{"id":32667,"date":"2026-09-17T09:04:57","date_gmt":"2026-09-17T09:04:57","guid":{"rendered":"https:\/\/eiendomsfinans.no\/uncategorized\/breakup-of-a-couple-living-together-in-a-shared-home\/"},"modified":"2026-10-06T09:31:45","modified_gmt":"2026-10-06T09:31:45","slug":"breakup-of-a-couple-living-together-in-a-shared-home","status":"publish","type":"post","link":"https:\/\/eiendomsfinans.no\/en\/articles\/breakup-of-a-couple-living-together-in-a-shared-home\/","title":{"rendered":"Breakup of a Couple Living Together in a Shared Home"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"32667\" class=\"elementor elementor-32667 elementor-32664\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e082603 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"e082603\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-352460d1 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"352460d1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79422d32 elementor-widget elementor-widget-hfe-breadcrumbs-widget\" data-id=\"79422d32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"hfe-breadcrumbs-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<nav aria-label=\"Breadcrumb\"><ul class=\"hfe-breadcrumbs hfe-breadcrumbs-show-home\"><li class=\"hfe-breadcrumbs-item hfe-breadcrumbs-first\"><span class=\"hfe-breadcrumbs-home-icon\"><\/span><a href=\"https:\/\/eiendomsfinans.no\/en\/\"><span class=\"hfe-breadcrumbs-text\">Home<\/span><\/a><\/li><\/ul><\/nav>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-17d071b4 elementor-widget elementor-widget-image\" data-id=\"17d071b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"909\" height=\"438\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/headerbilde-samboerbrudd.jpg\" class=\"attachment-large size-large wp-image-32711\" alt=\"samlivsbrudd med felles bolig\" srcset=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/headerbilde-samboerbrudd.jpg 909w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/headerbilde-samboerbrudd-300x145.jpg 300w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/headerbilde-samboerbrudd-768x370.jpg 768w\" sizes=\"(max-width: 909px) 100vw, 909px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2a6387f0 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"2a6387f0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6b94da elementor-widget elementor-widget-heading\" data-id=\"4a6b94da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">What's happening with mortgages, <br \/>home ownership, and the economy?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66f6565f elementor-widget elementor-widget-text-editor\" data-id=\"66f6565f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>What happens to the home when a couple breaks up?<\/p><p>Which party can take over the home?<\/p><p>Where do I start?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c1bf8a elementor-widget elementor-widget-button\" data-id=\"2c1bf8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/eiendomsfinans.no\/en\/apply-page\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get in touch<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1351f40d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"1351f40d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4318c32d elementor-widget elementor-widget-heading\" data-id=\"4318c32d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">September 17, 2026<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-737cba0c elementor-widget elementor-widget-image\" data-id=\"737cba0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/secure.gravatar.com\/avatar\/980127199b6c08e51bdff3d95f30d1053d2e78a4e9c148b63719e9b90838316f?s=96&amp;d=mm&amp;r=g\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70d00d27 elementor-widget elementor-widget-heading\" data-id=\"70d00d27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Julianne G\u00e5sv\u00e6r<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5ea1374c e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"5ea1374c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-21c77d5a e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"21c77d5a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3fddebf elementor-widget elementor-widget-heading\" data-id=\"3fddebf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What happens to the home in the event of a breakup?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f8dcb12 elementor-widget elementor-widget-text-editor\" data-id=\"6f8dcb12\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>When a relationship ends, there are usually three options:<\/strong><br\/>1. One person buys out the other.<br\/>2. The home is sold on the open market.<br\/>3. You continue to own the home together during a transition period.<br\/><br\/>Which solution is best depends, among other things, on your financial situation, the children\u2019s circumstances, the housing market, and how much debt you have.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6c2bf2 elementor-widget elementor-widget-image\" data-id=\"a6c2bf2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/hus-og-dokument-1024x683.jpg\" class=\"attachment-large size-large wp-image-32694\" alt=\"\" srcset=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/hus-og-dokument-1024x683.jpg 1024w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/hus-og-dokument-300x200.jpg 300w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/hus-og-dokument-768x512.jpg 768w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/hus-og-dokument.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-045b998 elementor-widget elementor-widget-heading\" data-id=\"045b998\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Can you afford to stay?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a82a611 elementor-widget elementor-widget-text-editor\" data-id=\"a82a611\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We can help you calculate costs and apply for loans on your behalf at several banks.<\/p><p style=\"padding-left: 40px;\"><strong>Also, ask yourself the following questions:<\/strong><\/p><ul><li>How will your finances look with a single income?<\/li><li>Can you handle higher interest rates?<\/li><li>Do you have a financial cushion?<\/li><li>What happens if unexpected expenses arise?<p><strong>Many people underestimate expenses such as:<\/strong><\/p><\/li><\/ul><ul><li>Municipal fees<\/li><li>Electricity<\/li><li>Maintenance<\/li><li>Insurance<\/li><li><p>Common expenses. Create a realistic budget before you decide to move in.<\/p><\/li><\/ul><div> <\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e858ac9 elementor-widget elementor-widget-image\" data-id=\"e858ac9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1000\" height=\"665\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/Refinansiering-og-overtakelse-av-boliglan-etter-samlivsbrudd.jpg\" class=\"attachment-large size-large wp-image-32693\" alt=\"\" srcset=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/Refinansiering-og-overtakelse-av-boliglan-etter-samlivsbrudd.jpg 1000w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/Refinansiering-og-overtakelse-av-boliglan-etter-samlivsbrudd-300x200.jpg 300w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/Refinansiering-og-overtakelse-av-boliglan-etter-samlivsbrudd-768x511.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd7c9e7 elementor-widget elementor-widget-heading\" data-id=\"dd7c9e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Equity and Ownership Interests<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f8df13 elementor-widget elementor-widget-text-editor\" data-id=\"2f8df13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you own different shares of the home, the settlement will normally take this into account. If one of the parties contributed more equity at the time of purchase or is registered as having a larger ownership share, this may affect how much that person will receive in a settlement.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-123aa591 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"123aa591\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4d829dc elementor-widget elementor-widget-heading\" data-id=\"4d829dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">How do I buy out my cohabiting partner\/<br \/>r spouse from the home?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-792e9b6 elementor-widget elementor-widget-text-editor\" data-id=\"792e9b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A buyout is the most common solution when one party wishes to continue living in the home.<br\/>First, you must determine the home\u2019s market value. This is usually done through one or more appraisals. Then, the mortgage is subtracted from the home\u2019s value to determine the net value.<\/p><p>If one person is to take over the home alone, that person must normally compensate the other party with this amount. Example:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d2db5e6 elementor-widget elementor-widget-html\" data-id=\"d2db5e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\n  \/* ------------------------------------------------------------------------\n     FARGEVARIABLER - bytt farger her, ikke lenger ned i koden.\n     --ef-aksent      : dempet terrakotta (hovedaksent)\n     --ef-aksent-lys  : lys terrakotta (bakgrunn p\u00e5 uthevede rader)\n     --ef-lan         : rolig bl\u00e5gr\u00e5 (brukes p\u00e5 lan-delen av barren)\n     Vil du ha en gr\u00f8nn sekund\u00e6rfarge i stedet, sett --ef-lan: #9DB39A;\n     ------------------------------------------------------------------------ *\/\n  .ef-eierforhold {\n    --ef-bg: #F7F5F2;\n    --ef-kort: #FFFFFF;\n    --ef-tekst: #2E3A44;\n    --ef-dempet: #6B7A85;\n    --ef-linje: #ECE7E1;\n    --ef-aksent: #C9A18A;\n    --ef-aksent-lys: #EDD2C4;\n    --ef-lan: #B9C7CE;\n    --ef-prikk-verdi: #C9A18A;\n    --ef-prikk-lan: #93A7B0;\n    --ef-prikk-ek: #B5836A;\n    --ef-prikk-andel: #9DB39A;\n\n    box-sizing: border-box;\n    background: var(--ef-bg);\n    color: var(--ef-tekst);\n    font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;\n    font-size: 16px;\n    line-height: 1.5;\n    padding: 32px 20px;\n    -webkit-font-smoothing: antialiased;\n  }\n\n  .ef-eierforhold *,\n  .ef-eierforhold *::before,\n  .ef-eierforhold *::after {\n    box-sizing: border-box;\n  }\n\n  \/* ------------------------------ Kortet ------------------------------ *\/\n  .ef-eierforhold .ef-kort {\n    max-width: 760px;\n    margin: 0 auto;\n    background: var(--ef-kort);\n    border-radius: 16px;\n    padding: 30px 32px 26px;\n    box-shadow: 0 1px 2px rgba(46, 58, 68, 0.04),\n                0 18px 40px -18px rgba(46, 58, 68, 0.22);\n  }\n\n  .ef-eierforhold .ef-eyebrow {\n    margin: 0 0 10px;\n    font-size: 11px;\n    font-weight: 600;\n    letter-spacing: 0.14em;\n    text-transform: uppercase;\n    color: var(--ef-aksent);\n  }\n\n  .ef-eierforhold .ef-tittel {\n    margin: 0 0 8px;\n    font-size: 23px;\n    font-weight: 600;\n    line-height: 1.25;\n    letter-spacing: -0.01em;\n    color: var(--ef-tekst);\n  }\n\n  .ef-eierforhold .ef-undertekst {\n    margin: 0;\n    max-width: 54ch;\n    font-size: 14px;\n    color: var(--ef-dempet);\n  }\n\n  \/* ------------------------------ Tabellen ---------------------------- *\/\n  .ef-eierforhold .ef-tabell {\n    width: 100%;\n    margin-top: 24px;\n    border-collapse: collapse;\n    font-size: 15px;\n  }\n\n  .ef-eierforhold .ef-caption {\n    caption-side: top;\n    text-align: left;\n    font-size: 12px;\n    color: var(--ef-dempet);\n    padding: 0 0 10px;\n  }\n\n  .ef-eierforhold .ef-tabell th,\n  .ef-eierforhold .ef-tabell td {\n    padding: 14px 12px;\n    text-align: left;\n    vertical-align: middle;\n    border-bottom: 1px solid var(--ef-linje);\n  }\n\n  .ef-eierforhold .ef-tabell thead th {\n    padding: 0 12px 10px;\n    font-size: 11px;\n    font-weight: 600;\n    letter-spacing: 0.09em;\n    text-transform: uppercase;\n    color: var(--ef-dempet);\n  }\n\n  .ef-eierforhold .ef-tabell thead th:nth-child(1) { width: 44%; }\n  .ef-eierforhold .ef-tabell thead th:nth-child(2) { width: 26%; }\n  .ef-eierforhold .ef-tabell thead th:nth-child(3) { width: 30%; }\n\n  .ef-eierforhold .ef-post {\n    font-weight: 500;\n    color: var(--ef-tekst);\n  }\n\n  .ef-eierforhold .ef-tall {\n    text-align: right;\n    white-space: nowrap;\n    font-variant-numeric: tabular-nums;\n  }\n\n  .ef-eierforhold .ef-merknad {\n    font-size: 13.5px;\n    color: var(--ef-dempet);\n  }\n\n  \/* Fargeprikk foran hver rad *\/\n  .ef-eierforhold .ef-prikk {\n    display: inline-block;\n    width: 9px;\n    height: 9px;\n    margin-right: 10px;\n    border-radius: 50%;\n    vertical-align: middle;\n    background: var(--ef-prikk-verdi);\n  }\n\n  .ef-eierforhold .ef-prikk--verdi  { background: var(--ef-prikk-verdi); }\n  .ef-eierforhold .ef-prikk--lan    { background: var(--ef-prikk-lan); }\n  .ef-eierforhold .ef-prikk--ek     { background: var(--ef-prikk-ek); }\n  .ef-eierforhold .ef-prikk--andel  { background: var(--ef-prikk-andel); }\n\n  \/* Uthevede rader: Netto egenkapital + hver eiers andel *\/\n  .ef-eierforhold .ef-tabell tbody tr.ef-uthev > th,\n  .ef-eierforhold .ef-tabell tbody tr.ef-uthev > td {\n    background: var(--ef-aksent-lys);\n  }\n\n  .ef-eierforhold .ef-tabell tbody tr.ef-uthev > *:first-child {\n    border-top-left-radius: 10px;\n    border-bottom-left-radius: 10px;\n  }\n\n  .ef-eierforhold .ef-tabell tbody tr.ef-uthev > *:last-child {\n    border-top-right-radius: 10px;\n    border-bottom-right-radius: 10px;\n  }\n\n  .ef-eierforhold .ef-tabell tbody tr.ef-uthev .ef-tall {\n    font-weight: 600;\n  }\n\n  .ef-eierforhold .ef-tabell tbody tr:last-child > th,\n  .ef-eierforhold .ef-tabell tbody tr:last-child > td {\n    border-bottom: none;\n  }\n\n  \/* --------------------- Egenkapital-bar (flex) ----------------------- *\/\n  \/* Breddene 66.67 % (lan 4\/6) og 33.33 % (egenkapital 2\/6) ligger i CSS. *\/\n  .ef-eierforhold .ef-bar {\n    display: flex;\n    width: 100%;\n    margin: 26px 0 0;\n    border-radius: 10px;\n    overflow: hidden;\n    background: var(--ef-bg);\n  }\n\n  .ef-eierforhold .ef-bar__del {\n    display: flex;\n    align-items: center;\n    justify-content: center;\n    padding: 13px 10px;\n    font-size: 12px;\n    font-weight: 600;\n    line-height: 1.25;\n    text-align: center;\n    color: var(--ef-tekst);\n  }\n\n  .ef-eierforhold .ef-bar__del--lan {\n    width: 66.67%;\n    background: var(--ef-lan);\n    border-right: 2px solid var(--ef-kort);\n  }\n\n  .ef-eierforhold .ef-bar__del--ek {\n    width: 33.33%;\n    background: var(--ef-aksent);\n  }\n\n  \/* ------------------------------ Nokkel ------------------------------ *\/\n  .ef-eierforhold .ef-nokkel {\n    margin-top: 22px;\n    padding: 16px 18px;\n    background: var(--ef-bg);\n    border-left: 3px solid var(--ef-aksent);\n    border-radius: 4px 12px 12px 4px;\n  }\n\n  .ef-eierforhold .ef-nokkel p {\n    margin: 0;\n    font-size: 15px;\n  }\n\n  .ef-eierforhold .ef-nokkel .ef-liten {\n    margin-top: 7px;\n    font-size: 13px;\n    color: var(--ef-dempet);\n  }\n\n  \/* --------------------------- Mobil < 560px -------------------------- *\/\n  @media (max-width: 560px) {\n    .ef-eierforhold {\n      padding: 18px 12px;\n    }\n\n    .ef-eierforhold .ef-kort {\n      padding: 20px 16px 18px;\n      border-radius: 14px;\n    }\n\n    .ef-eierforhold .ef-tittel {\n      font-size: 19px;\n    }\n\n    .ef-eierforhold .ef-tabell {\n      font-size: 14px;\n      margin-top: 18px;\n    }\n\n    .ef-eierforhold .ef-tabell th,\n    .ef-eierforhold .ef-tabell td {\n      padding: 11px 6px;\n    }\n\n    .ef-eierforhold .ef-tabell thead th {\n      padding: 0 6px 8px;\n      letter-spacing: 0.06em;\n    }\n\n    \/* Merknad-kolonnen skjules pa smale skjermer for a holde tabellen lettlest *\/\n    .ef-eierforhold .ef-tabell thead th:nth-child(3),\n    .ef-eierforhold .ef-tabell tbody td.ef-merknad {\n      display: none;\n    }\n\n    .ef-eierforhold .ef-tabell thead th:nth-child(1) { width: 52%; }\n    .ef-eierforhold .ef-tabell thead th:nth-child(2) { width: 48%; }\n\n    .ef-eierforhold .ef-prikk {\n      width: 8px;\n      height: 8px;\n      margin-right: 7px;\n    }\n\n    .ef-eierforhold .ef-bar__del {\n      padding: 11px 6px;\n      font-size: 10.5px;\n    }\n\n    .ef-eierforhold .ef-nokkel {\n      padding: 14px 15px;\n    }\n  }\n<\/style>\n\n\n<div class=\"ef-eierforhold\">\n  <div class=\"ef-kort\">\n\n    <p class=\"ef-eyebrow\">Overview<\/p>\n    <h2 class=\"ef-tittel\">Home Ownership Structure<\/h2>\n    <p class=\"ef-undertekst\">\n     Two owners with equal ownership shares. The figures show the property\u2019s value, joint debt, and\n     how much each owner is left with after the loan is deducted.\n   <\/p> \n\n    <!--\n      TABELLEN - endre bade den synlige teksten OG data-attributtene her.\n      data-value er rent tall (uten mellomrom), data-currency er valuta.\n    -->\n    <table class=\"ef-tabell\">\n      <caption class=\"ef-caption\">\n         Property value, joint mortgage, and equity divided between two owners\n      <\/caption>\n\n      <thead>\n        <tr>\n          <th scope=\"col\">Post<\/th>\n          <th scope=\"col\" class=\"ef-tall\">Amount<\/th>\n          <th scope=\"col\">Note<\/th>\n        <\/tr>\n      <\/thead>\n\n      <tbody>\n        <tr>\n           <th scope=\"row\" class=\"ef-post\">\n            <span class=\"ef-prikk ef-prikk--verdi\" aria-hidden=\"true\"><\/span>Property value\n         <\/th>\n          <td class=\"ef-tall\" data-value=\"6000000\" data-currency=\"NOK\">6,000,000 NOK<\/td>\n          <td class=\"ef-merknad\">Market value<\/td>\n        <\/tr>\n\n        <tr>\n           <th scope=\"row\" class=\"ef-post\">\n            <span class=\"ef-prikk ef-prikk--lan\" aria-hidden=\"true\"><\/span>\n Joint Mortgage          <\/th>\n          <td class=\"ef-tall\" data-value=\"4000000\" data-currency=\"NOK\">4,000,000 kr<\/td>\n          <td class=\"ef-merknad\">Joint debt<\/td>\n        <\/tr>\n\n        <!-- Uthevet rad -->\n        <tr class=\"ef-uthev\">\n           <th scope=\"row\" class=\"ef-post\">\n            <span class=\"ef-prikk ef-prikk--ek\" aria-hidden=\"true\"><\/span>Net equity\n         <\/th>\n          <td class=\"ef-tall\" data-value=\"2000000\" data-currency=\"NOK\">2,000,000 NOK<\/td>\n          <td class=\"ef-merknad\">Value minus loans<\/td>\n        <\/tr>\n\n        <tr>\n           <th scope=\"row\" class=\"ef-post\">\n            <span class=\"ef-prikk ef-prikk--andel\" aria-hidden=\"true\"><\/span>Ownership stake\n         <\/th>\n          <td class=\"ef-tall\" data-value=\"50\" data-unit=\"prosent\" data-ratio=\"50\/50\">50\/50<\/td>\n          <td class=\"ef-merknad\">Two owners<\/td>\n        <\/tr>\n\n        <!-- Uthevet rad -->\n        <tr class=\"ef-uthev\">\n           <th scope=\"row\" class=\"ef-post\">\n            <span class=\"ef-prikk ef-prikk--ek\" aria-hidden=\"true\"><\/span>Each owner's share of equity (2 owners)\n         <\/th>\n          <td class=\"ef-tall\" data-value=\"1000000\" data-currency=\"NOK\">1,000,000 kr<\/td>\n          <td class=\"ef-merknad\">Net equity \u00f7 2<\/td>\n        <\/tr>\n      <\/tbody>\n    <\/table>\n\n    <!--\n      BAREN - breddene 66.67 % og 33.33 % ligger i CSS (.ef-bar__del--lan \/ --ek)\n      og tilsvarer l\u00e5n 4\/6 og egenkapital 2\/6 av boligverdien.\n    -->\n    <div class=\"ef-bar\" role=\"img\" aria-label=\"Fordeling av boligverdien: l\u00e5n 4 000 000 kr og egenkapital 2 000 000 kr\">\n       <div class=\"ef-bar__del ef-bar__del--lan\" data-value=\"4000000\" data-currency=\"NOK\">\n       Loan of 4,000,000 kr\n     <\/div>\n      <div class=\"ef-bar__del ef-bar__del--ek\" data-value=\"2000000\" data-currency=\"NOK\">\n       Equity: 2,000,000 kr\n     <\/div> \n    <\/div>\n\n    <div class=\"ef-nokkel\">\n       <p>\n       Each owner is entitled to\n <strong data-value=\"1000000\" data-currency=\"NOK\">       1,000,000 kroner<\/strong>.\n     <\/p>\n      <p class=\"ef-liten\">\n       The ownership share is 50\/50, and each of the two owners is therefore entitled to half\n       of the net equity (2,000,000 NOK \u00f7 2 = 1,000,000 NOK).\n     <\/p> \n    <\/div>\n\n  <\/div>\n<\/div>\n\n\n<!--\n  MASKINLESBARE TALL - JSON-LD\n  Oppdater disse verdiene hver gang du endrer tallene i tabellen over.\n  nokkelverdier: boligverdi 6000000 | fellesLan 4000000 | nettoEgenkapital 2000000\n                 eierandel \"50\/50\" | andelPerEier 1000000\n-->\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"House\",\n  \"name\": \"Eierforhold i boligen\",\n  \"description\": \"Boligens verdi 6 000 000 kr, felles boliglan 4 000 000 kr, netto egenkapital 2 000 000 kr, eierandel 50\/50 og andel per eier 1 000 000 kr.\",\n  \"additionalProperty\": [\n    {\n      \"@type\": \"PropertyValue\",\n      \"name\": \"boligverdi\",\n      \"value\": 6000000,\n      \"unitCode\": \"NOK\"\n    },\n    {\n      \"@type\": \"PropertyValue\",\n      \"name\": \"fellesLan\",\n      \"value\": 4000000,\n      \"unitCode\": \"NOK\"\n    },\n    {\n      \"@type\": \"PropertyValue\",\n      \"name\": \"nettoEgenkapital\",\n      \"value\": 2000000,\n      \"unitCode\": \"NOK\"\n    },\n    {\n      \"@type\": \"PropertyValue\",\n      \"name\": \"eierandel\",\n      \"value\": \"50\/50\"\n    },\n    {\n      \"@type\": \"PropertyValue\",\n      \"name\": \"andelPerEier\",\n      \"value\": 1000000,\n      \"unitCode\": \"NOK\"\n    }\n  ]\n}\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f3d6cc elementor-widget elementor-widget-heading\" data-id=\"8f3d6cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Transferring Ownership of a Home After a Breakup\u2014Do You Have to Pay a Document Fee?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ae74b2 elementor-widget elementor-widget-text-editor\" data-id=\"9ae74b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you want to buy out your cohabiting partner and transfer the home to your name, you must fill out a new deed.<\/p><p>You can apply for an exemption if you meet one of these requirements:<\/p><ol><li><strong>Same registered address for at least 2 years. You <\/strong>may have moved homes, but you\u2019ve had the same address for at least 2 years.<\/li><li><strong>You have children together. Cohabitants <\/strong>who have, have had, or are expecting children.<br\/><br\/>There is no exemption for vacation homes or properties other than a shared residence.<br\/><br\/>You can read more at <a href=\"https:\/\/www.kartverket.no\/eiendom\/overfore-eiendom\/samlivsbrudd-samboere\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\">the Norwegian Mapping Authority<\/span><\/a><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-23fafafb e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"23fafafb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-371b18a2 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"371b18a2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6bbf567f elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"6bbf567f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"665\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/Signering-av-avtale-om-boligoppgjor-ved-samlivsbrudd.jpg\" class=\"attachment-large size-large wp-image-32692\" alt=\"\" srcset=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/Signering-av-avtale-om-boligoppgjor-ved-samlivsbrudd.jpg 1000w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/Signering-av-avtale-om-boligoppgjor-ved-samlivsbrudd-300x200.jpg 300w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/Signering-av-avtale-om-boligoppgjor-ved-samlivsbrudd-768x511.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5282d61 elementor-widget elementor-widget-heading\" data-id=\"5282d61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Breakups and Shared Housing: <br \/>What Happens to the Mortgage, Ownership, and Finances?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e135829 elementor-widget elementor-widget-text-editor\" data-id=\"e135829\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A breakup is often an emotionally taxing time. At the same time, for many people, it\u2019s the biggest financial decision they\u2019ll ever have to make. When you own a home together, you not only have to agree on who will stay in the home, but you also have to deal with the mortgage, equity, property valuation, ownership, and your future finances.<br><br>For most households, their home is their most valuable asset. That\u2019s why it\u2019s important to get a clear picture of your options early on, so you can make sound financial decisions and avoid unnecessary conflicts. In many cases, both cohabiting partners and spouses can agree that one party will take over the home, but this usually requires that they agree on the value and that the bank approves the financing.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7ac14316 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"7ac14316\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3116d0a elementor-widget elementor-widget-heading\" data-id=\"3116d0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The Bank's Income Requirements<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74412a8a elementor-widget elementor-widget-text-editor\" data-id=\"74412a8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Banks consider the following, among other things:<\/strong><br\/> &#8211; Income: The general rule is that total debt must be less than 5 times annual gross income<br\/> &#8211; Existing debt<br\/> &#8211; Ability to pay<br\/> &#8211; Credit score<br\/> &#8211; Any financial obligations to dependents<br><br><strong>When should you <a href=\"https:\/\/eiendomsfinans.no\/en\/loan-en\/housing-mortgage\/refinance-a-mortgage\/\"><span style=\"text-decoration: underline;\">refinance?<\/span><\/a><\/strong><br\/>In many cases, a new loan must be taken out to cover both the existing mortgage and the buyout of the other party. Refinancing may be an option if:<br\/>&#8211; The value of your home has increased<br\/>&#8211; You need funds to buy out your co-owner<br\/>&#8211; Your existing loan needs to be modified<br\/>This is also a good opportunity to see if you can get better terms than before.<br><br><strong>Do you need a co-borrower?<\/strong><br\/>Some people who want to continue living in their home after a breakup do not meet the bank\u2019s requirements on their own. In such situations, a co-borrower or a guarantor may be a solution. Let\u2019s take a look together at your options:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-73573cd elementor-widget elementor-widget-button\" data-id=\"73573cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/eiendomsfinans.no\/en\/apply-page\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">I want to explore my options  <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-439f9229 elementor-hidden-desktop elementor-widget elementor-widget-image\" data-id=\"439f9229\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"665\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/Signering-av-avtale-om-boligoppgjor-ved-samlivsbrudd.jpg\" class=\"attachment-large size-large wp-image-32692\" alt=\"\" srcset=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/Signering-av-avtale-om-boligoppgjor-ved-samlivsbrudd.jpg 1000w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/Signering-av-avtale-om-boligoppgjor-ved-samlivsbrudd-300x200.jpg 300w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/Signering-av-avtale-om-boligoppgjor-ved-samlivsbrudd-768x511.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-68f4a762 elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"68f4a762\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-17238cf3 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"17238cf3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4732c8e9 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"4732c8e9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-76874566 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"76874566\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b96d3c4 elementor-widget elementor-widget-heading\" data-id=\"b96d3c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Can you take over the home after a breakup? We'll help you find the answer.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3211822e elementor-widget elementor-widget-text-editor\" data-id=\"3211822e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you wish to continue living in the home, it is important to clarify the following:<br><br><\/p><ul><li>How much the home is worth in today&#8217;s market<\/li><li>How much of the buyout amount needs to be financed<\/li><li>Whether you can take over the existing mortgage on your own<\/li><li>Whether refinancing can improve your financial situation<\/li><li>Which banks are most likely to approve your application.<br\/><br\/><p>At Eiendomsfinans, we help people going through a separation find good financing solutions.<br\/>We assess your situation on a case-by-case basis and obtain offers from several banks to see what options are available to you.<br\/><br\/><strong>Get a no-obligation assessment.<br\/><\/strong><br\/> Are you unsure whether you can buy out your partner or spouse and keep the home?<br\/>Contact Eiendomsfinans today for a free, no-obligation review of your finances. We\u2019ll help you get a clear picture of your options before you make one of life\u2019s most important financial decisions.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f428290 elementor-widget elementor-widget-button\" data-id=\"f428290\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/eiendomsfinans.no\/en\/apply-page\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Check to see if you can take over the mortgage on your own  <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-50cd4099 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"50cd4099\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-835413c elementor-widget elementor-widget-heading\" data-id=\"835413c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Does the bank have to approve my taking over the loan?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-009703e elementor-widget elementor-widget-text-editor\" data-id=\"009703e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Yes. Even if you both agree, the bank must approve that you can manage the debt on your own.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-230c52b elementor-widget elementor-widget-heading\" data-id=\"230c52b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Tax on Sales<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a974290 elementor-widget elementor-widget-text-editor\" data-id=\"a974290\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The profit from the sale of a home is tax-free as long as you have had a registered address there for at least one of the past two years.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3caf002 elementor-widget elementor-widget-button\" data-id=\"3caf002\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/eiendomsfinans.no\/en\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Schedule a free consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c24a2f3 elementor-widget elementor-widget-image\" data-id=\"c24a2f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"558\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/omstartslan-sept-26.jpg\" class=\"attachment-large size-large wp-image-32654\" alt=\"Omstartsl\u00e5n\" srcset=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/omstartslan-sept-26.jpg 1000w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/omstartslan-sept-26-300x167.jpg 300w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/omstartslan-sept-26-768x429.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6fc39549 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"6fc39549\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ef1b5c4 elementor-widget elementor-widget-heading\" data-id=\"1ef1b5c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Summary<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d37c932 elementor-widget elementor-widget-heading\" data-id=\"d37c932\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Make the right financial choices early on<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-977df8d elementor-widget elementor-widget-text-editor\" data-id=\"977df8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\">A breakup is challenging enough on its own. When you also own a home together, many questions may arise <br\/>regarding buyouts, mortgages, equity, and what you can actually afford going forward.<br><br>For some, the best solution will be to buy out the other party and continue living in the home. For others, selling the home will provide the most <br\/>financial flexibility. The most important thing is to get a realistic assessment of your financial situation as early as possible, so you can make<br\/>decisions based on facts rather than uncertainty.  <br><br>Many people find that the bank from which they already have a loan refuses to take over their home.<br\/>That doesn\u2019t necessarily mean all hope is lost. Regulations, credit assessments, and banking practices vary,<br\/>and there are often more financing options than one might initially think.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b4ddc1 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"9b4ddc1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"http:\/\/eiendomsfinans.no\/en\/apply-page\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get a free assessment of your financing options  <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-74f8c46 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"74f8c46\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e9dc20c e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"e9dc20c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e7bd49a elementor-widget elementor-widget-heading\" data-id=\"e7bd49a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Checklist for a Breakup <br \/>and a Shared Home:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16dad8c elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"16dad8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-down\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 137-111 248-248 248S8 393 8 256 119 8 256 8s248 111 248 248zM273 369.9l135.5-135.5c9.4-9.4 9.4-24.6 0-33.9l-17-17c-9.4-9.4-24.6-9.4-33.9 0L256 285.1 154.4 183.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L239 369.9c9.4 9.4 24.6 9.4 34 0z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Obtain a property appraisal<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-down\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 137-111 248-248 248S8 393 8 256 119 8 256 8s248 111 248 248zM273 369.9l135.5-135.5c9.4-9.4 9.4-24.6 0-33.9l-17-17c-9.4-9.4-24.6-9.4-33.9 0L256 285.1 154.4 183.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L239 369.9c9.4 9.4 24.6 9.4 34 0z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Identify all debts<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-down\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 137-111 248-248 248S8 393 8 256 119 8 256 8s248 111 248 248zM273 369.9l135.5-135.5c9.4-9.4 9.4-24.6 0-33.9l-17-17c-9.4-9.4-24.6-9.4-33.9 0L256 285.1 154.4 183.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L239 369.9c9.4 9.4 24.6 9.4 34 0z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Document ownership interests<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-down\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 137-111 248-248 248S8 393 8 256 119 8 256 8s248 111 248 248zM273 369.9l135.5-135.5c9.4-9.4 9.4-24.6 0-33.9l-17-17c-9.4-9.4-24.6-9.4-33.9 0L256 285.1 154.4 183.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L239 369.9c9.4 9.4 24.6 9.4 34 0z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Prepare an overview of equity<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-down\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 137-111 248-248 248S8 393 8 256 119 8 256 8s248 111 248 248zM273 369.9l135.5-135.5c9.4-9.4 9.4-24.6 0-33.9l-17-17c-9.4-9.4-24.6-9.4-33.9 0L256 285.1 154.4 183.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L239 369.9c9.4 9.4 24.6 9.4 34 0z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Determine who will take over the home<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-down\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 137-111 248-248 248S8 393 8 256 119 8 256 8s248 111 248 248zM273 369.9l135.5-135.5c9.4-9.4 9.4-24.6 0-33.9l-17-17c-9.4-9.4-24.6-9.4-33.9 0L256 285.1 154.4 183.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L239 369.9c9.4 9.4 24.6 9.4 34 0z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Explore financing options<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-down\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 137-111 248-248 248S8 393 8 256 119 8 256 8s248 111 248 248zM273 369.9l135.5-135.5c9.4-9.4 9.4-24.6 0-33.9l-17-17c-9.4-9.4-24.6-9.4-33.9 0L256 285.1 154.4 183.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L239 369.9c9.4 9.4 24.6 9.4 34 0z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Obtain the bank\u2019s approval for assuming the loan<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-down\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 137-111 248-248 248S8 393 8 256 119 8 256 8s248 111 248 248zM273 369.9l135.5-135.5c9.4-9.4 9.4-24.6 0-33.9l-17-17c-9.4-9.4-24.6-9.4-33.9 0L256 285.1 154.4 183.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L239 369.9c9.4 9.4 24.6 9.4 34 0z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Assess tax implications<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-down\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 137-111 248-248 248S8 393 8 256 119 8 256 8s248 111 248 248zM273 369.9l135.5-135.5c9.4-9.4 9.4-24.6 0-33.9l-17-17c-9.4-9.4-24.6-9.4-33.9 0L256 285.1 154.4 183.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L239 369.9c9.4 9.4 24.6 9.4 34 0z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Update insurance policies<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-down\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 137-111 248-248 248S8 393 8 256 119 8 256 8s248 111 248 248zM273 369.9l135.5-135.5c9.4-9.4 9.4-24.6 0-33.9l-17-17c-9.4-9.4-24.6-9.4-33.9 0L256 285.1 154.4 183.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L239 369.9c9.4 9.4 24.6 9.4 34 0z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Sign the necessary documents<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-795da2e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"795da2e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63b667a elementor-widget elementor-widget-image\" data-id=\"63b667a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"681\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/Sjekkliste-for-boligoppgjor-etter-samlivsbrudd-1024x681.jpg\" class=\"attachment-large size-large wp-image-32681\" alt=\"Sjekkliste-for-boligoppgj\u00f8r-etter-samlivsbrudd. Bildet er generert med KI\" srcset=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/Sjekkliste-for-boligoppgjor-etter-samlivsbrudd-1024x681.jpg 1024w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/Sjekkliste-for-boligoppgjor-etter-samlivsbrudd-300x200.jpg 300w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/Sjekkliste-for-boligoppgjor-etter-samlivsbrudd-768x511.jpg 768w, https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/Sjekkliste-for-boligoppgjor-etter-samlivsbrudd.jpg 1264w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-896b32d e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"896b32d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d783589 elementor-widget elementor-widget-spacer\" data-id=\"d783589\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ffe0a8d e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"ffe0a8d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ca46a49 elementor-widget elementor-widget-heading\" data-id=\"ca46a49\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQ - Frequently Asked Questions About Separation When Sharing a Home<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f9763e6 elementor-widget elementor-widget-n-accordion\" data-id=\"f9763e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2610\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2610\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can I buy out my cohabiting partner? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2610\" class=\"elementor-element elementor-element-feeeb5d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"feeeb5d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2610\" class=\"elementor-element elementor-element-dda4542 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"dda4542\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5bb7ea0 elementor-widget elementor-widget-text-editor\" data-id=\"5bb7ea0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Yes. If you agree on the value of the home and the bank approves the financing, you can buy out your partner and take sole ownership of the home.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2611\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2611\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How is the buyout amount calculated? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2611\" class=\"elementor-element elementor-element-dab67a5 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"dab67a5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2611\" class=\"elementor-element elementor-element-0e2b2cc e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"0e2b2cc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-47599bd elementor-widget elementor-widget-text-editor\" data-id=\"47599bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Typically, the property is owned 50\/50. In that case, you obtain appraisals from 2\u20133 different real estate agents and agree on a value based on the average of those appraisals. Then, you subtract the mortgage balance from the home\u2019s value. The remaining value is then divided by 2. If you do not own the property 50\/50, the division is based on the respective ownership shares.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2612\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2612\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Does the bank have to approve my taking over the loan? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2612\" class=\"elementor-element elementor-element-4251d80 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"4251d80\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-754e8b4 elementor-widget elementor-widget-text-editor\" data-id=\"754e8b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Yes. Even if you both agree, the bank must approve that you can handle the debt on your own. Otherwise, the other party will continue to be jointly and severally liable for the debt along with you. This limits the other party\u2019s ability to take out a new loan to purchase their own home.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2613\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2613\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What happens if we can\u2019t reach an agreement? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2613\" class=\"elementor-element elementor-element-7c23563 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"7c23563\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bbdd604 elementor-widget elementor-widget-text-editor\" data-id=\"bbdd604\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you cannot agree on a price or on who will take over the home, a sale may be<br\/>necessary. In some cases, the matter may result in <a href=\"https:\/\/eiendomsfinans.no\/en\/loan-en\/refinancing\/stop-forced-sales\/\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\">forced sale<\/span><\/a>.<\/p><p><a href=\"https:\/\/lovdata.no\/dokument\/NL\/lov\/1965-06-18-6\/KAPITTEL_11#%C2%A715\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\">The Co-ownership Act<\/span><\/a> resolves disputes related to one cohabitant\u2019s desire to sell the shared home when the other does not share that desire.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2614\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2614\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can I stay in the home if we have children? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2614\" class=\"elementor-element elementor-element-d24d0d5 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"d24d0d5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e62cc8a elementor-widget elementor-widget-text-editor\" data-id=\"e62cc8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Children\u2019s need for stability can be an important factor when determining who should retain the home following a separation. A strong argument for retaining the home and its contents following a separation is in cases where the parent seeking the home will have primary custody of the children.<\/p><p>At the same time, the decision should be financially sustainable. Excessive loans and too much debt can create new challenges for both parents and children.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2615\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2615\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Do we need an appraisal or valuation? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2615\" class=\"elementor-element elementor-element-fe831bf e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"fe831bf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d09b1fa elementor-widget elementor-widget-text-editor\" data-id=\"d09b1fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The parties must reach an agreement on this, but in most cases, the issue is resolved by obtaining multiple appraisals. An average price is then calculated based on these appraisals, and the parties agree on a value. This is especially true if one party wishes to buy out the other. If the home is to be sold, the real estate agent ensures that an appraisal or valuation is in place before the home is listed for sale.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2616\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2616\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Do you need help taking over the home? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2616\" class=\"elementor-element elementor-element-fcc0ba8 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"fcc0ba8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dc819b3 elementor-widget elementor-widget-text-editor\" data-id=\"dc819b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>When a relationship ends, financial considerations often determine whether you can stay in your home.<br\/>At Eiendomsfinans, you can get help assessing whether you can take over the mortgage on your own,<br\/>refinance your existing debt, or finance the buyout of a former partner or<br\/>spouse.<br\/><strong>Contact us for a no-obligation review of your options.<\/strong><\/p><p> <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99bb15e elementor-widget elementor-widget-button\" data-id=\"99bb15e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/eiendomsfinans.no\/en\/apply-page\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get in touch<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2617\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2617\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Is there a difference between cohabiting partners and spouses? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2617\" class=\"elementor-element elementor-element-039c944 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"039c944\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8904b59 elementor-widget elementor-widget-text-editor\" data-id=\"8904b59\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The Marriage Act governs the financial settlement between married couples. The same rules do not apply to cohabiting partners. Since there is no separate law governing cohabitation, the financial relationship between cohabitants is governed by the general rules of contract law that apply to everyone else in society. There are exceptions, including those found in <a href=\"https:\/\/lovdata.no\/dokument\/NL\/lov\/1991-07-04-45\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\">the Act on Joint Household Property<\/span><\/a>. <br\/>Although the rules of the Marriage Act do not apply to cohabiting couples, there are nevertheless certain principles they share, such as the impact of a stay-at-home partner\u2019s work in the home. Many of the same legal issues that arise in a marriage are also relevant in a cohabitation relationship.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Can I buy out my cohabiting partner?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. If you agree on the value of the home and the bank approves the financing, you can buy out your partner and take sole ownership of the home.\"}},{\"@type\":\"Question\",\"name\":\"How is the buyout amount calculated?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Typically, the property is owned 50\\\/50. In that case, you obtain appraisals from 2\\u20133 different real estate agents and agree on a value based on the average of those appraisals. Then, you subtract the mortgage balance from the home\\u2019s value. The remaining value is then divided by 2. If you do not own the property 50\\\/50, the division is based on the respective ownership shares.\"}},{\"@type\":\"Question\",\"name\":\"Does the bank have to approve my taking over the loan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. Even if you both agree, the bank must approve that you can handle the debt on your own. Otherwise, the other party will continue to be jointly and severally liable for the debt along with you. This limits the other party\\u2019s ability to take out a new loan to purchase their own home.\"}},{\"@type\":\"Question\",\"name\":\"What happens if we can\\u2019t reach an agreement?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"If you cannot agree on a price or on who will take over the home, a sale may benecessary. In some cases, the matter may result in forced sale.The Co-ownership Act resolves disputes related to one cohabitant\\u2019s desire to sell the shared home when the other does not share that desire.\"}},{\"@type\":\"Question\",\"name\":\"Can I stay in the home if we have children?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Children\\u2019s need for stability can be an important factor when determining who should retain the home following a separation. A strong argument for retaining the home and its contents following a separation is in cases where the parent seeking the home will have primary custody of the children.At the same time, the decision should be financially sustainable. Excessive loans and too much debt can create new challenges for both parents and children.\"}},{\"@type\":\"Question\",\"name\":\"Do we need an appraisal or valuation?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The parties must reach an agreement on this, but in most cases, the issue is resolved by obtaining multiple appraisals. An average price is then calculated based on these appraisals, and the parties agree on a value. This is especially true if one party wishes to buy out the other. If the home is to be sold, the real estate agent ensures that an appraisal or valuation is in place before the home is listed for sale.\"}},{\"@type\":\"Question\",\"name\":\"Do you need help taking over the home?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"When a relationship ends, financial considerations often determine whether you can stay in your home.At Eiendomsfinans, you can get help assessing whether you can take over the mortgage on your own,refinance your existing debt, or finance the buyout of a former partner orspouse.Contact us for a no-obligation review of your options. \\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\tGet in touch\"}},{\"@type\":\"Question\",\"name\":\"Is there a difference between cohabiting partners and spouses?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Marriage Act governs the financial settlement between married couples. The same rules do not apply to cohabiting partners. Since there is no separate law governing cohabitation, the financial relationship between cohabitants is governed by the general rules of contract law that apply to everyone else in society. There are exceptions, including those found in the Act on Joint Household Property. Although the rules of the Marriage Act do not apply to cohabiting couples, there are nevertheless certain principles they share, such as the impact of a stay-at-home partner\\u2019s work in the home. Many of the same legal issues that arise in a marriage are also relevant in a cohabitation relationship.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4aaafd4d e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"4aaafd4d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a03cdf6 elementor-widget elementor-widget-heading\" data-id=\"3a03cdf6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/eiendomsfinans.no\/en\/articles\/\">More articles:<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e5e2387 img_hover_animation_img_no_effect readmore-btn-only-text title_position_default title_hover_border_default title-default grid-hover-overlay-type-always tpg-el-box-border-enable tpg-border-bottom-disable elementor-widget elementor-widget-tpg-grid-layout\" data-id=\"5e5e2387\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"tpg-grid-layout.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"rt-container-fluid rt-tpg-container tpg-el-main-wrapper clearfix grid-layout1-main \"\n\t\t\t id=\"rt-tpg-container-1297776675\"\n\t\t\t data-layout=\"grid-layout1\"\n\t\t\t data-grid-style=\"tpg-full-height\"\n\t\t\t data-sc-id=\"elementor\"\n\t\t\t data-el-settings=''\n\t\t\t data-el-query=''\n\t\t\t data-el-path=''\n\t\t>\n\t\t\t\t\t\t<div class='tpg-header-wrapper '>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t<div data-title=\"Loading ...\" class=\"rt-row rt-content-loader grid-layout1 grid-behaviour tpg-full-height grid_layout_wrapper\">\n\t\t\t\t<div class=\"rt-col-md-4 rt-col-sm-6 rt-col-xs-12 img_no_effect rt-grid-item post-32938 post type-post status-publish format-standard hentry category-uncategorized generate-columns tablet-grid-50 mobile-grid-100 grid-parent grid-50\"        data-id=\"32938\">\n    <div class=\"rt-holder tpg-post-holder \">\n        <div class=\"rt-detail rt-el-content-wrapper\">\n\t\t\t                <div class=\"rt-img-holder tpg-el-image-wrap has-no-thumbnail\">\n\t\t\t\t\t<a data-id=\"32938\" href=\"https:\/\/eiendomsfinans.no\/en\/uncategorized\/breakup-of-a-couple-living-together-in-a-shared-home-2\/\" class=\"tpg-post-link\" target=\"_self\">\t\t\n\t\t<\/a>\n\t\t\t\t<div class=\"overlay grid-hover-content\"><\/div>\n\t\t                <\/div>\n\t\t\t\n\t\t\t<div class=\"entry-title-wrapper\"><h3 class=\"entry-title\"><a data-id=\"32938\" href=\"https:\/\/eiendomsfinans.no\/en\/uncategorized\/breakup-of-a-couple-living-together-in-a-shared-home-2\/\" class=\"tpg-post-link\" target=\"_self\">Breakup of a Couple Living Together in a Shared Home<\/a><\/h3><\/div>\n\t\t\t\n\n\t\t\t                <div class=\"tpg-excerpt tpg-el-excerpt\">\n\t\t\t\t\t                        <div class=\"tpg-excerpt-inner\">\n\t\t\t\t\t\t\tHome page                        <\/div>\n\t\t\t\t\t\t\t\t\t\t                <\/div>\n\t\t\t\n\t\t\t\t\t<div class=\"post-footer\">\n\t\t\t<div class=\"post-footer\">\n\t\t\t\t<div class=\"read-more\">\n\t\t\t\t\t<a data-id=\"32938\" href=\"https:\/\/eiendomsfinans.no\/en\/uncategorized\/breakup-of-a-couple-living-together-in-a-shared-home-2\/\" class=\"tpg-post-link\" target=\"_self\">Read the article \u2192<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t        <\/div>\n    <\/div>\n<\/div>\n<div class=\"rt-col-md-4 rt-col-sm-6 rt-col-xs-12 img_no_effect rt-grid-item post-32667 post type-post status-publish format-standard has-post-thumbnail hentry category-articles category-personal-economy tag-compare-mortgages generate-columns tablet-grid-50 mobile-grid-100 grid-parent grid-50\"        data-id=\"32667\">\n    <div class=\"rt-holder tpg-post-holder \">\n        <div class=\"rt-detail rt-el-content-wrapper\">\n\t\t\t                <div class=\"rt-img-holder tpg-el-image-wrap has-thumbnail\">\n\t\t\t\t\t<a data-id=\"32667\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/breakup-of-a-couple-living-together-in-a-shared-home\/\" class=\"tpg-post-link\" target=\"_self\">\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/headerbilde-samboerbrudd-300x145.jpg\"\n\t\t\t\t\t\t\t class=\"rt-img-responsive\"\n\t\t\t\t\t\t\t width=\"300\"\n\t\t\t\t\t\t\t height=\"145\"\n\t\t\t\t\t\t\t alt=\"Separation while living in the same home\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t<\/a>\n\t\t\t\t<div class=\"overlay grid-hover-content\"><\/div>\n\t\t                <\/div>\n\t\t\t\n\t\t\t<div class=\"entry-title-wrapper\"><h3 class=\"entry-title\"><a data-id=\"32667\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/breakup-of-a-couple-living-together-in-a-shared-home\/\" class=\"tpg-post-link\" target=\"_self\">Breakup of a Couple Living Together in a Shared Home<\/a><\/h3><\/div>\n\t\t\t\n\n\t\t\t                <div class=\"tpg-excerpt tpg-el-excerpt\">\n\t\t\t\t\t                        <div class=\"tpg-excerpt-inner\">\n\t\t\t\t\t\t\tWhat will happen to mortgages, home ownership, and the economy? What will happen to homes?                        <\/div>\n\t\t\t\t\t\t\t\t\t\t                <\/div>\n\t\t\t\n\t\t\t\t\t<div class=\"post-footer\">\n\t\t\t<div class=\"post-footer\">\n\t\t\t\t<div class=\"read-more\">\n\t\t\t\t\t<a data-id=\"32667\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/breakup-of-a-couple-living-together-in-a-shared-home\/\" class=\"tpg-post-link\" target=\"_self\">Read the article \u2192<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t        <\/div>\n    <\/div>\n<\/div>\n<div class=\"rt-col-md-4 rt-col-sm-6 rt-col-xs-12 img_no_effect rt-grid-item post-32400 post type-post status-publish format-standard has-post-thumbnail hentry category-articles category-personal-economy generate-columns tablet-grid-50 mobile-grid-100 grid-parent grid-50\"        data-id=\"32400\">\n    <div class=\"rt-holder tpg-post-holder \">\n        <div class=\"rt-detail rt-el-content-wrapper\">\n\t\t\t                <div class=\"rt-img-holder tpg-el-image-wrap has-thumbnail\">\n\t\t\t\t\t<a data-id=\"32400\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/was-this-summer-a-little-expensive\/\" class=\"tpg-post-link\" target=\"_self\">\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/08\/10-av-10-bred-300x169.jpg\"\n\t\t\t\t\t\t\t class=\"rt-img-responsive\"\n\t\t\t\t\t\t\t width=\"300\"\n\t\t\t\t\t\t\t height=\"169\"\n\t\t\t\t\t\t\t alt=\"Was this summer a little expensive?\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t<\/a>\n\t\t\t\t<div class=\"overlay grid-hover-content\"><\/div>\n\t\t                <\/div>\n\t\t\t\n\t\t\t<div class=\"entry-title-wrapper\"><h3 class=\"entry-title\"><a data-id=\"32400\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/was-this-summer-a-little-expensive\/\" class=\"tpg-post-link\" target=\"_self\">Was this summer a little expensive?<\/a><\/h3><\/div>\n\t\t\t\n\n\t\t\t                <div class=\"tpg-excerpt tpg-el-excerpt\">\n\t\t\t\t\t                        <div class=\"tpg-excerpt-inner\">\n\t\t\t\t\t\t\tDid your summer end up being a little more expensive than planned? Then it might be a good time to                         <\/div>\n\t\t\t\t\t\t\t\t\t\t                <\/div>\n\t\t\t\n\t\t\t\t\t<div class=\"post-footer\">\n\t\t\t<div class=\"post-footer\">\n\t\t\t\t<div class=\"read-more\">\n\t\t\t\t\t<a data-id=\"32400\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/was-this-summer-a-little-expensive\/\" class=\"tpg-post-link\" target=\"_self\">Read the article \u2192<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t        <\/div>\n    <\/div>\n<\/div>\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3afe0e5f elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"3afe0e5f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7800f657 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"7800f657\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ac073c6 elementor-widget elementor-widget-html\" data-id=\"ac073c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script src='https:\/\/online4.superoffice.com\/Cust30170\/CS\/scripts\/customer.fcgi?action=form&id=F-eC7gSjnU' defer><\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-515fa145 elementor-widget elementor-widget-image\" data-id=\"515fa145\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/04\/image-29.png-3-4.png\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5cb161b e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"5cb161b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c9ef07e meta-visibility-show section-title-style-style1 title_position_default title_hover_border_default title-default img_hover_animation_default meta_position_default tpg-is-author-icon-show author-image-visibility-icon tpg-category-position-default readmore-btn-default-style grid-hover-overlay-type-always tpg-el-box-border-enable tpg-border-bottom-disable elementor-widget elementor-widget-tpg-grid-layout\" data-id=\"c9ef07e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"tpg-grid-layout.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"rt-container-fluid rt-tpg-container tpg-el-main-wrapper clearfix grid-layout1-main \"\n\t\t\t id=\"rt-tpg-container-939663334\"\n\t\t\t data-layout=\"grid-layout1\"\n\t\t\t data-grid-style=\"tpg-full-height\"\n\t\t\t data-sc-id=\"elementor\"\n\t\t\t data-el-settings=''\n\t\t\t data-el-query=''\n\t\t\t data-el-path=''\n\t\t>\n\t\t\t\t\t\t<div class='tpg-header-wrapper '>\n\t\t\t\t\n\t\t<div class=\"tpg-widget-heading-wrapper rt-clear heading-style1 \">\n\t\t\t<span class=\"tpg-widget-heading-line line-left\"><\/span>\n\t\t\t<h2 class='tpg-widget-heading'>\n\t\t\t\n\t\t\t\t\t\t\t\t\t<span>\n\t\t\t\t\t\tSection Title\t\t\t\t\t<\/span>\n\t\t\t\t\t\n\t\t\t\t\t\t\t<\/h2>\t\t\t<span class=\"tpg-widget-heading-line line-right\"><\/span>\n\n\t\t\t\n\t\t<\/div>\n\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<div data-title=\"Loading ...\" class=\"rt-row rt-content-loader grid-layout1 grid-behaviour tpg-full-height grid_layout_wrapper\">\n\t\t\t\t<div class=\"rt-col-md-4 rt-col-sm-6 rt-col-xs-12 default rt-grid-item post-32938 post type-post status-publish format-standard hentry category-uncategorized generate-columns tablet-grid-50 mobile-grid-100 grid-parent grid-50\"        data-id=\"32938\">\n    <div class=\"rt-holder tpg-post-holder \">\n        <div class=\"rt-detail rt-el-content-wrapper\">\n\t\t\t                <div class=\"rt-img-holder tpg-el-image-wrap has-no-thumbnail\">\n\t\t\t\t\t<a data-id=\"32938\" href=\"https:\/\/eiendomsfinans.no\/en\/uncategorized\/breakup-of-a-couple-living-together-in-a-shared-home-2\/\" class=\"tpg-post-link\" target=\"_self\">\t\t\n\t\t<\/a>\n\t\t\t\t<div class=\"overlay grid-hover-content\"><\/div>\n\t\t                <\/div>\n\t\t\t\n\t\t\t<div class=\"entry-title-wrapper\"><h3 class=\"entry-title\"><a data-id=\"32938\" href=\"https:\/\/eiendomsfinans.no\/en\/uncategorized\/breakup-of-a-couple-living-together-in-a-shared-home-2\/\" class=\"tpg-post-link\" target=\"_self\">Breakup of a Couple Living Together in a Shared Home<\/a><\/h3><\/div>\n\t\t\t                <div class=\"post-meta-tags rt-el-post-meta\">\n\t\t\t\t\t\t\t\t<span class=\"author \">\n\n\t\t\t\t<i class=\"fa fa-user \"><\/i><span class=\"author-prefix\">By<\/span><a href=\"https:\/\/eiendomsfinans.no\/en\/author\/eiendoms-admin\/\">eiendoms-admin<\/a>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"date\">\n\t\t\t\t<i class=\"far fa-calendar-alt \"><\/i>\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/eiendomsfinans.no\/en\/2026\/10\/06\/\">\n\t\t\t\t\tOctober 6, 2026\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"categories-links\">\n\t\t\t\t<i class=\"fas fa-folder-open \"><\/i><a class=\"uncategorized\" href=\"https:\/\/eiendomsfinans.no\/en\/category\/uncategorized\/\">Uncategorized<\/a>\t\t\t<\/span>\n\t\t\t                <\/div>\n\t\t\t\n\n\t\t\t                <div class=\"tpg-excerpt tpg-el-excerpt\">\n\t\t\t\t\t                        <div class=\"tpg-excerpt-inner\">\n\t\t\t\t\t\t\tHome page...                        <\/div>\n\t\t\t\t\t\t\t\t\t\t                <\/div>\n\t\t\t\n\t\t\t\t\t<div class=\"post-footer\">\n\t\t\t<div class=\"post-footer\">\n\t\t\t\t<div class=\"read-more\">\n\t\t\t\t\t<a data-id=\"32938\" href=\"https:\/\/eiendomsfinans.no\/en\/uncategorized\/breakup-of-a-couple-living-together-in-a-shared-home-2\/\" class=\"tpg-post-link\" target=\"_self\">Read More<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t        <\/div>\n    <\/div>\n<\/div>\n<div class=\"rt-col-md-4 rt-col-sm-6 rt-col-xs-12 default rt-grid-item post-32667 post type-post status-publish format-standard has-post-thumbnail hentry category-articles category-personal-economy tag-compare-mortgages generate-columns tablet-grid-50 mobile-grid-100 grid-parent grid-50\"        data-id=\"32667\">\n    <div class=\"rt-holder tpg-post-holder \">\n        <div class=\"rt-detail rt-el-content-wrapper\">\n\t\t\t                <div class=\"rt-img-holder tpg-el-image-wrap has-thumbnail\">\n\t\t\t\t\t<a data-id=\"32667\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/breakup-of-a-couple-living-together-in-a-shared-home\/\" class=\"tpg-post-link\" target=\"_self\">\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/09\/headerbilde-samboerbrudd-768x370.jpg\"\n\t\t\t\t\t\t\t class=\"rt-img-responsive\"\n\t\t\t\t\t\t\t width=\"768\"\n\t\t\t\t\t\t\t height=\"370\"\n\t\t\t\t\t\t\t alt=\"Separation while living in the same home\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t<\/a>\n\t\t\t\t<div class=\"overlay grid-hover-content\"><\/div>\n\t\t                <\/div>\n\t\t\t\n\t\t\t<div class=\"entry-title-wrapper\"><h3 class=\"entry-title\"><a data-id=\"32667\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/breakup-of-a-couple-living-together-in-a-shared-home\/\" class=\"tpg-post-link\" target=\"_self\">Breakup of a Couple Living Together in a Shared Home<\/a><\/h3><\/div>\n\t\t\t                <div class=\"post-meta-tags rt-el-post-meta\">\n\t\t\t\t\t\t\t\t<span class=\"author \">\n\n\t\t\t\t<i class=\"fa fa-user \"><\/i><span class=\"author-prefix\">By<\/span><a href=\"https:\/\/eiendomsfinans.no\/en\/author\/julianne\/\">Julianne G\u00e5sv\u00e6r<\/a>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"date\">\n\t\t\t\t<i class=\"far fa-calendar-alt \"><\/i>\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/eiendomsfinans.no\/en\/2026\/09\/17\/\">\n\t\t\t\t\tSeptember 17, 2026\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"categories-links\">\n\t\t\t\t<i class=\"fas fa-folder-open \"><\/i><a class=\"articles\" href=\"https:\/\/eiendomsfinans.no\/en\/category\/articles\/\">Articles<\/a><span class=\"rt-separator\">,<\/span><a class=\"personal-economy\" href=\"https:\/\/eiendomsfinans.no\/en\/category\/personal-economy\/\">Personal economy<\/a>\t\t\t<\/span>\n\t\t\t                <\/div>\n\t\t\t\n\n\t\t\t                <div class=\"tpg-excerpt tpg-el-excerpt\">\n\t\t\t\t\t                        <div class=\"tpg-excerpt-inner\">\n\t\t\t\t\t\t\tWhat will happen to mortgages, home ownership, and the economy? What will happen to homes?...                        <\/div>\n\t\t\t\t\t\t\t\t\t\t                <\/div>\n\t\t\t\n\t\t\t\t\t<div class=\"post-footer\">\n\t\t\t<div class=\"post-footer\">\n\t\t\t\t<div class=\"read-more\">\n\t\t\t\t\t<a data-id=\"32667\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/breakup-of-a-couple-living-together-in-a-shared-home\/\" class=\"tpg-post-link\" target=\"_self\">Read More<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t        <\/div>\n    <\/div>\n<\/div>\n<div class=\"rt-col-md-4 rt-col-sm-6 rt-col-xs-12 default rt-grid-item post-32400 post type-post status-publish format-standard has-post-thumbnail hentry category-articles category-personal-economy generate-columns tablet-grid-50 mobile-grid-100 grid-parent grid-50\"        data-id=\"32400\">\n    <div class=\"rt-holder tpg-post-holder \">\n        <div class=\"rt-detail rt-el-content-wrapper\">\n\t\t\t                <div class=\"rt-img-holder tpg-el-image-wrap has-thumbnail\">\n\t\t\t\t\t<a data-id=\"32400\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/was-this-summer-a-little-expensive\/\" class=\"tpg-post-link\" target=\"_self\">\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/08\/10-av-10-bred-768x432.jpg\"\n\t\t\t\t\t\t\t class=\"rt-img-responsive\"\n\t\t\t\t\t\t\t width=\"768\"\n\t\t\t\t\t\t\t height=\"432\"\n\t\t\t\t\t\t\t alt=\"Was this summer a little expensive?\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t<\/a>\n\t\t\t\t<div class=\"overlay grid-hover-content\"><\/div>\n\t\t                <\/div>\n\t\t\t\n\t\t\t<div class=\"entry-title-wrapper\"><h3 class=\"entry-title\"><a data-id=\"32400\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/was-this-summer-a-little-expensive\/\" class=\"tpg-post-link\" target=\"_self\">Was this summer a little expensive?<\/a><\/h3><\/div>\n\t\t\t                <div class=\"post-meta-tags rt-el-post-meta\">\n\t\t\t\t\t\t\t\t<span class=\"author \">\n\n\t\t\t\t<i class=\"fa fa-user \"><\/i><span class=\"author-prefix\">By<\/span><a href=\"https:\/\/eiendomsfinans.no\/en\/author\/julianne\/\">Julianne G\u00e5sv\u00e6r<\/a>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"date\">\n\t\t\t\t<i class=\"far fa-calendar-alt \"><\/i>\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/eiendomsfinans.no\/en\/2026\/08\/26\/\">\n\t\t\t\t\tAugust 26, 2026\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"categories-links\">\n\t\t\t\t<i class=\"fas fa-folder-open \"><\/i><a class=\"articles\" href=\"https:\/\/eiendomsfinans.no\/en\/category\/articles\/\">Articles<\/a><span class=\"rt-separator\">,<\/span><a class=\"personal-economy\" href=\"https:\/\/eiendomsfinans.no\/en\/category\/personal-economy\/\">Personal economy<\/a>\t\t\t<\/span>\n\t\t\t                <\/div>\n\t\t\t\n\n\t\t\t                <div class=\"tpg-excerpt tpg-el-excerpt\">\n\t\t\t\t\t                        <div class=\"tpg-excerpt-inner\">\n\t\t\t\t\t\t\tDid your summer end up being a little more expensive than planned? Then it might be a good time to get your finances in order. What are you waiting for? Summer is meant to be enjoyed \u2600\ufe0f But sometimes...                        <\/div>\n\t\t\t\t\t\t\t\t\t\t                <\/div>\n\t\t\t\n\t\t\t\t\t<div class=\"post-footer\">\n\t\t\t<div class=\"post-footer\">\n\t\t\t\t<div class=\"read-more\">\n\t\t\t\t\t<a data-id=\"32400\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/was-this-summer-a-little-expensive\/\" class=\"tpg-post-link\" target=\"_self\">Read More<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t        <\/div>\n    <\/div>\n<\/div>\n<div class=\"rt-col-md-4 rt-col-sm-6 rt-col-xs-12 default rt-grid-item post-30450 post type-post status-publish format-standard has-post-thumbnail hentry category-articles tag-take-the-test generate-columns tablet-grid-50 mobile-grid-100 grid-parent grid-50\"        data-id=\"30450\">\n    <div class=\"rt-holder tpg-post-holder \">\n        <div class=\"rt-detail rt-el-content-wrapper\">\n\t\t\t                <div class=\"rt-img-holder tpg-el-image-wrap has-thumbnail\">\n\t\t\t\t\t<a data-id=\"30450\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/which-loan-is-right-for-you\/\" class=\"tpg-post-link\" target=\"_self\">\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/06\/Dyson-preview_fb-768x576.jpg\"\n\t\t\t\t\t\t\t class=\"rt-img-responsive\"\n\t\t\t\t\t\t\t width=\"768\"\n\t\t\t\t\t\t\t height=\"576\"\n\t\t\t\t\t\t\t alt=\"Which loan is right for you\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t<\/a>\n\t\t\t\t<div class=\"overlay grid-hover-content\"><\/div>\n\t\t                <\/div>\n\t\t\t\n\t\t\t<div class=\"entry-title-wrapper\"><h3 class=\"entry-title\"><a data-id=\"30450\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/which-loan-is-right-for-you\/\" class=\"tpg-post-link\" target=\"_self\">Which loan is right for you<\/a><\/h3><\/div>\n\t\t\t                <div class=\"post-meta-tags rt-el-post-meta\">\n\t\t\t\t\t\t\t\t<span class=\"author \">\n\n\t\t\t\t<i class=\"fa fa-user \"><\/i><span class=\"author-prefix\">By<\/span><a href=\"https:\/\/eiendomsfinans.no\/en\/author\/eiendoms-admin\/\">eiendoms-admin<\/a>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"date\">\n\t\t\t\t<i class=\"far fa-calendar-alt \"><\/i>\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/eiendomsfinans.no\/en\/2026\/06\/16\/\">\n\t\t\t\t\tJune 16, 2026\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"categories-links\">\n\t\t\t\t<i class=\"fas fa-folder-open \"><\/i><a class=\"articles\" href=\"https:\/\/eiendomsfinans.no\/en\/category\/articles\/\">Articles<\/a>\t\t\t<\/span>\n\t\t\t                <\/div>\n\t\t\t\n\n\t\t\t                <div class=\"tpg-excerpt tpg-el-excerpt\">\n\t\t\t\t\t                        <div class=\"tpg-excerpt-inner\">\n\t\t\t\t\t\t\tTake the quiz &#8211; Which type of loan is best for you? You could win a Dyson cordless vacuum cleaner! With this quiz, you can easily find out whichtype of loan we think is right for you. You\u2019ll...                        <\/div>\n\t\t\t\t\t\t\t\t\t\t                <\/div>\n\t\t\t\n\t\t\t\t\t<div class=\"post-footer\">\n\t\t\t<div class=\"post-footer\">\n\t\t\t\t<div class=\"read-more\">\n\t\t\t\t\t<a data-id=\"30450\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/which-loan-is-right-for-you\/\" class=\"tpg-post-link\" target=\"_self\">Read More<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t        <\/div>\n    <\/div>\n<\/div>\n<div class=\"rt-col-md-4 rt-col-sm-6 rt-col-xs-12 default rt-grid-item post-29924 post type-post status-publish format-standard has-post-thumbnail hentry category-articles tag-take-the-test generate-columns tablet-grid-50 mobile-grid-100 grid-parent grid-50\"        data-id=\"29924\">\n    <div class=\"rt-holder tpg-post-holder \">\n        <div class=\"rt-detail rt-el-content-wrapper\">\n\t\t\t                <div class=\"rt-img-holder tpg-el-image-wrap has-thumbnail\">\n\t\t\t\t\t<a data-id=\"29924\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/elementor-29919\/\" class=\"tpg-post-link\" target=\"_self\">\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/06\/Dyson-preview-768x576.jpg\"\n\t\t\t\t\t\t\t class=\"rt-img-responsive\"\n\t\t\t\t\t\t\t width=\"768\"\n\t\t\t\t\t\t\t height=\"576\"\n\t\t\t\t\t\t\t alt=\"Which loan is right for you\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t<\/a>\n\t\t\t\t<div class=\"overlay grid-hover-content\"><\/div>\n\t\t                <\/div>\n\t\t\t\n\t\t\t<div class=\"entry-title-wrapper\"><h3 class=\"entry-title\"><a data-id=\"29924\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/elementor-29919\/\" class=\"tpg-post-link\" target=\"_self\">Which loan is right for you<\/a><\/h3><\/div>\n\t\t\t                <div class=\"post-meta-tags rt-el-post-meta\">\n\t\t\t\t\t\t\t\t<span class=\"author \">\n\n\t\t\t\t<i class=\"fa fa-user \"><\/i><span class=\"author-prefix\">By<\/span><a href=\"https:\/\/eiendomsfinans.no\/en\/author\/eiendoms-admin\/\">eiendoms-admin<\/a>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"date\">\n\t\t\t\t<i class=\"far fa-calendar-alt \"><\/i>\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/eiendomsfinans.no\/en\/2026\/06\/01\/\">\n\t\t\t\t\tJune 1, 2026\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"categories-links\">\n\t\t\t\t<i class=\"fas fa-folder-open \"><\/i><a class=\"articles\" href=\"https:\/\/eiendomsfinans.no\/en\/category\/articles\/\">Articles<\/a>\t\t\t<\/span>\n\t\t\t                <\/div>\n\t\t\t\n\n\t\t\t                <div class=\"tpg-excerpt tpg-el-excerpt\">\n\t\t\t\t\t                        <div class=\"tpg-excerpt-inner\">\n\t\t\t\t\t\t\tTake the quiz &#8211; Which type of loan is best for you? You could win a Dyson cordless vacuum cleaner! With this quiz, you can easily find out whichtype of loan we think is right for you. You\u2019ll...                        <\/div>\n\t\t\t\t\t\t\t\t\t\t                <\/div>\n\t\t\t\n\t\t\t\t\t<div class=\"post-footer\">\n\t\t\t<div class=\"post-footer\">\n\t\t\t\t<div class=\"read-more\">\n\t\t\t\t\t<a data-id=\"29924\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/elementor-29919\/\" class=\"tpg-post-link\" target=\"_self\">Read More<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t        <\/div>\n    <\/div>\n<\/div>\n<div class=\"rt-col-md-4 rt-col-sm-6 rt-col-xs-12 default rt-grid-item post-28861 post type-post status-publish format-standard has-post-thumbnail hentry category-articles generate-columns tablet-grid-50 mobile-grid-100 grid-parent grid-50\"        data-id=\"28861\">\n    <div class=\"rt-holder tpg-post-holder \">\n        <div class=\"rt-detail rt-el-content-wrapper\">\n\t\t\t                <div class=\"rt-img-holder tpg-el-image-wrap has-thumbnail\">\n\t\t\t\t\t<a data-id=\"28861\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/how-to-refinance-your-mortgage\/\" class=\"tpg-post-link\" target=\"_self\">\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2026\/02\/Oslokontor-27-of-43-768x511.jpg\"\n\t\t\t\t\t\t\t class=\"rt-img-responsive\"\n\t\t\t\t\t\t\t width=\"768\"\n\t\t\t\t\t\t\t height=\"511\"\n\t\t\t\t\t\t\t alt=\"Jonas, Tom-Kenneth og Mads fra Eiendomsfinans Oslo\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t<\/a>\n\t\t\t\t<div class=\"overlay grid-hover-content\"><\/div>\n\t\t                <\/div>\n\t\t\t\n\t\t\t<div class=\"entry-title-wrapper\"><h3 class=\"entry-title\"><a data-id=\"28861\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/how-to-refinance-your-mortgage\/\" class=\"tpg-post-link\" target=\"_self\">How to refinance your mortgage<\/a><\/h3><\/div>\n\t\t\t                <div class=\"post-meta-tags rt-el-post-meta\">\n\t\t\t\t\t\t\t\t<span class=\"author \">\n\n\t\t\t\t<i class=\"fa fa-user \"><\/i><span class=\"author-prefix\">By<\/span><a href=\"https:\/\/eiendomsfinans.no\/en\/author\/julianne\/\">Julianne G\u00e5sv\u00e6r<\/a>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"date\">\n\t\t\t\t<i class=\"far fa-calendar-alt \"><\/i>\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/eiendomsfinans.no\/en\/2026\/02\/10\/\">\n\t\t\t\t\tFebruary 10, 2026\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"categories-links\">\n\t\t\t\t<i class=\"fas fa-folder-open \"><\/i><a class=\"articles\" href=\"https:\/\/eiendomsfinans.no\/en\/category\/articles\/\">Articles<\/a>\t\t\t<\/span>\n\t\t\t                <\/div>\n\t\t\t\n\n\t\t\t                <div class=\"tpg-excerpt tpg-el-excerpt\">\n\t\t\t\t\t                        <div class=\"tpg-excerpt-inner\">\n\t\t\t\t\t\t\tHome page How do I refinance my mortgage? &#8211; complete guide Many people consider refinancing their mortgage to get a lower interest rate, better terms or more financial flexibility. In this...                        <\/div>\n\t\t\t\t\t\t\t\t\t\t                <\/div>\n\t\t\t\n\t\t\t\t\t<div class=\"post-footer\">\n\t\t\t<div class=\"post-footer\">\n\t\t\t\t<div class=\"read-more\">\n\t\t\t\t\t<a data-id=\"28861\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/how-to-refinance-your-mortgage\/\" class=\"tpg-post-link\" target=\"_self\">Read More<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t        <\/div>\n    <\/div>\n<\/div>\n<div class=\"rt-col-md-4 rt-col-sm-6 rt-col-xs-12 default rt-grid-item post-27245 post type-post status-publish format-standard has-post-thumbnail hentry category-articles generate-columns tablet-grid-50 mobile-grid-100 grid-parent grid-50\"        data-id=\"27245\">\n    <div class=\"rt-holder tpg-post-holder \">\n        <div class=\"rt-detail rt-el-content-wrapper\">\n\t\t\t                <div class=\"rt-img-holder tpg-el-image-wrap has-thumbnail\">\n\t\t\t\t\t<a data-id=\"27245\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/authorized-advisor\/\" class=\"tpg-post-link\" target=\"_self\">\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/11\/autorisert-raadgiver-kreditt-768x576.png\"\n\t\t\t\t\t\t\t class=\"rt-img-responsive\"\n\t\t\t\t\t\t\t width=\"768\"\n\t\t\t\t\t\t\t height=\"576\"\n\t\t\t\t\t\t\t alt=\"Picture of Knut Hagelien who has the distinction authorized advisor credit\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t<\/a>\n\t\t\t\t<div class=\"overlay grid-hover-content\"><\/div>\n\t\t                <\/div>\n\t\t\t\n\t\t\t<div class=\"entry-title-wrapper\"><h3 class=\"entry-title\"><a data-id=\"27245\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/authorized-advisor\/\" class=\"tpg-post-link\" target=\"_self\">Authorized advisor<\/a><\/h3><\/div>\n\t\t\t                <div class=\"post-meta-tags rt-el-post-meta\">\n\t\t\t\t\t\t\t\t<span class=\"author \">\n\n\t\t\t\t<i class=\"fa fa-user \"><\/i><span class=\"author-prefix\">By<\/span><a href=\"https:\/\/eiendomsfinans.no\/en\/author\/knut-andreas-hagelien\/\">Knut Andreas Hagelien<\/a>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"date\">\n\t\t\t\t<i class=\"far fa-calendar-alt \"><\/i>\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/eiendomsfinans.no\/en\/2025\/11\/19\/\">\n\t\t\t\t\tNovember 19, 2025\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"categories-links\">\n\t\t\t\t<i class=\"fas fa-folder-open \"><\/i><a class=\"articles\" href=\"https:\/\/eiendomsfinans.no\/en\/category\/articles\/\">Articles<\/a>\t\t\t<\/span>\n\t\t\t                <\/div>\n\t\t\t\n\n\t\t\t                <div class=\"tpg-excerpt tpg-el-excerpt\">\n\t\t\t\t\t                        <div class=\"tpg-excerpt-inner\">\n\t\t\t\t\t\t\tRead why it pays to use an authorized advisor. Learn how FinAut ensures competence and ethics in the financial industry, and how you can check if your advisor is authorized at finaut.no...                        <\/div>\n\t\t\t\t\t\t\t\t\t\t                <\/div>\n\t\t\t\n\t\t\t\t\t<div class=\"post-footer\">\n\t\t\t<div class=\"post-footer\">\n\t\t\t\t<div class=\"read-more\">\n\t\t\t\t\t<a data-id=\"27245\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/authorized-advisor\/\" class=\"tpg-post-link\" target=\"_self\">Read More<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t        <\/div>\n    <\/div>\n<\/div>\n<div class=\"rt-col-md-4 rt-col-sm-6 rt-col-xs-12 default rt-grid-item post-23468 post type-post status-publish format-standard has-post-thumbnail hentry category-articles tag-what-is-refinancing generate-columns tablet-grid-50 mobile-grid-100 grid-parent grid-50\"        data-id=\"23468\">\n    <div class=\"rt-holder tpg-post-holder \">\n        <div class=\"rt-detail rt-el-content-wrapper\">\n\t\t\t                <div class=\"rt-img-holder tpg-el-image-wrap has-thumbnail\">\n\t\t\t\t\t<a data-id=\"23468\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/what-is-refinancing\/\" class=\"tpg-post-link\" target=\"_self\">\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2025\/05\/Skjermbilde-2024-08-06-kl.-15.55.51-768x524.webp\"\n\t\t\t\t\t\t\t class=\"rt-img-responsive\"\n\t\t\t\t\t\t\t width=\"768\"\n\t\t\t\t\t\t\t height=\"524\"\n\t\t\t\t\t\t\t alt=\"What is refinancing?\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t<\/a>\n\t\t\t\t<div class=\"overlay grid-hover-content\"><\/div>\n\t\t                <\/div>\n\t\t\t\n\t\t\t<div class=\"entry-title-wrapper\"><h3 class=\"entry-title\"><a data-id=\"23468\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/what-is-refinancing\/\" class=\"tpg-post-link\" target=\"_self\">What is refinancing?<\/a><\/h3><\/div>\n\t\t\t                <div class=\"post-meta-tags rt-el-post-meta\">\n\t\t\t\t\t\t\t\t<span class=\"author \">\n\n\t\t\t\t<i class=\"fa fa-user \"><\/i><span class=\"author-prefix\">By<\/span><a href=\"https:\/\/eiendomsfinans.no\/en\/author\/julianne\/\">Julianne G\u00e5sv\u00e6r<\/a>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"date\">\n\t\t\t\t<i class=\"far fa-calendar-alt \"><\/i>\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/eiendomsfinans.no\/en\/2025\/06\/02\/\">\n\t\t\t\t\tJune 2, 2025\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"categories-links\">\n\t\t\t\t<i class=\"fas fa-folder-open \"><\/i><a class=\"articles\" href=\"https:\/\/eiendomsfinans.no\/en\/category\/articles\/\">Articles<\/a>\t\t\t<\/span>\n\t\t\t                <\/div>\n\t\t\t\n\n\t\t\t                <div class=\"tpg-excerpt tpg-el-excerpt\">\n\t\t\t\t\t                        <div class=\"tpg-excerpt-inner\">\n\t\t\t\t\t\t\tWhat is refinancing? There are many ways to refinance. In this article, we'll show you several different ways to refinance...                        <\/div>\n\t\t\t\t\t\t\t\t\t\t                <\/div>\n\t\t\t\n\t\t\t\t\t<div class=\"post-footer\">\n\t\t\t<div class=\"post-footer\">\n\t\t\t\t<div class=\"read-more\">\n\t\t\t\t\t<a data-id=\"23468\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/what-is-refinancing\/\" class=\"tpg-post-link\" target=\"_self\">Read More<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t        <\/div>\n    <\/div>\n<\/div>\n<div class=\"rt-col-md-4 rt-col-sm-6 rt-col-xs-12 default rt-grid-item post-24773 post type-post status-publish format-standard has-post-thumbnail hentry category-articles tag-co-borrower generate-columns tablet-grid-50 mobile-grid-100 grid-parent grid-50\"        data-id=\"24773\">\n    <div class=\"rt-holder tpg-post-holder \">\n        <div class=\"rt-detail rt-el-content-wrapper\">\n\t\t\t                <div class=\"rt-img-holder tpg-el-image-wrap has-thumbnail\">\n\t\t\t\t\t<a data-id=\"24773\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/co-borrower\/\" class=\"tpg-post-link\" target=\"_self\">\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/eiendomsfinans.no\/wp-content\/uploads\/2024\/01\/medlantaker_header-768x506.jpg\"\n\t\t\t\t\t\t\t class=\"rt-img-responsive\"\n\t\t\t\t\t\t\t width=\"768\"\n\t\t\t\t\t\t\t height=\"506\"\n\t\t\t\t\t\t\t alt=\"Co-borrower\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t<\/a>\n\t\t\t\t<div class=\"overlay grid-hover-content\"><\/div>\n\t\t                <\/div>\n\t\t\t\n\t\t\t<div class=\"entry-title-wrapper\"><h3 class=\"entry-title\"><a data-id=\"24773\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/co-borrower\/\" class=\"tpg-post-link\" target=\"_self\">Co-borrower<\/a><\/h3><\/div>\n\t\t\t                <div class=\"post-meta-tags rt-el-post-meta\">\n\t\t\t\t\t\t\t\t<span class=\"author \">\n\n\t\t\t\t<i class=\"fa fa-user \"><\/i><span class=\"author-prefix\">By<\/span><a href=\"https:\/\/eiendomsfinans.no\/en\/author\/monica-amundsen-holen\/\">Monica Amundsen Holen<\/a>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"date\">\n\t\t\t\t<i class=\"far fa-calendar-alt \"><\/i>\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/eiendomsfinans.no\/en\/2025\/06\/02\/\">\n\t\t\t\t\tJune 2, 2025\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"categories-links\">\n\t\t\t\t<i class=\"fas fa-folder-open \"><\/i><a class=\"articles\" href=\"https:\/\/eiendomsfinans.no\/en\/category\/articles\/\">Articles<\/a>\t\t\t<\/span>\n\t\t\t                <\/div>\n\t\t\t\n\n\t\t\t                <div class=\"tpg-excerpt tpg-el-excerpt\">\n\t\t\t\t\t                        <div class=\"tpg-excerpt-inner\">\n\t\t\t\t\t\t\tWhat is a co-borrower? If you take out a loan with someone else, they are referred to as the co-borrower and the primary borrower. You are both equally responsible for repaying the loan....read more...                        <\/div>\n\t\t\t\t\t\t\t\t\t\t                <\/div>\n\t\t\t\n\t\t\t\t\t<div class=\"post-footer\">\n\t\t\t<div class=\"post-footer\">\n\t\t\t\t<div class=\"read-more\">\n\t\t\t\t\t<a data-id=\"24773\" href=\"https:\/\/eiendomsfinans.no\/en\/articles\/co-borrower\/\" class=\"tpg-post-link\" target=\"_self\">Read More<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t        <\/div>\n    <\/div>\n<\/div>\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>What will happen to mortgages, home ownership, and the economy? What will happen to homes?<\/p>\n","protected":false},"author":2,"featured_media":32715,"comment_status":"closed","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[166,80],"tags":[213],"class_list":["post-32667","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","category-personal-economy","tag-compare-mortgages","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"acf":{"superoffice_client":"","superoffice_token":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.6 (Yoast SEO v28.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Breakups and Shared Housing: What You Need to Know About the Financial Aspects<\/title>\n<meta name=\"description\" content=\"Do you own a home together and are you separating? 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