Mortgage UNG (Boliglån UNG)

Mortgage UNG (Boliglån UNG)

Boliglån UNG gives you the best interest rate if you are in the age group between 18 and 34 and have previously borrowed money to buy a home.

If you are going to buy a home again, you should choose this type of loan. You get better conditions and a better interest rate than a normal mortgage.

We help you choose the right bank for your needs and financial situation. Do not hesitate to contact us for help in choosing the best loan for you.

Are you applying for a loan for your first home?
Then you should read more about first home loans here .

This is what many people wonder about boliglån UNG:

What is Boliglån UNG / Young mortgage?

This is a type of loan for young people under the age of 34 who want to buy a home.

Does it have to be my first home?

It does not have to be your first home, but you must be under 34 years of age.

Must both be under 34 if we are a couple?

If you buy the home together with someone, one of you must be under 34 to qualify for the loan.

How much can I borrow in Boliglån UNG

You have the opportunity to borrow up to 85% of the property’s value, and with additional security ( real estate guarantor ) it is possible to apply for 100% financing. Remember that costs are added.

Can I transfer the loan to another bank?

If you already have a first home loan or Boliglån UNG in another bank, you can move this loan to a new bank as long as the loan has not been changed.

What are the requirements for applying for a home loan as a young person?

You must be between 18 and 34 years old, resident in Norway and have a fixed income that provides good financial ability to pay for the loan.

How much can I get in a loan?

How much you can borrow depends on your income. As a general rule, you should not have more total debt than 5 times your annual gross income. In addition, you must have 15% of the purchase price + costs in equity, or have additional security in another property or with a real estate surety.

Do I need a fixed income to get a mortgage?

Yes, you must have a fixed income and have completed a possible trial period with your employer. You can have a maximum of 5 times your annual gross income in total debt.

Can I get a mortgage with lower interest rates as a young person?

Yes, the best interest rates are offered for first home loans and UNG mortgages.

mortgage adviser young, Anders Fagerli and Filip Audunhus


Every day we help customers get mortgages for young people. We ask you to agree to a link so that the adviser can easily retrieve information about your finances, such as tax returns and payslips. We source everything directly from e.g. Altinn.

In the conversation, you and the adviser will find good solutions for you and your finances. The adviser calculates how much you can get in a home loan young, so that you do not borrow more than you have the opportunity to pay back.

By using Boliglån UNG, you can get the best conditions and a more favorable interest rate than you would get with a normal mortgage. Contact us for help choosing the best mortgage for you.