Mortgage UNG (Boliglån UNG)
Boliglån UNG gives you the best interest rate if you are in the age group between 18 and 34 and have previously borrowed money to buy a home.
If you are going to buy a home again, you should choose this type of loan. You get better conditions and a better interest rate than a normal mortgage.
October 19, 2023
eiendoms-admin
This is how we help you:
Fill in the application form
It only takes a few minutes and is completely free and non-binding for you.
We talk to the banks
Your advisor will talk to our partners and find the best solution for you.
Receive a non-binding offer
Once we've landed the solution we believe in, we'll contact you for a no-obligation quote.
Every day we help customers get mortgages for young people. We ask you to agree to a link so that the adviser can easily retrieve information about your finances, such as tax returns and payslips. We source everything directly from e.g. Altinn.
In the conversation, you and the adviser will find good solutions for you and your finances. The adviser will calculate how much you can
borrow with boliglån ung, so that you do not borrow more than you are able to repay.
By using Boliglån UNG, you can get the best conditions and a more favorable interest rate than you would get with a normal mortgage.
FAQ - home loan UNG
What is mortgage UNG?
This is a type of loan for young people under the age of 34 who want to buy a home.
Does it have to be my first home?
It does not have to be your first home, but you must be under 34 years of age.
Can we both be under 34 if we are a couple?
If you buy the home together with someone, one of you must be under 34 to qualify for the loan.
How much can I borrow with mortgage UNG?
You have the opportunity to borrow up to 85% of the property’s value, and with additional security (real guarantee) it is possible to apply for 100% financing. Remember that costs are added.
Can I move the loan to another bank?
If you already have a first home loan or Boliglån UNG in another bank, you can move this loan to a new bank as long as the loan has not been changed.
What are the requirements for applying for a mortgage as a young person?
You must be between 18 and 34 years old, resident in Norway and have a fixed income that provides good financial ability to pay for the loan.
How much can I get in loans?
How much you can borrow depends on your income. As a general rule, you should not have more total debt than 5 times your annual gross income. In addition, you must have 15% of the purchase price + costs in equity, or have additional security in another property or with a real estate surety.
Do I need a fixed income to get a UNG mortgage?
Yes, you must have a fixed income and have completed a possible trial period with your employer. You can have a maximum of 5 times your annual gross income in total debt.
Can I get a mortgage with lower interest rates as a young person?
Yes, the best interest rates are offered for first home loans and UNG mortgages.
Free and quick case management
With us, you will be assigned a permanent advisor who will help you throughout. After
a pleasant conversation with you, we map your financial situation.
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