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Pre-qualificationletter
Are you planning to sell your home? In this case, it can be beneficial to carry out small and simple measures that can make the property far more attractive to potential buyers.
November 14, 2023
eiendoms-admin
Apply for a financing certificate
What is a pre-qualificationletter?
A financing certificate or a loan certificate is confirmation that you can get a mortgage up to a certain amount from a bank. You can use this proof as documentation before an estate agent when you want to submit an offer for a home.
The process is mostly both simple and fast. It is an advantage to have a pre-qualificationletter when you want to buy a home. Then you will be sure that you have the necessary funds to make the purchase. This can give you an advantage in a bidding round with short deadlines.
In addition, it is an advantage for the broker to see the proof that you have purchasing power, it helps to carry out the trade.
Free and quick case management
With us, you will be assigned a permanent advisor who will help you throughout. After
a pleasant conversation with you, we map your financial situation.
FAQ - frequently asked questions about financing certificates
What is a pre-qualificationletter?
It is a document that confirms that a person has money and loans to carry out a home purchase, or an investment. So: a document from the bank that confirms how expensive the property you can buy.
Why is a pre-qualificationletter necessary?
It is necessary to show that a person has sufficient funds to cover the financial obligations arising from an investment or other form of economic activity. This is often a requirement from real estate agents, banks, investors or authorities
What kind of information does a pre-qualificationletter contain?
It contains information about the purchase price the bank has approved for the customer and how the financial distribution is between loans and equity. Other: What priority mortgage the bank requires, within which security of the home’s value, maturity and today’s current interest rate.
How do I get a pre-qualificationletter?
By contacting a bank or a financial advisor like us to help you gather and present the information needed. Get help in preparing a detailed plan for how the money will be used, budget and repayment schedule.
What kind of documents do I need to submit when I apply for a fpre-qualificationletter?
You will normally have to provide documentation confirming:
– your income, assets and debts. We can obtain most of this electronically for you.
What does it cost to get a financing certificate?
Via Eiendomsfinans, this is completely free of charge for you as a customer. Most banks do, too, but we help you find a bank that suits you. We also write the application for you – completely free of charge.
How long is a pre-qualificationletter valid?
This is valid for 3 months from when it was produced at the vast majority of banks. After this, the bank must obtain fresh documentation of debt and income in order to renew the financing certificate.
We can also help you with this
