Car Loan

We’ll help you find out how much you can borrow so you’re ready
to shop when your dream car arrives. However, if you’ve
already found the car you want, you can be offered a
car loan within a very short time.

1. Apply for a loan or loan certificate, and have this ready before you find the car you want
2. Once you have found the car you want to buy, you should:
   – Carefully check the condition of the car with NAF or an approved workshop
   – Check the Brønnøysund Register for financial encumbrances
   – Check whether the car has a valid EU inspection
   – Make sure that the seller’s ID matches the name of the owner in the vehicle registration document. If you pay to someone who does not own the car, you risk losing both the money and the car. Write “REGNR” in an SMS to number 2282 (Statens Vegvesen) before the registration number: REGNR AA00000. The service is subject to a fee.
3. All loan documents must be signed and returned to the bank before handing over / re-registering the object
4. Always write a purchase contract
5. Take out hull insurance with a mortgagee interest
6. Submit notification of change of ownership (vehicle card part 2) and pay re-registration fee
7. Once the car has been re-registered, it is ready for payment. The bank repays any debt and pays the rest of the loan amount directly to the seller