loans on offer from several banks

Search here to see how much you can borrow:

mother, father and children in the kitchen

With us, you’ll get good advice and competitive offers before you buy your new home. The advantage of using us when applying for a mortgage or financing certificate is that we check with several banks. Together, we’ll find a sensible term and the mortgage that suits your needs and wishes. Then you avoid spending time in a series of bank meetings, and you deal with a permanent adviser who knows your history. Eiendomsfinans optimizes the loan application and does the whole job of obtaining loan offers from relevant banks on your behalf.

You can also read more on our other pages about bridge loan , refinancing , deletion of payment notices , collecting expensive small loans , restart loans , special loans and senior loans .

Tip: The estate agent’s task will always be to secure the highest possible sales price for the seller. Therefore, remember that it is wise to keep your pre-qualification­letter to yourself, so that the broker does not know how much you are able to offer. Instead, ask the broker to call us to confirm the bid amount.

Here you can read more about proof of financing


Antall år

4 416 kr. Per måned

Nom. rente (%)




0 kr

Effektiv rente



1500 Kr




50 Kr



Better interest rate on your mortgage

If you think the interest rate on your mortgage is above the average market rate, it makes sense to check with your bank first to see if they are willing to adjust it. See the Finance Portal for more information about mortgage rates at the different banks, or ask us. We have a very good overview of the banking market.

If the bank you have today is not willing to make adjustments to your interest rate, or if the changes are not good enough, it may be worth talking to us. We will quickly see if you can obtain better terms elsewhere, or possibly make sure that the interest rate you have today is good enough.

Changing banks is easier than many people think

If we find that another bank is willing to give you a better interest rate, more flexible solution or a better product overall, it’s easy to move your mortgage. We do all the work for you and guide you through the process. Anyone with a bank ID can sign a loan document electronically from most banks (applies to refinancing , not a new purchase). When changing accounts, most banks offer help with the transfer of e.g. direct debits. You then fill in a simple bank exchange form.

In order to obtain a loan offer on your behalf, we will need documentation of income and debt. We must be sent the latest tax return, a printout from the Debt Register and the latest pay slip. We can send you a link to obtain this automatically.

Filip Audunhu's adviser on mortgages

Fast case processing

With us, you will be assigned a permanent advisor who will help you throughout. After a pleasant conversation with you, we map out your financial situation.
What do you want?
Which bank or mortgage product is right for you?

For the fastest possible case processing with us, we can give you a link to retrieve the necessary documentation. These are documents such as the tax return, pay slip and information from the debt register.

Expectations/conditions regarding mortgages

Total debt should not exceed five times total annual gross income. Loans can be granted up to 85% of the home’s value/purchase price, mortgage /collateral security is accepted for any lack of equity.
To be granted a new mortgage, you must have:
– minimum 15% of the purchase price + costs in equity.
You can also choose security in another property. For example, there may be security in your parents’ home if you lack equity.


New mortgage before you sell your old home?

If you want to buy a new home before you have sold your old one, you will need bridge loan . We calculate how much money you can borrow in advance in an existing home. You can borrow up to 85% of the value per home. This also applies to the home you already own, but are going to sell. So you cannot count on being able to borrow 100% of your saved value/capital.

Example: The value of a property is SEK 6 million and the mortgage on it today is SEK 3 million. You can then have a maximum loan + intermediate financing within 85% of the value, which then becomes 5.1 million (6 million x 85%). You already have a 3 million mortgage and can get an extra 2.1 million in bridging finance.

Collaboration partners:

BN Bank logo
Logo Sparebank1 SMN
Skagerrak Sparebank logo
Logo Skue Sparebank
Logo Sparebank 68 degrees Nord
Logo Bluestep Bank
Nordax Bank logo
MyBank logo
Balance Bank logo
Kraft Bank logo
Instabank logo
Logo Svea
Lea Bank logo
Logo you plus
Logo Ya loan
Logo Resource
Logo Brage Finans