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Car Loan

We help you find out how much you can borrow

so you’re ready to act when the car of your dreams appears.
However, if you’ve already found the car you want,
can offer you a car loan within a very short time.

This is how we help you:

Fill in the application form

It only takes a few minutes and is completely
free and non-binding for you.

We talk to the banks

Your advisor will talk to our partners and find the
best solution for you.

Receive a non-binding offer

Once we've landed the solution we
most believe in, we'll contact you for a
no-obligation quote.

Checklist when buying a car

Apply for a loan or loan certificate and have this ready before you find the car you want.

When you have found the car you want to buy, you should:

→ Check the condition of the car carefully with NAF or an approved workshop
→ Check the Brønnøysund Register for financial encumbrances
→ Check whether the car has a valid EU inspection
→ Make sure that the seller’s ID matches the name of the owner in the vehicle registration document. If you pay to someone who does not own the car, you risk losing both the money and the car. Write “REGNR” in an SMS to number 2282 (Statens Vegvesen) before the registration number: REGNR AA00000. The service is subject to a fee.

→ All loan documents must be signed and returned to the bank before handover/registration of the object.

→ Always write a purchase contract and send a copy to us.

→ Take out comprehensive insurance with mortgagee interest.

→ Submit notification of change of ownership (vehicle registration document part 2) and pay the re-registration fee.

→ Once the car has been re-registered, it is ready for payment. The bank repays any debt and pays the rest of the loan amount directly to the seller

Tip: Under “Your page” on vegvesen.no you can get an overview of all your vehicles, send a sales report, report the loss of a vehicle license and check the deadline for EU inspections.

Pre-qualification­letter

With us, you can get an offer for a car loan both for the purchase of a new car from a dealer, as well as a used car from a private individual. Send us an inquiry and we will contact you, ask you for some details about the desired car and your financial situation. While we are talking to you, we register the loan application directly in the system. We aim to provide you with an offer or feedback as soon as possible.

It’s always smart to have a finance certificate so you know how much money you can borrow to buy a new or used car. Such proof is a security both for you and for the seller who sees that you are able to finance a car purchase. Apply for a car loan or loan certificate today!

Terms car loan

  • Loan examples with 35% equity:
    You can find updated interest rates at any time here: Price list Brage Finans

  • Car Loan

    Price example car loan: NOK. 250,000, over 7 years, nominal interest rate 6.55%, effective interest rate 7.90%, cost NOK. 74,742, total NOK. 324 742.

  • Green car loan

    Price example green Car loan: NOK. 250,000, over 7 years, nominal interest rate 6.40%, effective interest rate 7.59%, cost NOK 71,735, total NOK. 321 735.

  • Insurance-free car loan

    Price example for a cashless car loan: NOK. 100,000, over 5 years, nominal interest rate 12.95%, effective interest rate 16.55%, cost NOK. 45,520, total NOK. 145 520.

This is how we help you:

Fill in the application form

It only takes a few minutes and is completely
free and non-binding for you.

We talk to the banks

Your advisor will talk to our partners and find the
best solution for you.

Receive a non-binding offer

Once we've landed the solution we
most believe in, we'll contact you for a
no-obligation quote.

Free and fast case management

By choosing a car loan as a financing solution, the repayment period will be adapted to the car’s depreciation.
You can also borrow with a mortgage on your home if you have available collateral in your property.
It is not possible to borrow with a mortgage on a car after the purchase of the car has been completed. You sign the loan with BankID.

Maybe you want to know too:

What is refinancing?

What is refinancing? Refinancing can be done in many ways. In this article, we show you several

Co-borrower

What is a co-borrower? If you take out a loan together with someone, this is called a co-borrower

debt collection register

What is Inkassoregisteret? - It's a portal that can help you get an overview of your finances and