Refinance mortgage
- Borrowing on housing
- Better conditions
- Home equity credit line
- Collect loans
We calculate how much you can borrow, estimate the value of your home and compare offers from several banks.
01
Free Service
All our services are free for you as a customer, because we are remunerated by the banks we work with. The offer or offers we present to you are non-binding.
02
Permanent advisor
Personal follow-up is the key word with us. You get a permanent advisor who sees your entire financial picture, so that we can advise you on changes you should consider to achieve the lowest possible cost on your loans.
03
Many years of experience
Since 1993, we have helped tens of thousands of customers find the right bank and loan product, and no similar company in Norway has our selection of partners in financing.
FAQ Refinancing mortgages
What does refinancing loans mean?
Refinancing a loan means changing existing debt. There are several ways to do this, here are some examples: Home loan refinancing: If you have several loans that together amount to less than 85% of the value of your home, you can combine them into one loan, with one payment plan and one interest rate. Refinancing for a better interest rate and conditions: Then you do not increase the size of the loan, but switch to a bank with better conditions than you have in your existing bank. Refinancing to increase the amount: You can have a mortgage for up to 85% of the property’s value. This means that you can apply to increase the loan if, for example, you want to renovate, build a garage or similar.
How to apply for mortgage refinancing?
You can contact the banks you think are best for you. Then you’ll have to fill in forms and send over documentation in many places. By getting help from us at Eiendomsfinans, we do the work for you. We search among the banks we work with and find the ones that are right for you. The work we do is free for you as a customer.
How to refinance a mortgage?
Eiendomfinans cooperates with many different banks. We do the work for you in writing an optimal application for refinancing. In most cases, you’ll need to provide your most recent tax return, documentation of debt/income and a valuation of the property. Much of the information can be retrieved electronically with your consent.
How much does it cost to refinance the mortgage?
There are different costs from bank to bank. Most have an establishment fee of around 1,500-3,000. In addition, the government charges a fee for registering a mortgage. This costs 500,-.
Would you like to speak to an advisor? Then you can call us or stop by one of our offices.