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Refinance mortgage

We calculate how much you can borrow, estimate the value of your home and compare offers from several banks.

This is how we help you:

Fill in the application form

It only takes a few minutes and is completely
free and non-binding for you.

We talk to the banks

Your advisor will talk to our partners and find the
best solution for you.

Receive a non-binding offer

Once we've landed the solution we
most believe in, we'll contact you for a
no-obligation quote.

Loan calculator - refinance home loan

Lånesum

Antall år

0 kr. Per måned

Nom. rente (%)

Etabl.gebyr

Termingebyr

Terminbeløp:

0 Kr

Totalbeløp

0

Kostnad

0

Etabl.gebyr

1500 Kr

Termingebyr

50 Kr

Effektiv rente

-

This is how we help you:

Fill in the application form

It only takes a few minutes and is completely
free and non-binding for you.

We talk to the banks

Your advisor will talk to our partners and find the
best solution for you.

Receive a non-binding offer

Once we've landed the solution we
most believe in, we'll contact you for a
no-obligation quote.

We can help you refinance your mortgage

Through our partnerships with many banks,
we have extensive knowledge of the solutions and products available.
Together we review your financial situation, obtain an overview
of debt and find an optimal solution for you.

Free and fast case management

With us, you will be assigned a dedicated advisor who will help you every step of the way. After
a pleasant conversation with you, we map out your financial situation.

FAQ - Refinancing a mortgage

What does it mean to refinance a mortgage?

Refinancing a loan means changing existing debt. There are several ways to do this, here are some examples: Mortgage refinancing: If you have several loans that together amount to less than 90% of the value of your home, you can combine them into one loan, with one payment plan and one interest rate. Refinancing for a better interest rate and conditions: Then you do not increase the size of the loan, but switch to a bank with better conditions than you have in your existing bank. Refinancing to increase the amount: You can have a mortgage up to 90% of your home’s value. This means that you can apply to increase the loan if, for example, you want to renovate, build a garage or similar.

You can contact the banks you think are best for you. Then you have to fill out forms and send over documentation in many places. With the help of Eiendomsfinans, we do the work for you. We search among the banks we work with and find the ones that are right for you. The work we do is free for you as a customer.

Eiendomfinans cooperates with many different banks. We do the work for you in writing an optimal application for refinancing. In most cases, you’ll need to provide your most recent tax return, documentation of debt/income and a valuation of the property. Much of the information can be retrieved electronically with your consent.

There are different costs from bank to bank. Most have set-up fees of around 1,500-3,000. In addition, the state charges a fee for registration of pledges. It costs 500,-.

For many, the most important thing is to get a lower interest rate on the new loan. This gives you lower monthly expenses. For others, it’s about combining other expensive debts into the mortgage to get a lower interest rate overall. We can help you assess what will be most profitable for you.

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