Refinancing of of loans
Refinancing simply means that you take out a new loan to pay off debts you have with other banks
– Apply for refinancing at several banks
– Free and non-binding service
– We do the work for you – free of charge
– Choose the loan with the best conditions
If you own a home, you can combine loans in a refinancing and achieve lower interest rates, reduced monthly costs and a better financial overview.
Contact us for a quote:
With help from Eiendomsfinans, we do all the work for you.
We calculate and optimize your loan application against several banks. You then choose the offer that suits you best.
Refinancing of mortgages
Apply to refinance the mortgage to obtain better interest rates or borrowing on housing. We help you with the loan application and choice of bank.
Delete payment remarks
Do you want to refinance a loan with a payment notice, or do you need help finding out who you owe money to? With us, you get help to clear up debts and delete comments. You must be able to offer a mortgage on property you own, or with a guarantor, in order to obtain refinancing with payment remarks.
Restart loan
For restart loans , the bank accepts that you have payment notices or debt collection. You must be able to offer security in housing. The restart loan is used to pay off loans with notes and you can consolidate all debts into one loan.
Stop forced sales
Get help to avoid forced sales . There are several banks and several ways to solve financial challenges. We work with all the banks that offer debt refinancing with payment notices: Bank 2, Bluestep, Nordax, MyBank, Balansebank, Svea and Kraft Bank.
Help with debt
Here you can read more about us at Eiendomsfinans and why you should use an adviser for help with debt refinancing.
FAQ – frequently asked questions about refinancing:
What is refinancing?
Refinancing is the process of borrowing money from a new creditor to pay off an existing debt. The goal of refinancing is often to get a better interest rate or a lower monthly payment on the debt.
What happens to the remaining debt when I refinance?
When you refinance, you pay off the existing debt with the money you borrow through the refinance. If you choose to refinance all the debt you have, the remaining debt will therefore be zero after the refinancing has been completed.
What should I consider before refinancing?
It is important to assess whether refinancing will be profitable for you, based on your financial goals and situation. You should compare the interest rate on your existing loan with the interest rate on a refinancing loan, and assess whether the difference in the interest rate will be large enough to make it worthwhile to refinance. You should also consider any fees that may be associated with refinancing and make sure you can afford them.
Is refinancing always profitable?
Refinancing is not always profitable. If you have a low interest rate on your existing loan, you may not be able to get a better interest rate through refinancing. In addition, there may be fees associated with refinancing, which may make it not worthwhile to refinance even if you can get a better interest rate. It is therefore important to assess whether refinancing will be profitable for you, based on your financial goals and situation. We help you calculate this.
Can I refinance a loan with a short repayment period?
Yes, it is possible to refinance a loan with a short repayment period, but you may not be able to get such a good interest rate on such a loan. This is because lenders usually require borrowers to have a longer repayment period to reduce the risk that the borrower will not be able to repay the loan.
Who can refinance?
Most people can refinance, as long as they have good credit and a stable income. However, it is worth noting that some types of debt, such as student loans, cannot be refinanced.
How do I apply for refinancing?
You can apply for refinancing through Eiendomsfinans via the form at the top of the page. You will usually need to provide information about your financial situation, including income, assets and existing debts.
Can I refinance an unsecured loan?
Yes, you can refinance an unsecured loan, such as a credit card debt or a consumer loan. However, it is worth noting that unsecured loans usually have higher interest rates than secured loans. Here you can also read more about refinancing unsecured loans by collecting small loans.
Can I refinance a loan with a bad credit score?
It may be more difficult to refinance a loan with a bad credit score, but it is not impossible. We help you apply for refinancing with a lender that offers loans to people with bad credit, but you must expect to pay a higher interest rate than usual. You may also need a guarantor to refinance your debt. Read more about restart loans here.
Can I refinance a mortgage?
Yes, you can refinance a mortgage. The aim of refinancing a home loan may be to get a lower interest rate, a shorter repayment period or to get a different type of loan, such as a fixed-rate loan, interest-free loan or home equity credit line . Here you can read more about mortgage refinancing .
