ABOUT US
Compares loan offers on behalf of the customer
Eiendomsfinans compares loan offers. When you compare loans yourself, you often have to tell the same story over and over again. You also have to provide all the information about your financial situation each time. With us, you only need to tell us this once and we do the rest of the work of obtaining offers.
We gather the necessary documentation about you and your loan needs and write an optimized loan application. We then send this to the partner banks we think are the best for you. Of course, you’re welcome to apply to banks we don’t work with ourselves to compare.
We will be a player you can trust and have confidence in. We want the best for the customer, are interpersonal by genuinely caring, even beyond their financial situation. We are always objective in our solution proposals.
We have the best professionally competent and authorized employees with broad product understanding across banks. We are able to quickly familiarize ourselves with our customers’ unique situations, as well as communicate challenges and solutions in a simple and understandable way. We speak “bank in Norwegian”.
We have high availability and are present for the customer. We offer fast and efficient communication, facilitate good dialog and tailor-made solutions.
Eiendomsfinans is Norway’s largest mortgage broker. We will always work hard to tailor the solution that best suits your loan needs.
Loan advisor, finance broker or loan broker are terms that are used interchangeably. We only work with loans and will not try to get you to buy any kind of investment products.
The work we do in writing an optimized loan application for you, as well as obtaining offers from the banks, is completely free of charge for you as a customer. Eiendomsfinans compares loan offers and the banks pay us for the work we do.
We’re a financial supermarket that covers most financial needs – we compare banks for you.
Since 1993, we have helped tens of thousands of customers find the right bank and loan product. In terms of loan volume, we arrange mortgages worth around six billion annually.
With us, you will be assigned a permanent advisor who will help you throughout. After a
pleasant conversation with you, we map out your financial situation.
It’s cheaper for banks to have us find the right customers for them than for them to set up new branch offices themselves. That’s why all our services are free of charge for you as a customer, as we are remunerated by the banks we work with. In addition, there are no surcharges or hidden costs for using our services, and the offer you receive from us is non-binding.
Our partner banks have their own teams that work with applications from us. The advantage for you is that you are likely to get a faster response to your application than if you submit an application yourself. Once we have received the necessary information and documentation from you, it normally takes 24-48 hours before you receive an offer or a financing certificate from us. In urgent cases with bidding rounds, it goes even faster. These will be prioritized and we will discuss the matter with the bank to find a solution as quickly as possible.
It takes time and energy to apply for and compare loans at different banks yourself. Because customer service is important to us, you’ll get a dedicated financial adviser who sees your entire financial picture. We’ll give you good advice on what changes you should consider to achieve the lowest possible cost on your loans and insurance. You tell your story only once and your advisor optimizes the application against several banks to find the best adapted offer for you.
Our goal is to find the loan that suits you best.No similar company in Norway has our range of financing partners. Eiendomsfinans does not work with all the banks in Norway, but cooperates with a wide range of good banks we believe cover most financial needs. We can help you with most things, maybe even products you weren’t aware
existed?
BN Bank, Bank 2 – part of Enity Bank Group AB, Resurs Bank, Skagerrak Sparebank, LEABank, Svea Finans, Skue Sparebank, Sparebank 1 SMN, Balanse Bank, Kraft Bank, Instabank, Nordax, Bank Norwegian,
Sandnes Sparebank, and Bluestep Bank – part of Enity Bank Group AB, we shall prepare and submit applications for deposit agreements, loan agreements, surety agreements and/or card products to one or more of the aforementioned banks. The application must contain complete and correct information about all relevant conditions for the product in question. The bank then makes an independent assessment of the application based on information from the customer and the agent and other sources. We would like to point out that we, as a financial agent, receive commission from the banks (mentioned above) on the basis of concluded agreements on loans etc. mediated through us.
Eiendomsfinans Drift AS is owned by Enity Bank Group AB.
The ownership does not affect the way we work at Eiendomsfinans. We will always try to find the solution that is best for our customers.
We are not permitted to receive remuneration from anyone other than the bank in question, cf. section 88 of the Financial Contracts Act. We are required by law to ensure that the bank’s obligations to the customer are fulfilled within the assignment we have received from the bank in question.
If the bank or we default on obligations in relation to specific products, the customer may apply any default sanctions directly to the bank in question. If our default concerns other matters, for example investment advice given by us, complaints may only be directed against the bank if we are an affiliated agent for the bank in question pursuant to Sections 10 – 16 of the Securities Trading Act. At present, we do not provide investment services/products subject to licensing.
