Delete payment reminder
– get help to collect debts and delete notes.
You must be able to offer security on a property for this type of loan.
This is how we help you:
Fill in the application form
It only takes a few minutes and is completely
free and non-binding for you.
We talk to the banks
Your advisor will talk to our partners and find the
best solution for you.
Receive a non-binding offer
Once we've landed the solution we
most believe in, we'll contact you for a
no-obligation quote.
Apply to delete a payment reminder
Payment notice
Have you incurred a payment default?
Do you have many expensive small loanswant to erase debt collection debts or need help finding out who you owe money to?
It’s important to address your problems before you end up in a situation where debt settlement is the only solution.
Even if you have ended up there, we can help you find solutions. a fresh financial start. We can help you clear your debts and delete payment reminders.
Few loans and fixed expenses
This is usually the key to financial peace and order. For many people, the thought of getting their finances back under control can feel overwhelming to achieve alone.
Our goal is for you to achieve better liquidity, reduce financial worries and possibly avoid forced sales due to payment notices.
Do you have payment marks?
As a customer, you are always entitled to information about whether you have payment remarks or not. You can check this yourself at Bisnode or Experian.
We can also help you with this and quickly find out if you have payment remarks or debt collection debts.
This gives you an overview of who you owe money to and how much.
We give you good advice on how to set up a repayment plan. Finding a solution for refinancing payment reminders is also something we look into.
Conditions for being able to delete payment remarks
The bank must obtain security in a property you own yourself, or with a secured creditor in order to delete a payment reminder.
→ In order to refinance and/or delete payment reminders, it is required that you can offer up to 90% security in real estate.
→ It is also required that you have the ability to service the loan.
→ It is assumed that there is the ability to pay in the form of regular income, or that repayment of the loan is based on future sales (within approx. 1 year).
We have the opportunity to negotiate such a loan, also for those with payment notes. In the main, it is security in housing and liquidity that count.
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This is how we help you:
Fill in the application form
It only takes a few minutes and is completely
free and non-binding for you.
We talk to the banks
Your advisor will talk to our partners and find the
best solution for you.
Receive a non-binding offer
Once we've landed the solution we
most believe in, we'll contact you for a
no-obligation quote.
We can help you delete payment remarks
Through our partnerships with several banks and credit institutions, we have extensive knowledge of the solutions and products available.
Together we review your financial situation, obtain an overview of payment notices and find an optimal solution for you.
- Børge Finsæther, Eiendomsfinans Harstad
Free and quick case management
With us, you will be assigned a permanent advisor who will help you throughout. After
a pleasant conversation with you, we map your financial situation.
FAQ - Frequently asked questions about payment reminders
How to refinance with a payment notice?
In order to be able to refinance when you have a payment reminder or a loan with debt collection, you must be able to provide the bank with security in a residential property.
The total loan must not be more than 90% of the value of the property.
It does not have to be a property you own, it can also be a mortgage in a property that belongs to someone who guarantees for you. These then become realkausjonists.
Eiendomsfinans cooperates with all banks in Norway that offer this type of refinancing.
Contact us and we will help you find which of these banks is best for you.
What is a payment note?
A payment remark is a registration in one or more registers such as Bisnode and Experian.
Here, banks and creditors can obtain information that a person or company has something unpaid that should have been paid.
The claim may mean non-payment following a debt collection case, payroll deduction, conciliation judgment, attachment, or that the person or company is bankrupt.
When do you receive a payment notice?
A payment remark is registered on the case when it has progressed so far in the debt collection process that it has been notified that legal action will be initiated.
Private individuals are notified by the credit reference agencies before they report the remark. You then have the opportunity to rectify the matter within 30 days.
For traders, the complaint is registered 30 days after a request for payment has been sent.
How to find out if you have a payment notice?
You can contact us and we will check this for you. If you want to try to retrieve this information yourself, you can log in to Experian.
Is a debt collection notice a payment notice?
A debt collection notice is a follow-up that comes into effect when an invoice is not paid by the due date. Before the bill is sent to a debt collection company, you will receive a debt collection notice telling you that this will happen if you do not pay as soon as possible. If the invoice is still not paid, it may end with a payment notice.
We work with several banks that help customers delete payment notices:
Once we have spoken to you, we will apply for refinancing from the bank or banks we think will be right for you. The offer you receive is non-binding and the work we do is free for you as a customer.
