/delete-payment-notes\/","url":"https:\/\/eiendomsfinans.no\/en\/loan-en\/refinancing\/delete-payment-notes\/","name":"Delete payment reminder with refinancing | Eiendomsfinans","isPartOf":{"@id":"https:\/\/eiendomsfinans.no\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/eiendomsfinans.no\/en\/loan-en\/refinancing\/delete-payment-notes\/#primaryimage"},"image":{"@id":"https:\/\/eiendomsfinans.no\/en\/loan-en\/refinancing\/delete-payment-notes\/#primaryimage"},"thumbnailUrl":"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/04\/Subtract.webp","datePublished":"2023-02-27T19:38:28+00:00","dateModified":"2026-02-11T12:13:26+00:00","description":"Do you have a payment reminder? We explain how you can delete your payment history and how refinancing can help you clean up your finances.","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/eiendomsfinans.no\/en\/loan-en\/refinancing\/delete-payment-notes\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/eiendomsfinans.no\/en\/loan-en\/refinancing\/delete-payment-notes\/#primaryimage","url":"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/04\/Subtract.webp","contentUrl":"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/04\/Subtract.webp"},{"@type":"WebSite","@id":"https:\/\/eiendomsfinans.no\/en\/#website","url":"https:\/\/eiendomsfinans.no\/en\/","name":"Eiendomsfinans","description":"","publisher":{"@id":"https:\/\/eiendomsfinans.no\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/eiendomsfinans.no\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/eiendomsfinans.no\/en\/#organization","name":"Eiendomsfinans Drift AS","alternateName":"Eiendomsfinans Drift AS","url":"https:\/\/eiendomsfinans.no\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/eiendomsfinans.no\/en\/#\/schema\/logo\/image\/","url":"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2023\/03\/Eiendomsfinans-logo-350-x-70-px.jpg","contentUrl":"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2023\/03\/Eiendomsfinans-logo-350-x-70-px.jpg","width":350,"height":72,"caption":"Eiendomsfinans Drift AS"},"image":{"@id":"https:\/\/eiendomsfinans.no\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/eiendomsfinans.no","https:\/\/www.instagram.com\/eiendomsfinans\/","https:\/\/www.linkedin.com\/company\/eiendomsfinans-as","https:\/\/www.youtube.com\/channel\/UCSzDlk6iPye65p08UE-ljgQ"],"description":"Eiendomsfinans is a financial agent company licensed to provide loans by the Financial Supervisory Authority of Norway. We obtain offers for mortgages and refinancing from several banks on behalf of the customer. ","email":"firmapost@eiendomsfinans.no","telephone":"32880000","legalName":"Eiendomsfinans Drift AS","foundingDate":"1993-09-01","vatID":"987214597","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}}]}},"rttpg_featured_image_url":null,"rttpg_author":{"display_name":"eiendoms-admin","author_link":"https:\/\/eiendomsfinans.no\/en\/author\/eiendoms-admin\/"},"rttpg_comment":0,"rttpg_category":" <a href=\"https:\/\/eiendomsfinans.no\/en\/category\/loan-en\/\" rel=\"tag\">loan<\/a><a href=\"https:\/\/eiendomsfinans.no\/en\/category\/loan-en\/refinancing\/\" rel=\"tag\">refinancing<\/a>","rttpg_excerpt":"Delete payment reminder Have you received a payment reminder and want to get your finances back in order? Here we explain what a payment reminder is, when it is deleted and how refinancing can be one of the tools to get it deleted and clear up your debt. Apply to delete a payment reminder secured&hellip;","_links":{"self":[{"href":"https:\/\/eiendomsfinans.no\/en\/wp-json\/wp\/v2\/pages\/9883","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/eiendomsfinans.no\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/eiendomsfinans.no\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/eiendomsfinans.no\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/eiendomsfinans.no\/en\/wp-json\/wp\/v2\/comments?post=9883"}],"version-history":[{"count":0,"href":"https:\/\/eiendomsfinans.no\/en\/wp-json\/wp\/v2\/pages\/9883\/revisions"}],"wp:attachment":[{"href":"https:\/\/eiendomsfinans.no\/en\/wp-json\/wp\/v2\/media?parent=9883"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/eiendomsfinans.no\/en\/wp-json\/wp\/v2\/categories?post=9883"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/eiendomsfinans.no\/en\/wp-json\/wp\/v2\/tags?post=9883"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}