This is how we help you:
Fill in the application form
It only takes a few minutes and is completely
free and non-binding for you.
We talk to the banks
Your advisor will talk to our partners and find the
best solution for you.
Receive a non-binding offer
Once we've landed the solution we
most believe in, we'll contact you for a
no-obligation quote.
Checklist when buying a car
Apply for a loan or loan certificate and have this ready before you find the car you want.
When you have found the car you want to buy, you should:
→ Check the condition of the car carefully with NAF or an approved workshop
→ Check the Brønnøysund Register for financial encumbrances
→ Check whether the car has a valid EU inspection
→ Make sure that the seller’s ID matches the name of the owner in the vehicle registration document. If you pay to someone who does not own the car, you risk losing both the money and the car. Write “REGNR” in an SMS to number 2282 (Statens Vegvesen) before the registration number: REGNR AA00000. The service is subject to a fee.
→ All loan documents must be signed and returned to the bank before handover/registration of the object.
→ Always write a purchase contract and send a copy to us.
→ Take out comprehensive insurance with mortgagee interest.
→ Submit notification of change of ownership (vehicle registration document part 2) and pay the re-registration fee.
→ Once the car has been re-registered, it is ready for payment. The bank repays any debt and pays the rest of the loan amount directly to the seller
Tip: Under “Your page” on vegvesen.no you can get an overview of all your vehicles, send a sales report, report the loss of a vehicle license and check the deadline for EU inspections.
Financing certificate
With us, you can get an offer for a car loan both for the purchase of a new car from a dealer, as well as a used car from a private individual. Send us an inquiry and we will contact you, ask you for some details about the desired car and your financial situation. While we are talking to you, we register the loan application directly in the system. We aim to provide you with an offer or feedback as soon as possible.
It’s always smart to have a finance certificate so you know how much money you can borrow to buy a new or used car. Such proof is a security both for you and for the seller who sees that you are able to finance a car purchase. Apply for a car loan or loan certificate today!
Terms car loan
Loan examples with 35% equity:
Car Loan
Loan of 150,000 NOK, over 5 years, nominal interest rate 6.80%, effective interest rate 9.30%, cost 36,777 NOK, total NOK 186 777,-.
Transferring a car loan
Loan of NOK 150,000, over 5 years, nominal interest rate 6.95%, effective interest rate 8.94%, 20% down payment, cost NOK 35,306, total NOK 185 306.-.
Green Car Loan / Electric Car
Loan of 150,000 NOK, over 5 years, nominal interest rate 6.70%, effective interest rate 9.02%, total cost 35,647 NOK. 185 647.-.
Car loan with no down payment
Loan of 130,000 NOK, over 5 years, nominal interest rate 15.00%, effective interest rate 18.71%, total cost 65,536 NOK, total amount 195,536 NOK.
This is how we help you:
Fill in the application form
It only takes a few minutes and is completely
free and non-binding for you.
We talk to the banks
Your advisor will talk to our partners and find the
best solution for you.
Receive a non-binding offer
Once we've landed the solution we
most believe in, we'll contact you for a
no-obligation quote.
Free and fast case management
By choosing a car loan as a financing solution, the repayment period will be adapted to the car’s depreciation.
You can also borrow with a mortgage on your home if you have available collateral in your property.
It is not possible to borrow with a mortgage on a car after the purchase of the car has been completed. You sign the loan with BankID.
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