ABOUT US
Property finance
Compares loan offers on behalf of the customer
Why use a loan advisor?
Eiendomfinans compares loan offers. When you have to compare loans yourself, it is often required that you have to tell the same story over and over again. You must also provide all information about your financial situation each time. With us, you only need to tell us once and we’ll do the rest of the work of obtaining quotes.
Our services are free for you as a customer!
We collect the necessary documentation about you and your loan needs and write an optimized loan application. We then send this to the partner banks we think are the best for you. Of course, you have every opportunity to apply to banks that we do not cooperate with ourselves, in order to compare.
Our values
Safety and security
We want to be a player you can trust and have confidence in. We want what’s best for the customer, we’re interpersonal by genuinely caring, even beyond their financial situation. We are always objective in our proposed solutions.
Expertise
We have the best professionally competent and authorized employees with broad product understanding across banks. We are able to quickly familiarize ourselves with our customers’ unique situations, as well as communicate challenges and solutions in a simple and understandable way. We speak “bank in Norwegian”.
Helpfulness
We have high availability and are present for the customer. We offer fast and efficient communication, facilitate good dialog and tailor-made solutions.
Why is this free for you as a customer?
Eiendomsfinans is Norway’s largest mortgage lender. We will always work hard to tailor the solution that is best adapted to your loan needs.
Loan advisor, financial broker or loan broker are terms that are used interchangeably. We only work with loans and will not try to get you to buy any kind of investment products.
The work we do with writing an optimized loan application for you, as well as obtaining offers from the banks, is completely free of charge for you as a customer. Eiendomsfinans compares loan offers and the banks pay us for the work we do.
A financial supermarket - loans on tender
We’re a financial supermarket that covers most financial needs – we compare banks for you.
Since 1993, we have helped tens of thousands of customers find the right bank and loan product. In terms of loan volume, we mediate mortgages for around six billion annually.
Free and quick case management
With us, you will be assigned a permanent advisor who will help you throughout. After a
pleasant conversation with you, we map out your financial situation.
Free service - we compare banks
It is more reasonable for the banks that we find the right customers for them, than for them to establish new branch offices themselves. Therefore, all our services are free for you as a customer, as we are remunerated by the banks we work with. There are also no surcharges or hidden costs when using our services, and the offer you receive from us is non-binding.
Our cooperating banks have their own teams that work with applications from us. The advantage for you is that you will most likely get a faster response to your application than if you submit an application yourself. Once we have received the necessary information and documentation from you, it normally takes 24-48 hours before you receive an offer or a financing certificate from us. In urgent cases with bidding rounds, it goes even faster. These will be prioritized, and we will discuss the matter with the bank to find a solution as quickly as possible.
Personal follow-up
It takes both time and energy to apply for and compare loans in different banks yourself. Because customer service is important to us, you will therefore get a permanent financial advisor who sees your entire financial picture. We give you good advice on which changes you should consider in order to achieve the lowest possible cost of your loans and insurances. You only tell your story once and your adviser optimizes the application against several banks to find the best adapted offer for you.
Large network of collaboration partners
Our goal is to find the loan that suits you best.No similar company in Norway has our range of financing partners. Eiendomsfinans does not work with all the banks in Norway, but cooperates with a wide range of good banks we believe cover most financial needs. We can help you with most things, maybe even products you weren’t aware
existed?
We work with a wide range of excellent banks
As financial agent for:
BN Bank, Bank 2 – part of Enity Bank Group AB, Resurs Bank, Skagerrak Sparebank, LEABank, Svea Finans, Skue Sparebank, Sparebank 1 SMN, Balanse Bank, Kraft Bank, Instabank, Nordax, Bank Norwegian,
Sandnes Sparebank, and Bluestep Bank – part of Enity Bank Group AB, we shall prepare and submit applications for deposit agreements, loan agreements, surety agreements and/or card products to one or more of the aforementioned banks. The application must contain complete and correct information about all relevant conditions for the product in question. The bank then makes an independent assessment of the application based on information from the customer and the agent and other sources. We would like to point out that we, as a financial agent, receive commission from the banks (mentioned above) on the basis of concluded agreements on loans etc. mediated through us.
Our owners
Eiendomsfinans Drift AS is owned by Enity Bank Group AB.
The ownership does not affect the way we work at Eiendomsfinans. We will always try to find the solution that is best for our customers.
We do not have the opportunity to receive remuneration from other than the relevant banks, cf. Section 88 of the Financial Agreements Act. We are required by law to ensure that the bank’s obligations towards the customer are fulfilled within the mandate we have received from the relevant bank.
If the bank or we breach our obligations in relation to specific products, the customer can claim any sanctions for breach directly against the bank in question. If our possible breach relates to other matters, such as investment advice given by us, complaints can only be made against the bank if we are an affiliated agent for the bank in question pursuant to section 10-16 of the Securities Trading Act. At present, we do not provide investment services/products subject to licensing.