Stop forced sales
Get help to avoid a forced sale
There are several banks and several ways to solve financial challenges, but you need to be able to offer security in housing.
This is how we help you:
Fill in the application form
It only takes a few minutes and is completely
free and non-binding for you.
We talk to the banks
Your advisor will talk to our partners and find the
best solution for you.
Receive a non-binding offer
Once we've landed the solution we
most believe in, we'll contact you for a
no-obligation quote.
Get help to avoid a forced sale
There are several banks and several ways to solve financial challenges, but you need to be able to offer security in housing.
Together with you, we find the bank and the best solution.
There are several banks that accept to refinance loans with payment remarks. We work with all these banks to find the one that’s best for you.
We are here to help you who have found yourself in a situation where a forced sale of your home has been requested. Since 1993, we have helped tens of thousands of customers find good financial solutions when it comes to mortgages and refinancingloans with payment remarks.
What is a forced sale of property?
Forced sale of property is a residential sale where the district court carries out the sale together with an assistant. The assistant is a lawyer or a real estate agent.
Reasons why a property is required to be forcibly sold can be:
- that the owner of the home has not paid common costs to the condominium or housing association
- that the owner of the property has not paid on their loans at the agreed time, or has not paid on collection debts and loans with payment remarks
For the vast majority, petitioning for the forced sale of a home is experienced as very demanding. Being forced to sell your house and move may mean that your children have to change schools, you have to rent instead of own and, for some, a longer commute to work.
Financial problems are too embarrassing to talk about, it is difficult to ask for help from friends and family.
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This is how we help you:
Fill in the application form
It only takes a few minutes and is completely
free and non-binding for you.
We talk to the banks
Your advisor will talk to our partners and find the
best solution for you.
Receive a non-binding offer
Once we've landed the solution we
most believe in, we'll contact you for a
no-obligation quote.
We can help you stop a forced sale
We help you prepare an orderly, objective and optimized loan application – completely free of charge for you as a customer. As the banks “extended arm, they pay us for the work we do.
We work directly with the banks” own teams. In this way, you usually get a faster case processing than if you apply yourself.
Do you know how to write a perfect loan application? – That’s what we do!
We then obtain offers from the bank(s) we think are best suited to you: Bank 2, Bluestep, Nordax, Balansebank, Svea and Kraft Bank.“
- Elisabeth Eland, Eiendomsfinans Bergen
Free and quick case management
With us, you will be assigned a permanent advisor who will help you throughout. After
a pleasant conversation with you, we map your financial situation.
FAQ - Frequently asked questions about forced sales
How do you find out about the petition?
The witness/police will read the petition to you where you live. Everyone over the age of 18 who lives in this home will be notified of the petition by post.
When does the court decide on the forced sale of a home?
If the claim is not paid and you have not submitted any objections, the court can order a forced sale.
The court decides whether the forced sale will take place as an auction sale or with the help of a broker/lawyer.
Can you sell the home yourself after the court has decided on a forced sale?
Even if the court has ordered a forced sale, you can sell the home voluntarily. In that case, the ongoing forced sale should be postponed and you must ask for a request for postponement from the plaintiff.
How does the actual sale take place?
The vast majority of forced sales take place via a lawyer or estate agent. The property is advertised for sale and viewings are held. The process is quite similar to a voluntary home sale. The case ends when the court approves a bid and distributes the purchase price to the creditors and others who may has the right to settlement. In those cases where the owner of the home (the defendant) does not cooperate with the broker/lawyer in connection with the sale of the home, the plaintiff can request that the defendant be evicted from the home on the basis of the Enforcement Act.
Can you ask for a postponement?
If you want and can pay all or part of the claim, you must contact the claimant. If the full claim is paid, the claimant will withdraw the petition. This is where we come into the picture. If we find an opportunity for refinancing, you can pay the entire claim. If you are only able to pay part of the claim, you should ask for a repayment agreement with the claimant, who can then apply for the case to be postponed. It is then important that you follow the payment plan, otherwise the matter will be started again.
Do you disagree with the basis of the petition?
You can make objections and the deadline for this is 1 month from the petition being read to you. The court sends the objections to the plaintiff. In most cases, the court decides on the case on the basis of the written presentation.
Can you appeal?
You can appeal both the decision and the ruling. The appeal period for an order confirming an offer is one month from the date of the order.
The appeal period for an order apportioning the purchase price is one month from when the order was read out to you.
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