Refinancing
Apply for refinancing with several banks
- Collect loans for lower costs
- Free and non-binding service
- Choose the loan with the best conditions
This is how we help you:
Fill in the application form
It only takes a few minutes and is completely
free and non-binding for you.
We talk to the banks
Your advisor will talk to our partners and find the
best solution for you.
Receive a non-binding offer
Once we've landed the solution we
most believe in, we'll contact you for a
no-obligation quote.
Refinancing of loans
Loan refinancing gives you the opportunity to combine your mortgage, consumer loan and credit card debt into one clear solution with lower interest rates and better terms.
At Eiendomsfinans, you get professional help to find the most profitable refinancing – completely free and without obligation.
By combining loans in a refinance, you can achieve a lower interest rate, reduced monthly expenses and get a better financial overview.
- What documents do I need to complete the application form?
Answer: You don’t need any documents to fill out our simple application form. - Can I contact the advisor directly for questions along the way? Answer: Yes, absolutely. You will be assigned a personal advisor who will help you every step of the way.
- How does refinancing affect my interest rate?
Answer: We will never recommend you a solution that is not better than the one you have today. The goal is to find offers that give you a lower interest rate or lower costs.
When and why can refinancing be beneficial?
- Lower interest rate
- Lower costs
- Combine several loans into one
- Fewer term fees
- Better overview
Apply for refinancing
Our advisors compare offers from several banks to ensure you get the best terms.
With refinancing you’ll enjoy lower monthly costs, better control over your finances and fewer bills to deal with. Start the process today and see how much you can save.
Eiendomsfinans does all the work for you. You submit your application and documentation once.
We optimize your application for refinancing against several banks. Then you can choose the offer that best suits you.
- What happens if I accept the offer?
Answer: In most cases, you receive loan documents electronically. Here you can read through all the terms and conditions and sign digitally. - How do I know that the solution is the best for me?
Answer: You can, for example, compare the offer you have received with other banks on Finansportalen. - What is the process after I have filled in the application form?
Answer: You will be assigned a personal advisor who will contact you. Together, you’ll find the solutions that are right for you. Your advisor then collects the necessary documentation and writes an optimal loan application to the relevant banks. You’ll receive an offer and be able to accept or reject it. It is always non-binding and free of charge via Eiendomsfinans. - How long does it take before I receive an offer?
Response: Normal response time from our partner banks is 24-48 hours. Some cases are more complex than others and these will take somewhat longer.
How will you refinance?
There are many types of refinancing and you can see some of them below. There you can read more about which type of refinancing is best for you. If you find it difficult to choose, contact us!
Realcusion
If you have a lot of loans that you need to refinance, you can apply for a secured loan. These are parents who offer extra security in their property because you don’t have enough in your own.
Conditions refinancing
- Total debt should not be more than five times total annual income (before tax).
- Refinancing can be granted up to 90% of the value of the property.
- If you have more debt than 90% of the value of your home, a mortgage may be an option.
- You don’t need to find any documents before you apply.
- The service from Eiendomsfinans is free and non-binding.
Costs, fees and financial consequences of refinancing.
We will never recommend you to refinance if you don’t get better terms on the interest rate, or lower costs. Both loans for refinancing and mortgages usually have an establishment fee of between 1,500-2,000 and a term fee of SEK 50 per month. In addition, there may be the cost of registering a mortgage on the property. This fee costs 545,-
Refinancing calculator
Totalbeløp
Kostnad
Etabl.gebyr
Termingebyr
Effektiv rente
This is how we help you:
Fill in the application form
It only takes a few minutes and is completely
free and non-binding for you.
We talk to the banks
Your advisor will talk to our partners and find the
best solution for you.
Receive a non-binding offer
Once we've landed the solution we
most believe in, we'll contact you for a
no-obligation quote.
With us you get help to refinance
Some people want to refinance to get better terms on their loan. Others want to consolidate several loans into one to get lower costs and only one bill to deal with. Talk to us about which refinancing is best for you.
- Call us on 32 88 00 00
Free and fast case management
With us, you will be assigned a dedicated advisor who will help you every step of the way. After
a pleasant conversation with you, we map out your financial situation.
Q&A - Frequently asked questions about refinancing
How can I apply for refinancing with eiendomsfinans.no?
Fill in the simple application form on the page. We’ll contact you to clarify what type of refinancing is right for you.
Who can refinance?
Most people can refinance, as long as they have good credit and a stable income. However, it is worth noting that some types of debt, such as student loans, cannot be refinanced.
What should I consider before refinancing?
It is important to assess whether refinancing will be profitable for you, based on your financial goals and situation. You should compare the interest rate on your existing loan with the interest rate on a refinancing loan, and assess whether the difference in the interest rate will be large enough to make it worthwhile to refinance. You should also consider any fees that may be associated with refinancing and make sure you can afford them.
How do I apply for refinancing?
You can apply to refinance through Eiendomsfinans via the button below. You will usually need to provide information about your financial situation, including income, assets and existing debts.
Can I refinance an unsecured loan?
Yes, you can refinance an unsecured loan, such as a credit card debt or a consumer loan. However, it is worth noting that unsecured loans usually have higher interest rates than secured loans. Here you can also read more about refinancing unsecured loans by collecting small loans
What does it cost to apply for refinancing?
Applying for refinancing via Eiendomsfinans is free and non-binding
What kind of loans can I refinance via eiendomsfinans.no?
You can refinance most types of loans. If it’s a loan with a payment remark, you must be able to offer security in property.