What is refinancing?
June 2, 2025
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What is refinancing? Refinancing can be done in many ways. In this article, we show you several different ways to refinance.
Refinancing
Apply for refinancing with several banks
- Collect loans for lower costs
- Free and non-binding service
- Choose the loan with the best conditions
This is how we help you:
Fill in the application form
It only takes a few minutes and is completely
free and non-binding for you.
We talk to the banks
Your advisor will talk to our partners and find the
best solution for you.
Receive a non-binding offer
Once we've landed the solution we
most believe in, we'll contact you for a
no-obligation quote.
Refinancing of loans
Refinancing of loans gives you the opportunity to combine mortgages, consumer loans and credit card debt in one clear solution with lower interest rates and better terms. At Eiendomsfinans, you get professional help to find the most profitable refinancing – completely free and without obligation.
Our advisors compare offers from multiple banks to ensure you get the best terms. With our refinancing you’ll enjoy lower monthly costs, better control over your finances and fewer bills to deal with. Start the process today and see how much you can save.
Hvilke dokumenter trenger jeg for å fylle ut søknadsskjemaet?
Du trenger ikke å ha noen dokumenter klare før du fyller ut søknadsskjemaet.
Kan jeg kontakte rådgiveren direkte for spørsmål underveis?
Ja, du får både e-post og mobilnummer til din personlige rådgiver som følger deg hele veien.
Hvordan påvirker refinansiering renten min?
Vi vil alltid jobbe for å få en lavere rente eller lavere månedlige kostnader enn du har i dag. Alle tilbud vi kommer med er uforpliktende for deg.
Apply for refinancing
Applying for refinancing is both free and non-binding via Eiendomsfinans.
There are many forms of refinancing further down you can read more about some of them. If you find it difficult to choose, click on search refinancing for a conversation with us:
Hva skjer hvis jeg takker ja til tilbudet?
I de aller fleste tilfeller får du tilsendt elektronisk lenke fra banken du har takket ja til. Via denne lenken kan du signere på dine nye lånedokument.
Hvordan vet jeg at løsningen er den beste for meg?
Vi vil alltid jobbe for å skaffe deg et meget godt tilbud. Du kan selv sammenlikne tilbudet med f.eks Finansportalen
Hvordan foregår prosessen etter at jeg har fylt ut søknadsskjemaet?
Du får tildelt en personlig rådgiver hos Eiendomsfinans som kontakter deg via telefon eller e-post. Etter en samtale avklarer vi raskt hvilken løsning som blir bra for deg.
Hvor lang tid tar det før jeg mottar et tilbud?
I de fleste tilfeller 24-48 timer. Noen saker er mer komplekse enn andre og da kan det ta noe lenger tid før vi har konkrete tilbud klart til deg.
Realcusion
If you have a lot of loans that you need to refinance, you can apply for a secured loan. These are parents who offer extra security in their property because you don’t have enough in your own.
Recommendations:
Conditions refinancing
- Total debt should not exceed five times total annual gross income.
- Refinancing can be granted up to 90% of the value of the property.
- If you have more debt than 90% of the value of your home, a mortgage may be an option.
Refinancing calculator
Totalbeløp
Kostnad
Etabl.gebyr
Termingebyr
Effektiv rente
This is how we help you:
Fill in the application form
It only takes a few minutes and is completely
free and non-binding for you.
We talk to the banks
Your advisor will talk to our partners and find the
best solution for you.
Receive a non-binding offer
Once we've landed the solution we
most believe in, we'll contact you for a
no-obligation quote.
WITH US YOU GET HELP WITH REFINANCING
Some people want to refinance to get better terms on their loan. Others want to consolidate several loans into one to get lower costs and only one bill to deal with. Talk to us about which refinancing is best for you.
Free and fast case management
With us, you will be assigned a dedicated advisor who will help you every step of the way. After
a pleasant conversation with you, we map out your financial situation.
Q&A - Frequently asked questions about refinancing
How can I apply for refinancing with eiendomsfinans.no?
You fill in the simple application form and we’ll contact you shortly. After a conversation with you, we’ll explain which type of refinancing might be right for you.
Who can refinance?
Most people can refinance, as long as they have good credit and a stable income. However, it is worth noting that some types of debt, such as student loans, cannot be refinanced.
What should I consider before refinancing?
It is important to assess whether refinancing will be profitable for you, based on your financial goals and situation. You should compare the interest rate on your existing loan with the interest rate on a refinancing loan, and assess whether the difference in the interest rate will be large enough to make it worthwhile to refinance. You should also consider any fees that may be associated with refinancing and make sure you can afford them.
How do I apply for refinancing?
You can apply to refinance through Eiendomsfinans via the button below. You will usually need to provide information about your financial situation, including income, assets and existing debts.
Can I refinance an unsecured loan?
Yes, you can refinance an unsecured loan, such as a credit card debt or a consumer loan. However, it is worth noting that unsecured loans usually have higher interest rates than secured loans. Here you can also read more about refinancing unsecured loans by collecting small loans
What does it cost to apply for refinancing?
Applying for refinancing costs nothing via Eiendomsfinans. All our services are both free and non-binding.
What kind of loans can I refinance via eiendomsfinans.no?
You can refinance most types of loans via Eiendomsfinans. If you have a loan with payment remarks, you must be able to offer security in real estate to refinance.
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