About Eiendomsfinans
– independent mortgage broker
since 1993
Compares loan offers on behalf of the customer
Eiendomsfinans Drift AS is a Norwegian loan broker (financial agent) that has been helping individuals with mortgages, refinancing, and other financing since 1993.
We compare offers from a wide range of banks on your behalf—at no cost to you as a customer. Org. No. 987 214 597. Registered with the Financial Supervisory Authority of Norway as a financial agent.
| Felt | Verdi |
|---|---|
| Juridisk foretaksnavn | Eiendomsfinans Drift AS |
| Organisasjonsnummer | 987 214 597 |
| Etablert | 1993 |
| Konsesjon / registrering | Registrert finansagent hos Finanstilsynet – konsesjons-/registreringsnr.: 107095 |
| Eier | Enity Bank Group AB |
| Hovedkontor | Bygdøy allé 5, 0257 Oslo, Norge |
| Telefon / e-post | 32 88 00 00 firmapost@eiendomsfinans.no |
Management
Roar Rambøl Hillestad
Knut A. Hagelien
Lasse Kollerøs Olsen
Anders Wiig Maristuen
Kjetil Rognerud
Julianne Skovli Gåsvær
Elisabeth Eland
Finn Badou Jor
Børge Finsæther
Christer Aarvåg
Anton Kovacevic
Morten Strande
This is how we help you:
Fill in the application form
It only takes a few minutes and is completely free and non-binding for you.
We talk to the banks
Your advisor will talk to our partners and find the best solution for you.
Receive a non-binding offer
Once we've landed the solution we believe in, we'll contact you for a no-obligation quote.
What does Safe advice and Authorized credit mean?
Safe advice
Before talking to an advisor in a bank, insurance company or advisory company, you should check whether the advisor is authorized.
When making important decisions about your financial future and security, it must be based on good information, guidance and advice about the options available.
Authorization provides documented competence
Advisor is not a protected title. Only authorized advisors can document that they have up-to-date expertise in their field. They are obliged to comply with the industry standard Good Practice and Ethics in Customer Care.
Authorized advisors have passed a comprehensive knowledge test in their field, an ethics test and a practical test where they also have to show that they can apply their ethics skills in advising customers.
FinAut authorizes advisors in the financial industry
Finansnæringens autorisasjonsordninger (FinAut) authorizes advisors in banking, insurance and consulting companies.
- FinAut ensures competence and ethics in customer care.
- National register of authorized advisors
- Authorized advisors are registered in a public register.
- Check if your advisor is authorized at finaut.no
- Consumers’ interests must be safeguarded
The authorization schemes are intended to ensure that consumers receive safe advice and that the customer’s interests come first. Even if a financial company gives you a proposal based on the products they offer, you as a customer do not have an obligation to choose this solution and should check with several providers.
Source: Finaut.no
Why use a loan adviser?
Eiendomsfinans compares loan offers. When you compare loans yourself, you often have to tell the same story over and over again. You also have to provide all the information about your financial situation each time. With us, you only need to tell us this once and we do the rest of the work of obtaining offers.
Our services are free for you as a customer!
We gather the necessary documentation about you and your loan needs and write an optimized loan application. We then send this to the partner banks we think are the best for you. Of course, you’re welcome to apply to banks we don’t work with ourselves to compare.
Our values
Safety and security
We will be a player you can trust and have confidence in. We want the best for the customer, are interpersonal by genuinely caring, even beyond their financial situation. We are always objective in our solution proposals.
Expertise
We have the best professionally competent and authorized employees with broad product understanding across banks. We are able to quickly familiarize ourselves with our customers’ unique situations, as well as communicate challenges and solutions in a simple and understandable way. We speak “bank in Norwegian”.
Helpfulness
We have high availability and are present for the customer. We offer fast and efficient communication, facilitate good dialog and tailor-made solutions.
Why is this free for you as a customer?
Eiendomsfinans is Norway’s largest mortgage broker. We will always work hard to tailor the solution that best suits your loan needs.
Loan broker and financial agent are terms that are used interchangeably. We only work with loans and will not try to get you to buy any kind of investment products.
The work we do in writing an optimized loan application for you, as well as obtaining offers from the banks, is completely free of charge for you as a customer. Eiendomsfinans compares loan offers and the banks pay us for the work we do.
A financial supermarket - loans on tender
We’re a financial supermarket that covers most financial needs – we compare banks for you.
Since 1993, we have helped tens of thousands of customers find the right bank and loan product. In terms of loan volume, we arrange mortgages worth around six billion annually.
Free and fast case management
With us, you’ll be assigned a dedicated advisor who will help you every step of the way. After a
pleasant conversation with you, we’ll assess your financial situation.
Free service - we compare banks
It’s cheaper for banks to have us find the right customers for them than for them to set up new branch offices themselves. That’s why all our services are free of charge for you as a customer, as we are remunerated by the banks we work with. In addition, there are no surcharges or hidden costs for using our services, and the offer you receive from us is non-binding.
Our partner banks have dedicated teams that handle applications from us. The advantage for you is that you’ll most likely receive a response to your application faster than if you submitted it yourself. Once we have received the necessary information and documentation from you, it normally takes 24–48 hours before you receive an offer or a financing confirmation from us. In urgent cases involving bidding rounds, the process is even faster. These cases will be prioritized, and we’ll discuss the matter with the bank to find a solution as quickly as possible.
Personal follow-up
It takes time and energy to apply for and compare loans at different banks yourself. Because customer service is important to us, you’ll get a dedicated financial adviser who sees your entire financial picture. We’ll give you good advice on what changes you should consider to achieve the lowest possible cost on your loans and insurance. You tell your story only once and your advisor optimizes the application against several banks to find the best adapted offer for you.
Large network of collaboration partners
Our goal is to find the loan that suits you best.No similar company in Norway has our range of financing partners. Eiendomsfinans does not work with all the banks in Norway, but cooperates with a wide range of good banks we believe cover most financial needs. We can help you with most things, maybe even products you weren’t aware
existed?
We work with a wide range of excellent banks
As financial agent for:
BN Bank, Bank 2 – part of Enity Bank Group AB, Resurs Bank, Skagerrak Sparebank, LEABank, Svea Finans, Skue Sparebank, Sparebank 1 SMN, Balanse Bank, Kraft Bank, Instabank, Nordax, Bank Norwegian,
Sandnes Sparebank, and Bluestep Bank – part of Enity Bank Group AB, we shall prepare and submit applications for deposit agreements, loan agreements, surety agreements and/or card products to one or more of the aforementioned banks. The application must contain complete and correct information about all relevant conditions for the product in question. The bank then makes an independent assessment of the application based on information from the customer and the agent and other sources. We would like to point out that we, as a financial agent, receive commission from the banks (mentioned above) on the basis of concluded agreements on loans etc. mediated through us.
Our owners
Eiendomsfinans Drift AS is owned by Enity Bank Group AB.
The ownership does not affect the way we work at Eiendomsfinans. We will always try to find the solution that is best for our customers.
We are not permitted to receive remuneration from anyone other than the bank in question, cf. section 88 of the Financial Contracts Act. We are required by law to ensure that the bank’s obligations to the customer are fulfilled within the assignment we have received from the bank in question.
If the bank or we fail to fulfill our obligations in connection with specific products, the customer may assert any remedies for such breach directly against the bank in question. If our breach, if any, concerns other matters—such as investment advice provided by us—complaints may only be directed against the bank if we are an affiliated agent of that bank pursuant to Sections 10–16 of the Securities Trading Act. At present, we do not provide investment services or products that require a license.