Stop forced sales
Get help to avoid a forced sale
There are several banks and several ways to solve financial challenges, but you need to be able to offer security in housing.
This is how we help you:
Fill in the application form
It only takes a few minutes and is completely
free and non-binding for you.
We talk to the banks
Your advisor will talk to our partners and find the
best solution for you.
Receive a non-binding offer
Once we've landed the solution we
most believe in, we'll contact you for a
no-obligation quote.
Get help to avoid a forced sale
There are several banks and several ways to solve financial challenges, but you need to be able to offer security in housing.
Together with you, we find the bank and the best solution.
There are several banks that accept to refinance loans with payment remarks. We work with all these banks to find the one that’s best for you.
We are here to help you if you have found yourself in a situation where a forced sale of your home has been requested. Since 1993, we have helped tens of thousands of customers find good financial solutions when it comes to mortgages and refinancingloans with payment remarks.
What is a forced sale of property?
A forced sale of property is a property sale where the district court conducts the sale together with an assistant. The assistant is a lawyer or a real estate agent.
Reasons why a property is required to be foreclosed can be:
- that the owner of the property has not paid common costs to the condominium or housing cooperative
- that the owner of the property has not paid on their loans at the agreed time, or has not paid on collection debts and loans with payment remarks
For the vast majority of people, filing a petition for the forced sale of a home is very demanding. Being forced to sell your house and move may mean that your children have to change schools, you have to rent instead of own and, for some, a longer commute to work.
For many people, financial problems are embarrassing to talk about, and it’s difficult to ask for help from friends and family.
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This is how we help you:
Fill in the application form
It only takes a few minutes and is completely
free and non-binding for you.
We talk to the banks
Your advisor will talk to our partners and find the
best solution for you.
Receive a non-binding offer
Once we've landed the solution we
most believe in, we'll contact you for a
no-obligation quote.
We can help you stop a forced sale
We help you prepare an orderly, objective and optimized loan application – completely free of charge for you as a customer. As the banks’ extended arm, they pay us for the work we do.
We work directly with the banks’ own teams. In this way, you usually get a faster case processing than if you apply yourself.
Do you know how to write a perfect loan application – we do!
Then we obtain offers from the bank(s) we think are best suited to you; Bank 2, Bluestep, Nordax, Balansebank, Svea and Kraft Bank.”
- Elisabeth Eland, Eiendomsfinans Bergen
Free and fast case management
With us, you will be assigned a dedicated advisor who will help you every step of the way. After
a pleasant conversation with you, we map out your financial situation.
FAQ - Frequently asked questions about forced sales
How do you find out about the petition?
The witness/police will read out the petition to you where you live. Anyone over the age of 18 who lives in this residence will be notified of the petition by post.
When does the court decide on the forced sale of a property?
If the claim is not paid and you have not submitted any objections, the court can order a forced sale.
The court decides whether the forced sale will take place as an auction sale or with the help of a broker/lawyer.
Can you sell your home yourself after the court has ordered a forced sale?
Even if the court has ordered a forced sale, you can sell the property voluntarily. In that case, the ongoing forced sale should be postponed and you must request a postponement from the plaintiff.
How does the actual sale take place?
The vast majority of forced sales take place via a lawyer or estate agent. The property is advertised for sale and viewings are held. The process is quite similar to a voluntary home sale. The case ends when the court approves an offer and distributes the purchase price to the creditors and others who may be entitled to a settlement. In cases where the owner of the property (the defendant) does not cooperate with the estate agent/lawyer in connection with the sale of the property, the plaintiff can request that the defendant be evicted from the property under the Enforcement Act.
Can you request an extension?
If you are willing and able to pay all or part of the claim, you must contact the claimant. If the claim is paid in full, the plaintiff will withdraw the petition. This is where we come in. If we find an opportunity for refinancing, you can pay the entire claim. If you are only able to pay part of the claim, you should request a repayment agreement with the plaintiff, who can then apply for the case to be postponed. In this case, it is important that you follow the payment plan, otherwise the case will be restarted.
Do you disagree with the basis of the petition?
You can make objections and the deadline for this is 1 month from the petition being read out to you. The court sends the objections to the plaintiff. In most cases, the court decides on the case on the basis of the written statement.
Can you appeal?
You can appeal both the decision and the ruling. The deadline for appealing an order confirming an offer is one month from the date of the order.
The deadline for appealing an order apportioning the purchase price is one month from when the order was read out to you.
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