Refinancing
of loans
Refinancing simply means that you take out a new loan to pay off debts you have with other banks
- Apply for refinancing with multiple banks
- Free and non-binding service
- We do the work for you – for free
- Choose the loan with the best conditions
This is how we help you:
Fill in the application form
It only takes a few minutes and is completely
free and non-binding for you.
We talk to the banks
Your advisor will talk to our partners and find the
best solution for you.
Receive a non-binding offer
Once we've landed the solution we
most believe in, we'll contact you for a
no-obligation quote.
Refinancing of secured loans
If you own a home, you can combine loans in a refinancing and achieve lower interest rates, reduced monthly costs and a better financial overview.
With help from Eiendomsfinans, we do all the work for you.
We calculate and optimize your loan application against several banks. You then choose the offer that suits you best.
Totalbeløp
Kostnad
Etabl.gebyr
Termingebyr
Effektiv rente
This is how we help you:
Fill in the application form
It only takes a few minutes and is completely
free and non-binding for you.
We talk to the banks
Your advisor will talk to our partners and find the
best solution for you.
Receive a non-binding offer
Once we've landed the solution we
most believe in, we'll contact you for a
no-obligation quote.
Free and quick case management
With us, you will be assigned a permanent advisor who will help you throughout. After
a pleasant conversation with you, we map your financial situation.
FAQ - Frequently asked questions about loan refinancing
What is refinancing?
Refinancing is the process of borrowing money from a new creditor to pay off an existing debt. The goal of refinancing is often to get a better interest rate or a lower monthly payment on the debt.
What happens to the remaining debt when I refinance?
When you refinance, you pay off the existing debt with the money you borrow through the refinance. If you choose to refinance all the debt you have, the remaining debt will therefore be zero after the refinancing has been completed.
What should I consider before refinancing?
It is important to assess whether refinancing will be profitable for you, based on your financial goals and situation. You should compare the interest rate on your existing loan with the interest rate on a refinancing loan, and assess whether the difference in the interest rate will be large enough to make it worthwhile to refinance. You should also consider any fees that may be associated with refinancing and make sure you can afford them.
Is refinancing always profitable?
Refinancing is not always profitable. If you have a low interest rate on your existing loan, you may not be able to get a better interest rate through refinancing. In addition, there may be fees associated with refinancing, which may make it not worthwhile to refinance even if you can get a better interest rate. It is therefore important to assess whether refinancing will be profitable for you, based on your financial goals and situation. We help you calculate this.
Can I refinance a loan with a short repayment period?
Yes, it is possible to refinance a loan with a short repayment period, but you may not be able to get such a good interest rate on such a loan. This is because lenders usually require borrowers to have a longer repayment period to reduce the risk that the borrower will not be able to repay the loan.
Who can refinance?
Most people can refinance, as long as they have good credit and a stable income. However, it is worth noting that some types of debt, such as student loans, cannot be refinanced.
How do I apply to refinance?
You can apply for refinancing through Eiendomsfinans via the form at the top of the page. You will usually need to provide information about your financial situation, including income, assets and existing debts.
Can I refinance an unsecured loan?
Yes, you can refinance an unsecured loan, such as a credit card debt or a consumer loan. However, it is worth noting that unsecured loans usually have higher interest rates than secured loans. Here you can also read more about refinancing unsecured loans by collecting small loans.
Can I refinance a loan with a bad credit score?
It may be more difficult to refinance a loan with a bad credit score, but it is not impossible. We help you apply for refinancing with a lender that offers loans to people with bad credit, but you must expect to pay a higher interest rate than usual. You may also need a guarantor to refinance your debt. Read more about restart loans here.
Can I refinance a mortgage?
Yes, you can refinance a mortgage. The goal of refinancing a mortgage may be to get a lower interest rate, a shorter repayment period or to get a different type of loan, such as a fixed-rate loan, installment-free loan or mortgage credit. Read more about mortgage refinancing here.